` Comparison: FDCHF vs SOFI - Alpha Spread
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FDCHF
vs
SOFI

Over the past 12 months, FDCHF has significantly outperformed SOFI, delivering a return of +39% compared to the SOFI's +16% growth.

Valuation Growth Profitability Solvency Stocks Performance
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FDCHF
SOFI
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Stocks Compared:
FDCHF SOFI
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Valuation Comparison

FDCHF Intrinsic Value
2.97 USD
Undervaluation 27%
Intrinsic Value
Price
SOFI Intrinsic Value
9.7 USD
Overvaluation 50%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Funding Circle Holdings PLC
OTC:FDCHF
2.18 USD
SoFi Technologies Inc
NASDAQ:SOFI
19.57 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
FDCHF, SOFI

FDCHF
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Funding Circle Holdings PLC
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FDCHF, SOFI

FDCHF
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Funding Circle Holdings PLC
OTC:FDCHF
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

FDCHF
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

FDCHF
4.9%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

FDCHF
14.9%
SOFI
13.3%

FCF Margin

FDCHF
-32.3%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
SoFi Technologies Inc
Not applicable for financial companies

ROE

FDCHF
12.6%
SOFI
5.7%

ROA

FDCHF
7.1%
SOFI
1.1%

ROIC

FDCHF
4.6%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
SoFi Technologies Inc
Not applicable for financial companies

ROCE

FDCHF
4%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

Funding Circle Holdings PLC
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
SoFi Technologies Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FDCHF, SOFI

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FDCHF
SOFI
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Performance Gap
FDCHF, SOFI

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FDCHF
SOFI
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
FDCHF, SOFI

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FDCHF
SOFI
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