` Comparison: ROOT, CB - Alpha Spread

ROOT
vs
CB

Over the past 12 months, ROOT has significantly outperformed CB, delivering a return of +81% compared to the CB's +4% growth.

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ROOT
CB
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

ROOT Intrinsic Value
62.75 USD
Overvaluation 50%
Intrinsic Value
Price
CB Intrinsic Value
346.672 USD
Undervaluation 23%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Root Inc
NASDAQ:ROOT
126.4 USD
Chubb Ltd
NYSE:CB
267.695 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
ROOT, CB

ROOT
CB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Root Inc
Revenue
Chubb Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
ROOT, CB

ROOT
CB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Root Inc
NASDAQ:ROOT
FCF is not applicable for financial companies
Chubb Ltd
NYSE:CB
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

ROOT
CB
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Chubb Ltd
Not applicable for financial companies

Operating Margin

ROOT
CB
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Chubb Ltd
Not applicable for financial companies

Net Margin

ROOT
3.7%
CB
15.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Chubb Ltd

FCF Margin

ROOT
CB
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Chubb Ltd
Not applicable for financial companies

ROE

ROOT
15.1%
CB
13.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Chubb Ltd

ROA

ROOT
3.1%
CB
3.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Chubb Ltd

ROIC

ROOT
CB
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Chubb Ltd
Not applicable for financial companies

ROCE

ROOT
CB
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Chubb Ltd
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
ROOT, CB

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Performance Gap
ROOT, CB

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ROOT
CB
Difference
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Performance By Year
ROOT, CB

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ROOT
CB
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