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Pepper Money Ltd (ASX:PPM)

1.59 AUD
Watchlist Manager
Pepper Money Ltd Logo
Pepper Money Ltd
ASX:PPM
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Intrinsic Value

PPM's intrinsic value estimate is unreliable because it is based only on its relative value.

The intrinsic value of one PPM stock under the Base Case scenario is 4.88 AUD. Compared to the current market price of 1.59 AUD, Pepper Money Ltd is Undervalued by 67%.

The Intrinsic Value is calculated as the average of the two valuation methods:

Undervaluation 67%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Fundamental Analysis

PPM Profitability Score
Profitability Due Diligence

Pepper Money Ltd's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

Negative Free Cash Flow
Low 3-Year Average ROIC
Negative Revenue Growth Forecast
Low ROIC
55/100
Profitability
Score

Pepper Money Ltd's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

PPM Solvency Score
Solvency Due Diligence

Pepper Money Ltd's solvency score is 15/100. The higher the solvency score, the more solvent the company is.

Low Interest Coverage
Low Altman Z-Score
Positive Net Debt
High D/E
15/100
Solvency
Score

Pepper Money Ltd's solvency score is 15/100. The higher the solvency score, the more solvent the company is.

Wall Street
Price Targets

PPM Price Targets
Price Targets made by Wall Street

Wall Street analysts forecast PPM stock price to rise over the next 12 months.

12-month price targets for PPM stock made by Wall Street professionals. The average price target is 2.1 AUD with a low forecast of 1.52 AUD and a high forecast of 3.15 AUD.

Lowest
Price Target
1.52 AUD
5% Downside
Average
Price Target
2.1 AUD
32% Upside
Highest
Price Target
3.15 AUD
98% Upside
View Analyst Estimates
View Analyst Estimates

Insider Trading

PPM Insider Trading
Buy and sell transactions by insiders

There is no information about any insider activity
Why is insider trading important?

Competitors

Competitors Valuation
Pepper Money Ltd Competitors

Shareholder Return

PPM Price
Pepper Money Ltd

1M 1M
+14%
6M 6M
-18%
1Y 1Y
-35%
3Y 3Y
-36%
5Y 5Y
-36%
Annual Price Range
1.59
52w Low
1.135
52w High
2.6568
Price Metrics
Average Annual Return
N/A
Standard Deviation of Annual Returns
N/A
Max Drawdown -57%

Company Profile

Pepper Money Ltd

Country

Australia

Industry

Financial Services

Market Cap

699M AUD

Dividend Yield

5.52%

Description

Pepper Money engages in the provision of home, car, and personal loan services. The company is headquartered in Sydney, New South Wales. The company went IPO on 2021-05-25. The firm operates various businesses in Europe, Asia and the Pacific regions. The company targets customer segments such as non-conforming borrowers that are unable to satisfy the criteria of the Australia Banks. The company offers categories of products, which includes mortgages for residential home loans, asset finances primarily for used cars and, loan servicing for residential mortgages and personal loans. The company offers a range of loan portfolios on behalf of third-party clients in Australia, Ireland, the United Kingdom and Spain. Its services include lending, asset servicing, broker portal and debt investor.

Contact

NEW SOUTH WALES
Sydney
146 Arthur Street, Level 27
+61289133030.0
https://www.pepper.com.au/

IPO

2021-05-25

Employees

-

Officers

CEO & Director
Mr. Mario Rehayem
CFO & Director
Ms. Therese McGrath
Group Chief Exec. Officer & Director
Mr. Michael C. Culhane
Gen. Mang. of Operations
Mr. Matthew Tinker
Chief Information Officer
Mr. Neale Kant
Chief Marketing Officer
Ms. Joanne Thrift
Show More
Head of Sales
Mr. Ryan Brailsford
Head of HR
Ms. Sue Kent
Head of Lenging Technology
Mr. James Henshaw
Group Chief Risk Officer
Mr. Timothy Cecil
Show Less

See Also

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PPM Stock FAQ

What is the Intrinsic Value of one PPM stock?

The intrinsic value of one PPM stock under the Base Case scenario is 4.88 AUD.

Is PPM stock undervalued or overvalued?

Compared to the current market price of 1.59 AUD, Pepper Money Ltd is Undervalued by 67%.