` BNP (BNP Paribas SA) vs INGA (ING Groep NV) Comparison - Alpha Spread

BNP
vs
INGA

Over the past 12 months, BNP has outperformed INGA, delivering a return of +18% compared to the INGA's +15% growth.

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
BNP
INGA
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

BNP Intrinsic Value
HIDDEN
Show
INGA Intrinsic Value
HIDDEN
Show
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
BNP Paribas SA
PAR:BNP
75.15 EUR
ING Groep NV
AEX:INGA
19.032 EUR
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
BNP vs INGA

BNP
INGA
Add Stock
Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
BNP Paribas SA
Revenue
ING Groep NV
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
BNP vs INGA

BNP
INGA
Add Stock
Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
BNP Paribas SA
PAR:BNP
FCF is not applicable for financial companies
ING Groep NV
AEX:INGA
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

BNP
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
BNP Paribas SA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

Operating Margin

BNP
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
BNP Paribas SA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

Net Margin

BNP
16.8%
INGA
27.2%
LTM 3Y Avg 5Y Avg 10Y Avg
BNP Paribas SA
ING Groep NV

FCF Margin

BNP
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
BNP Paribas SA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

ROE

BNP
13.1%
INGA
18.6%
LTM 3Y Avg 5Y Avg 10Y Avg
BNP Paribas SA
ING Groep NV

ROA

BNP
0.6%
INGA
0.9%
LTM 3Y Avg 5Y Avg 10Y Avg
BNP Paribas SA
ING Groep NV

ROIC

BNP
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
BNP Paribas SA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

ROCE

BNP
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
BNP Paribas SA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
BNP vs INGA

Loading

Performance Gap
BNP vs INGA

Performance Gap Between BNP and INGA
HIDDEN
Show

Performance By Year
BNP vs INGA

Loading
BNP
INGA
Add Stock
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare BNP to other stocks
Unlock Full Access to Alpha Spread
Create Free Account