Optima Bank SA
ATHEX:OPTIMA
Income Statement
Earnings Waterfall
Optima Bank SA
Income Statement
Optima Bank SA
| Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Interest Expense |
31
|
12
|
27
|
44
|
61
|
0
|
0
|
|
| Revenue |
172
N/A
|
230
+34%
|
218
-5%
|
282
+30%
|
247
-13%
|
259
+5%
|
267
+3%
|
|
| Operating Income | ||||||||
| Operating Expenses |
(34)
|
(43)
|
(34)
|
(41)
|
(36)
|
(36)
|
(38)
|
|
| Selling, General & Administrative |
(56)
|
(70)
|
(58)
|
(72)
|
(56)
|
(58)
|
(62)
|
|
| Depreciation & Amortization |
(7)
|
(9)
|
(8)
|
(10)
|
(8)
|
(9)
|
(9)
|
|
| Other Operating Expenses |
29
|
37
|
32
|
41
|
28
|
31
|
33
|
|
| Operating Income |
138
N/A
|
187
+36%
|
184
-2%
|
241
+31%
|
211
-13%
|
223
+6%
|
229
+3%
|
|
| Pre-Tax Income | ||||||||
| Interest Income Expense |
(13)
|
(22)
|
(25)
|
(34)
|
(35)
|
(39)
|
(43)
|
|
| Non-Reccuring Items |
1
|
1
|
1
|
1
|
1
|
0
|
(0)
|
|
| Pre-Tax Income |
126
N/A
|
166
+32%
|
160
-4%
|
208
+30%
|
177
-15%
|
184
+4%
|
186
+1%
|
|
| Net Income | ||||||||
| Tax Provision |
(23)
|
(30)
|
(32)
|
(41)
|
(36)
|
(37)
|
(34)
|
|
| Income from Continuing Operations |
103
|
136
|
128
|
167
|
140
|
146
|
152
|
|
| Income to Minority Interest |
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
|
| Net Income (Common) |
103
N/A
|
136
+32%
|
128
-6%
|
167
+31%
|
140
-16%
|
146
+4%
|
152
+4%
|
|
| EPS (Diluted) |
0.64
N/A
|
0.61
-5%
|
0.57
-7%
|
0.75
+32%
|
0.62
-17%
|
0.66
+6%
|
0.68
+3%
|
|