` Comparison: ROOT, TRV - Alpha Spread

ROOT
vs
TRV

Over the past 12 months, ROOT has underperformed TRV, delivering a return of +4% compared to the TRV's +19% growth.

Valuation Growth Profitability Solvency Stocks Performance
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ROOT
TRV
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Stocks Compared:
ROOT TRV
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Valuation Comparison

ROOT Intrinsic Value
73.57 USD
Overvaluation 9%
Intrinsic Value
Price
TRV Intrinsic Value
325.16 USD
Undervaluation 11%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Root Inc
NASDAQ:ROOT
81.14 USD
Travelers Companies Inc
NYSE:TRV
290.59 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
ROOT, TRV

ROOT
TRV
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Root Inc
Revenue
Travelers Companies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ROOT, TRV

ROOT
TRV
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Root Inc
NASDAQ:ROOT
FCF is not applicable for financial companies
Travelers Companies Inc
NYSE:TRV
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

ROOT
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Operating Margin

ROOT
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Net Margin

ROOT
3.7%
TRV
12.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Travelers Companies Inc

FCF Margin

ROOT
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

ROE

ROOT
16.1%
TRV
19.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Travelers Companies Inc

ROA

ROOT
3.4%
TRV
4.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Travelers Companies Inc

ROIC

ROOT
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

ROCE

ROOT
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Root Inc
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ROOT, TRV

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ROOT
TRV
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
ROOT, TRV

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ROOT
TRV
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
ROOT, TRV

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TRV
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