` Comparison: TOP, SCHW - Alpha Spread

TOP
vs
SCHW

Over the past 12 months, TOP has underperformed SCHW, delivering a return of -18% compared to the SCHW's +32% growth.

Valuation Growth Profitability Solvency Stocks Performance
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TOP
SCHW
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Stocks Compared:
TOP SCHW
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Valuation Comparison

TOP Intrinsic Value
0.98 USD
Overvaluation 7%
Intrinsic Value
Price
SCHW Intrinsic Value
160.19 USD
Undervaluation 38%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
TOP Financial Group Ltd
NASDAQ:TOP
1.06 USD
Charles Schwab Corp
NYSE:SCHW
98.82 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
TOP, SCHW

TOP
SCHW
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
TOP Financial Group Ltd
Revenue
Charles Schwab Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
TOP, SCHW

TOP
SCHW
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
TOP Financial Group Ltd
NASDAQ:TOP
Charles Schwab Corp
NYSE:SCHW
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What is Free Cash Flow?

Gross Margin

TOP
59.9%
SCHW
84.4%

Operating Margin

TOP
-167.2%
SCHW
39%

Net Margin

TOP
-179.3%
SCHW
28.6%

FCF Margin

TOP
-434.8%
SCHW
-5.1%

ROE

TOP
-15.8%
SCHW
16.1%

ROA

TOP
-11.4%
SCHW
1.7%

ROIC

TOP
-24.8%
SCHW
2.6%

ROCE

TOP
-14.8%
SCHW
15.2%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
TOP, SCHW

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Performance Gap
TOP, SCHW

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TOP
SCHW
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
TOP, SCHW

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SCHW
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