` Comparison: CINF, PGR - Alpha Spread

CINF
vs
PGR

Over the past 12 months, CINF has outperformed PGR, delivering a return of +14% compared to the PGR's 5% drop.

Valuation Growth Profitability Solvency Stocks Performance
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CINF
PGR
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Stocks Compared:
CINF PGR
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Valuation Comparison

CINF Intrinsic Value
132.54 USD
Overvaluation 21%
Intrinsic Value
Price
PGR Intrinsic Value
285.61 USD
Undervaluation 17%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Cincinnati Financial Corp
NASDAQ:CINF
167.07 USD
Progressive Corp
NYSE:PGR
236.36 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
CINF, PGR

CINF
PGR
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Cincinnati Financial Corp
Revenue
Progressive Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CINF, PGR

CINF
PGR
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Cincinnati Financial Corp
NASDAQ:CINF
FCF is not applicable for financial companies
Progressive Corp
NYSE:PGR
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

CINF
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Operating Margin

CINF
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Net Margin

CINF
17.6%
PGR
12.6%

FCF Margin

CINF
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROE

CINF
14.5%
PGR
34.2%

ROA

CINF
5.5%
PGR
9.5%

ROIC

CINF
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROCE

CINF
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CINF, PGR

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PGR
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
CINF, PGR

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CINF
PGR
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
CINF, PGR

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PGR
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