` Comparison: APYP vs SPNS - Alpha Spread
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APYP
vs
SPNS

Over the past 12 months, APYP has underperformed SPNS, delivering a return of +55% compared to the SPNS's +66% growth.

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APYP
SPNS
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Stocks Compared:
APYP SPNS
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Valuation Comparison

APYP Intrinsic Value
0.0002 USD
Overvaluation 99%
Intrinsic Value
Price
SPNS Intrinsic Value
26.26 USD
Overvaluation 40%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
AppYea Inc
OTC:APYP
0.0201 USD
Sapiens International Corporation NV
NASDAQ:SPNS
43.45 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
APYP, SPNS

APYP
SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
AppYea Inc
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
APYP, SPNS

APYP
SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
AppYea Inc
OTC:APYP
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

APYP
5.6%
SPNS
44.3%

Operating Margin

APYP
-8 305.6%
SPNS
13.7%

Net Margin

APYP
-17 450%
SPNS
11.4%

FCF Margin

APYP
-3 088.9%
SPNS
12.5%

ROE

APYP
99.9%
SPNS
13.1%

ROA

APYP
-1 028.2%
SPNS
9%

ROIC

APYP
-788.9%
SPNS
10.9%

ROCE

APYP
47.3%
SPNS
13.9%

Solvency Comparison

AppYea Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Sapiens International Corporatio...
Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
APYP, SPNS

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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
APYP, SPNS

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APYP
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
APYP, SPNS

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