` Comparison: CINF, TRV - Alpha Spread

CINF
vs
TRV

Over the past 12 months, CINF has underperformed TRV, delivering a return of +17% compared to the TRV's +23% growth.

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CINF
TRV
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Stocks Compared:
CINF TRV
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Valuation Comparison

CINF Intrinsic Value
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TRV Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Cincinnati Financial Corp
NASDAQ:CINF
167.11 USD
Travelers Companies Inc
NYSE:TRV
291.27 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
CINF, TRV

CINF
TRV
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Cincinnati Financial Corp
Revenue
Travelers Companies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CINF, TRV

CINF
TRV
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Cincinnati Financial Corp
NASDAQ:CINF
FCF is not applicable for financial companies
Travelers Companies Inc
NYSE:TRV
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

CINF
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Operating Margin

CINF
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Net Margin

CINF
17.6%
TRV
12.1%

FCF Margin

CINF
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

ROE

CINF
14.5%
TRV
19.7%

ROA

CINF
5.5%
TRV
4.2%

ROIC

CINF
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

ROCE

CINF
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Cincinnati Financial Corp
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CINF, TRV

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CINF
TRV
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Performance Gap
CINF, TRV

Performance Gap Between CINF and TRV
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Performance By Year
CINF, TRV

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CINF
TRV
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