TrustCo Bank Corp N Y
NASDAQ:TRST
Intrinsic Value
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. [ Read More ]
The intrinsic value of one
TRST
stock under the Base Case scenario is
36.49
USD.
Compared to the current market price of 27.3 USD,
TrustCo Bank Corp N Y
is
Undervalued by 25%.
TRST could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
TRST stock price (27.3 USD) is 25% less than its Intrinsic Value (36.49 USD).
TRST stock price (27.3 USD) is 15% less than its Relative Value (31.97 USD). Open Relative Valuation
TRST has downside potential of 3% compared to the average analyst price target.
Open Wall St Estimates
TRST's ROE (Return on Equity) has decreased in the last 3 years from 10% to 9%.
TRST's Revenue has been growing by 4% per year for the last 3 years.
TRST's Revenue has dropped by 5% over the past 12 months.
TRST's ROE (Return on Equity) for the past 12 months is positive and is equal to 9%.
TRST has positive three-year average ROE (Return on Equity): 11%. The company is efficient at transforming stockholders' equity into net income.
TRST has positive Net Income for the last twelve months.
TRST's D/E (Debt to Equity) is very low and is equal to 0.14.
Valuation Backtest
TrustCo Bank Corp N Y
Run backtest to discover the historical profit from buying and selling
TRST
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Wall St
Price Targets
TRST Price Targets Summary
TrustCo Bank Corp N Y
According to Wall Street analysts, the average 1-year price target for
TRST
is 26.52 USD
with a low forecast of 26.26 USD and a high forecast of 27.3 USD.
Ownership
TRST Insider Trading
Buy and sell transactions by insiders
| Period | Sold | Bought | Net |
|---|---|---|---|
| 3 Months |
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| 6 Months |
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| 9 Months |
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| 12 Months |
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Shareholder Return
TRST Price
TrustCo Bank Corp N Y
| Average Annual Return | 4.16% |
| Standard Deviation of Annual Returns | 17.02% |
| Max Drawdown | -49% |
| Market Capitalization | 519.4m USD |
| Shares Outstanding | 19 024 400 |
| Percentage of Shares Shorted | 1.29% |
Company Profile
TrustCo Bank Corp N Y
Country
Industry
Market Cap
Dividend Yield
Description
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company is headquartered in Albany, New York and currently employs 844 full-time employees. The firm's principal subsidiary is Trustco Bank (the Bank). The Bank focuses on providing service to the communities served by its branch-banking network. The company operates through community banking segment. The firm operates in the geographical region of Upstate New York with branches also in Florida and the mid-Hudson valley region of New York. The Bank's subsidiary, Trustco Realty Corp., is a real estate investment trust (REIT) formed to acquire, hold and manage real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. The Bank's trust department operates under the name, Trustco Financial Services, and serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, and provides estate planning and related advice, provides custodial services.
Contact
IPO
Employees
Officers
The intrinsic value of one
TRST
stock under the Base Case scenario is
36.49
USD.
Compared to the current market price of 27.3 USD,
TrustCo Bank Corp N Y
is
Undervalued by 25%.
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