Optima Bank SA
ATHEX:OPTIMA
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Optima Bank SA
ATHEX:OPTIMA
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Tesla Inc
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Intrinsic Value
The intrinsic value of Optima Bank SA (OPTIMA) under the Base Case is 21.76 EUR per share. Compared with the current market price of 12.74 EUR, the stock appears Undervalued by 41% .
The intrinsic value is calculated using the DCF method. The model assumes revenue grows about 35% in 2026, then slows: about 20% a year on average over the next five years, less than a third of its five-year pace of 84%. Net margin ends at 55% by 2031, below its five-year average of 55%.
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Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Optima Bank Does
Optima Bank SA is a Greek bank that takes deposits, makes loans, and offers everyday banking services to people and businesses. It serves retail customers, small and mid-sized companies, and other organizations that need accounts, payment services, credit, and cash management. Like most banks, it earns money mainly from the spread between what it pays on deposits and what it charges on loans, plus fees from banking services.
- Headquarters
- Greece GR
- Employees
- 596
- IPO date
- Oct 4, 2023
Earnings Waterfall
Optima Bank SA
The intrinsic value for Optima Bank SA (OPTIMA) under the Base Case is 21.76 EUR.
Compared with the current market price of 12.74 EUR, the stock appears Undervalued by 41% .