Beforepay Group Ltd
ASX:B4P
Prices of ASX stocks are not being updated. The latest B4P price on Alpha Spread is from Oct 14, 2026. Financials, forecasts and intrinsic value keep updating.
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Intrinsic Value
The intrinsic value of Beforepay Group Ltd (B4P) under the Base Case is 4.76 AUD per share. Compared with the last price of 1.46 AUD on Oct 14, the stock appears Undervalued by 69% .
The intrinsic value is calculated using the DCF method. The model assumes net margin rises from 16% last year to 26% by 2031, higher than in any of the last six years. Revenue grows about 44% in 2027, then slows: about 15% a year on average over the next five years, less than a third of its five-year pace of 62%.
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Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Beforepay Group Does
Beforepay Group Ltd is an Australian fintech company best known for its wage advance product. It lets individual customers access a portion of the pay they have already earned before their payday, then repay it when their wages arrive. The company also offers budgeting and money-management tools that sit around the same basic service.
- Headquarters
- Australia AU
- Employees
- 43
- IPO date
- Jan 17, 2022
Earnings Waterfall
Beforepay Group Ltd
What is the Intrinsic Value of one B4P stock?
The intrinsic value for Beforepay Group Ltd (B4P) under the Base Case is 4.76 AUD.
Is B4P stock undervalued or overvalued?
Compared with the last price of 1.46 AUD on Oct 14, the stock appears Undervalued by 69% .