B

Beforepay Group Ltd
ASX:B4P

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Beforepay Group Ltd
ASX:B4P
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Price: 1.73 AUD -2.26% Market Closed
Market Cap: 83.5m AUD

Relative Value

B4P doesn't have a meaningful market cap.

The Relative Value of one B4P stock under the Base Case scenario is 1.82 AUD. Compared to the current market price of 1.73 AUD, Beforepay Group Ltd is Undervalued by 5%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

B4P Relative Value
Base Case
1.82 AUD
Undervaluation 5%
Relative Value
Price
B
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
2
vs Industry
68
Median 3Y
0.7
Median 5Y
0.7
Industry
3.4
Forward
2.1
vs History
2
vs Industry
35
Median 3Y
-3.5
Median 5Y
-906.8
Industry
16
Forward
14.3
vs History
vs Industry
Median 3Y
-21.5
Median 5Y
-23.3
Industry
10.5
vs History
6
vs Industry
24
Median 3Y
4.4
Median 5Y
-6
Industry
13.3
vs History
2
vs Industry
31
Median 3Y
0.9
Median 5Y
0.8
Industry
1.4
vs History
2
vs Industry
64
Median 3Y
1
Median 5Y
0.1
Industry
5
Forward
2.6
vs History
2
vs Industry
69
Median 3Y
1.1
Median 5Y
0.1
Industry
7.3
vs History
4
vs Industry
47
Median 3Y
5.7
Median 5Y
-0
Industry
14.2
Forward
10.3
vs History
4
vs Industry
44
Median 3Y
5.7
Median 5Y
-0
Industry
14.6
Forward
10.3
vs History
vs Industry
52
Median 3Y
-28.6
Median 5Y
-30.6
Industry
12.6
vs History
vs Industry
49
Median 3Y
-27.8
Median 5Y
-30.2
Industry
13.5
vs History
13
vs Industry
26
Median 3Y
0.8
Median 5Y
0.8
Industry
1

Multiples Across Competitors

B4P Competitors Multiples
Beforepay Group Ltd Competitors

Market Cap P/S P/E EV/EBITDA EV/EBIT
AU
Beforepay Group Ltd
ASX:B4P
83.4m AUD 2.2 18.7 10.9 10.9
US
American Express Co
NYSE:AXP
212.6B USD 2.8 21.2 24.9 28.3
US
Capital One Financial Corp
NYSE:COF
137.8B USD 3.2 -457.7 58.5 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.3T INR 7.4 30.7 25.6 26.3
US
Discover Financial Services
NYSE:DFS
50.4B USD 2.3 9.1 216.5 0
US
Synchrony Financial
NYSE:SYF
26.6B USD 1.4 8.3 87.3 0
US
SoFi Technologies Inc
NASDAQ:SOFI
26.5B USD 8.7 47.1 144.6 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.1B USD 0 0 0 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.2T INR 4.8 28.8 34.8 35.9
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.2T INR 2.7 12 19.6 20.4
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.7 4.3 8.6 12.3