Pepper Money Ltd
ASX:PPM
Intrinsic Value
Pepper Money engages in the provision of home, car, and personal loan services. [ Read More ]
The intrinsic value of one PPM stock under the Base Case scenario is 4.64 AUD. Compared to the current market price of 1.55 AUD, Pepper Money Ltd is Undervalued by 67%.
Valuation Backtest
Pepper Money Ltd
Run backtest to discover the historical profit from buying and selling PPM stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
Pepper Money Ltd
Current Assets | 142.3m |
Cash & Short-Term Investments | 121.1m |
Receivables | 21.2m |
Non-Current Assets | 20.1B |
Long-Term Investments | 19.2m |
PP&E | 32m |
Intangibles | 141m |
Other Non-Current Assets | 19.9B |
Current Liabilities | 26.6m |
Accounts Payable | 17.1m |
Other Current Liabilities | 9.5m |
Non-Current Liabilities | 19.4B |
Long-Term Debt | 19.3B |
Other Non-Current Liabilities | 98.7m |
Earnings Waterfall
Pepper Money Ltd
Revenue
|
1.5B
AUD
|
Cost of Revenue
|
-1.1B
AUD
|
Gross Profit
|
427.8m
AUD
|
Operating Expenses
|
-249.5m
AUD
|
Operating Income
|
178.3m
AUD
|
Other Expenses
|
-67.6m
AUD
|
Net Income
|
110.7m
AUD
|
Free Cash Flow Analysis
Pepper Money Ltd
PPM Profitability Score
Profitability Due Diligence
Pepper Money Ltd's profitability score is 50/100. The higher the profitability score, the more profitable the company is.
Score
Pepper Money Ltd's profitability score is 50/100. The higher the profitability score, the more profitable the company is.
PPM Solvency Score
Solvency Due Diligence
Pepper Money Ltd's solvency score is 22/100. The higher the solvency score, the more solvent the company is.
Score
Pepper Money Ltd's solvency score is 22/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
PPM Price Targets Summary
Pepper Money Ltd
According to Wall Street analysts, the average 1-year price target for PPM is 1.69 AUD with a low forecast of 1.57 AUD and a high forecast of 1.89 AUD.
Shareholder Return
PPM Price
Pepper Money Ltd
Average Annual Return | -22.8% |
Standard Deviation of Annual Returns | 6.77% |
Max Drawdown | -57% |
Market Capitalization | 681.7m AUD |
Shares Outstanding | 439 825 000 |
Percentage of Shares Shorted |
N/A
|
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Pepper Money engages in the provision of home, car, and personal loan services. The company is headquartered in Sydney, New South Wales. The company went IPO on 2021-05-25. The firm operates various businesses in Europe, Asia and the Pacific regions. The company targets customer segments such as non-conforming borrowers that are unable to satisfy the criteria of the Australia Banks. The company offers categories of products, which includes mortgages for residential home loans, asset finances primarily for used cars and, loan servicing for residential mortgages and personal loans. The company offers a range of loan portfolios on behalf of third-party clients in Australia, Ireland, the United Kingdom and Spain. Its services include lending, asset servicing, broker portal and debt investor.
Contact
IPO
Employees
Officers
The intrinsic value of one PPM stock under the Base Case scenario is 4.64 AUD.
Compared to the current market price of 1.55 AUD, Pepper Money Ltd is Undervalued by 67%.