XTM Inc
CNSX:PAID
Intrinsic Value
XTM, Inc. a financial technology company, which engages in designing, building, and maintaining payment and ecommerce solutions customized for business and consumers in Canada. [ Read More ]
The intrinsic value of one PAID stock under the Base Case scenario is 0.12 CAD. Compared to the current market price of 0.15 CAD, XTM Inc is Overvalued by 19%.
Valuation Backtest
XTM Inc
Run backtest to discover the historical profit from buying and selling PAID stocks based on their intrinsic value.
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Fundamental Analysis
Balance Sheet Decomposition
XTM Inc
Current Assets | 52.6m |
Cash & Short-Term Investments | 417.5k |
Receivables | 3.4m |
Other Current Assets | 48.8m |
Non-Current Assets | 11.4m |
PP&E | 691.3k |
Intangibles | 10.7m |
Other Non-Current Assets | 10 |
Current Liabilities | 62.6m |
Accounts Payable | 6.8m |
Accrued Liabilities | 16.2k |
Short-Term Debt | 60k |
Other Current Liabilities | 55.6m |
Non-Current Liabilities | 3.1m |
Long-Term Debt | 102.9k |
Other Non-Current Liabilities | 3m |
Earnings Waterfall
XTM Inc
Revenue
|
7.6m
CAD
|
Cost of Revenue
|
-6.8m
CAD
|
Gross Profit
|
791.4k
CAD
|
Operating Expenses
|
-11.9m
CAD
|
Operating Income
|
-11.1m
CAD
|
Other Expenses
|
-2.2m
CAD
|
Net Income
|
-13.3m
CAD
|
Free Cash Flow Analysis
XTM Inc
PAID Profitability Score
Profitability Due Diligence
XTM Inc's profitability score is 27/100. The higher the profitability score, the more profitable the company is.
Score
XTM Inc's profitability score is 27/100. The higher the profitability score, the more profitable the company is.
PAID Solvency Score
Solvency Due Diligence
XTM Inc's solvency score is 50/100. The higher the solvency score, the more solvent the company is.
Score
XTM Inc's solvency score is 50/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
PAID Price Targets Summary
XTM Inc
According to Wall Street analysts, the average 1-year price target for PAID is 0.26 CAD .
Shareholder Return
PAID Price
XTM Inc
Average Annual Return | 15.53% |
Standard Deviation of Annual Returns | 104.53% |
Max Drawdown | -88% |
Market Capitalization | 30.2m CAD |
Shares Outstanding | 200 198 000 |
Percentage of Shares Shorted | 0.04% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
XTM, Inc. a financial technology company, which engages in designing, building, and maintaining payment and ecommerce solutions customized for business and consumers in Canada. The company is headquartered in Toronto, Ontario. The company went IPO on 2020-03-10. The firm is engaged in disseminating earned wages and gratuities access to service workers in the hospitality and personal care space. Its products include issuing cards, pre-authorized debit, direct deposit accounts, digital banking, visa direct, among others. The firm is a global card issuer and real-time payment specialist, and its technology is used by restaurants and salons at no charge to automate and expedite worker payouts and eliminate cash from their ecosystems. Its Today Solution consists of a free mobile application (app) and a Visa or Mastercard debit card with free banking features, which is used by thousands of restaurants, salons and staff across Canada and the United States. Its payroll solution allows businesses to pay their employees at any frequency. Its app comes with a range of standard and custom features that can be added or removed to meet the needs of employees.
Contact
IPO
Employees
Officers
The intrinsic value of one PAID stock under the Base Case scenario is 0.12 CAD.
Compared to the current market price of 0.15 CAD, XTM Inc is Overvalued by 19%.