` TRST (TrustCo Bank Corp N Y) vs RKT (Rocket Companies Inc) Comparison - Alpha Spread

TRST
vs
RKT

Over the past 12 months, TRST has significantly outperformed RKT, delivering a return of +24% compared to the RKT's +3% growth.

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
TRST
RKT
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

TRST Intrinsic Value
37.38 USD
Undervaluation 6%
Intrinsic Value
Price
RKT Intrinsic Value
22.92 USD
Undervaluation 39%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
TrustCo Bank Corp N Y
NASDAQ:TRST
35.28 USD
Rocket Companies Inc
NYSE:RKT
13.89 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
TRST vs RKT

TRST
RKT
Add Stock
Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
TrustCo Bank Corp N Y
Revenue
Rocket Companies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
TRST vs RKT

TRST
RKT
Add Stock
Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
TrustCo Bank Corp N Y
NASDAQ:TRST
FCF is not applicable for financial companies
Rocket Companies Inc
NYSE:RKT
What is Free Cash Flow?

Gross Margin

TRST
RKT
0%
LTM 3Y Avg 5Y Avg 10Y Avg
TrustCo Bank Corp N Y
Not applicable for financial companies
Rocket Companies Inc

Operating Margin

TRST
RKT
16.3%
LTM 3Y Avg 5Y Avg 10Y Avg
TrustCo Bank Corp N Y
Not applicable for financial companies
Rocket Companies Inc

Net Margin

TRST
29%
RKT
0.1%

FCF Margin

TRST
RKT
-53.1%
LTM 3Y Avg 5Y Avg 10Y Avg
TrustCo Bank Corp N Y
Not applicable for financial companies
Rocket Companies Inc

ROE

TRST
7.6%
RKT
0.5%

ROA

TRST
0.8%
RKT
0%

ROIC

TRST
RKT
3.4%
LTM 3Y Avg 5Y Avg 10Y Avg
TrustCo Bank Corp N Y
Not applicable for financial companies
Rocket Companies Inc

ROCE

TRST
RKT
5.9%
LTM 3Y Avg 5Y Avg 10Y Avg
TrustCo Bank Corp N Y
Not applicable for financial companies
Rocket Companies Inc

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
TRST vs RKT

Loading

Performance Gap
TRST vs RKT

Loading
TRST
RKT
Difference
www.alphaspread.com

Performance By Year
TRST vs RKT

Loading
TRST
RKT
Add Stock
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare TRST to other stocks
Unlock Full Access to Alpha Spread
Create Free Account