` Comparison: XCHANGING vs PYPL - Alpha Spread

XCHANGING
vs
PYPL

Over the past 12 months, XCHANGING has outperformed PYPL, delivering a return of -32% compared to the PYPL's 37% drop.

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XCHANGING
PYPL
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Valuation Comparison

XCHANGING Intrinsic Value
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PYPL Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Xchanging Solutions Ltd
NSE:XCHANGING
69.65 INR
PayPal Holdings Inc
NASDAQ:PYPL
56.635 USD
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Valuation Scenario:
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Base Case
Bull Case

Growth Comparison

Growth Over Time
XCHANGING, PYPL

XCHANGING
PYPL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Xchanging Solutions Ltd
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
XCHANGING, PYPL

XCHANGING
PYPL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Xchanging Solutions Ltd
NSE:XCHANGING
PayPal Holdings Inc
NASDAQ:PYPL
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What is Free Cash Flow?

Gross Margin

XCHANGING
71.2%
PYPL
41.6%

Operating Margin

XCHANGING
32.5%
PYPL
19.2%

Net Margin

XCHANGING
29.7%
PYPL
15%

FCF Margin

XCHANGING
19.6%
PYPL
16.9%

ROE

XCHANGING
17%
PYPL
24.4%

ROA

XCHANGING
11.7%
PYPL
6%

ROIC

XCHANGING
29.8%
PYPL
17.4%

ROCE

XCHANGING
14.6%
PYPL
18.5%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
XCHANGING, PYPL

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PYPL
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Performance Gap
XCHANGING, PYPL

Performance Gap Between XCHANGING and PYPL
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Performance By Year
XCHANGING, PYPL

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