Pepper Money Ltd
ASX:PPM

Watchlist Manager
Pepper Money Ltd Logo
Pepper Money Ltd
ASX:PPM
Watchlist
Price: 2.05 AUD 0.49% Market Closed
Market Cap: 911.2m AUD

Relative Value

The Relative Value of one PPM stock under the Base Case scenario is 5.9 AUD. Compared to the current market price of 2.05 AUD, Pepper Money Ltd is Undervalued by 65%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PPM Relative Value
Base Case
5.9 AUD
Undervaluation 65%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
41
vs Industry
87
Median 3Y
0.5
Median 5Y
0.6
Industry
3.3
Forward
2.3
vs History
6
vs Industry
57
Median 3Y
5.8
Median 5Y
4.8
Industry
15.6
Forward
9.7
vs History
27
vs Industry
55
Median 3Y
0.6
Median 5Y
0.2
Industry
10.2
vs History
8
vs Industry
48
Median 3Y
1.1
Median 5Y
0.9
Industry
12
vs History
27
vs Industry
64
Median 3Y
0.8
Median 5Y
0.8
Industry
1.4
vs History
70
vs Industry
19
Median 3Y
11.4
Median 5Y
14
Industry
5
Forward
42.6
vs History
91
vs Industry
6
Median 3Y
41.3
Median 5Y
43
Industry
7.4
vs History
50
vs Industry
7
Median 3Y
97.4
Median 5Y
97.1
Industry
14.2
Forward
127.3
vs History
50
vs Industry
4
Median 3Y
97.4
Median 5Y
97.1
Industry
14.9
Forward
101
vs History
37
vs Industry
39
Median 3Y
12.4
Median 5Y
6.5
Industry
12.7
vs History
37
vs Industry
37
Median 3Y
12.5
Median 5Y
6.6
Industry
13.6
vs History
29
vs Industry
36
Median 3Y
1
Median 5Y
1
Industry
1

Multiples Across Competitors

PPM Competitors Multiples
Pepper Money Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
AU
Pepper Money Ltd
ASX:PPM
910m AUD 0.6 9.2 97 97
US
Rocket Companies Inc
NYSE:RKT
67.6B USD 11.1 -661.3 64.6 73.9
US
Mr Cooper Group Inc
NASDAQ:COOP
13.5B USD 6 23.7 28.1 30
US
Federal National Mortgage Association
OTC:FNMA
11.3B USD 0.1 938.1 239 239
US
UWM Holdings Corp
NYSE:UWMC
9.6B USD 3.3 566.5 16.1 16.7
US
PennyMac Financial Services Inc
NYSE:PFSI
8.2B USD 2.8 16.4 36.1 39
BM
Essent Group Ltd
NYSE:ESNT
6B USD 4.7 8.5 7.3 7.4
US
MGIC Investment Corp
NYSE:MTG
5.9B USD 4.9 7.9 6.3 6.4
US
Enact Holdings Inc
NASDAQ:ACT
5.6B USD 4.6 8.5 6.5 6.5
US
Federal Home Loan Mortgage Corp
OTC:FMCC
5.7B USD 0 -71.5 28.3 28.3
US
Axos Financial Inc
NYSE:AX
5.3B USD 4.2 12.3 227.6 0