Laan & Spar Bank A/S
CSE:LASP
Balance Sheet
Balance Sheet Decomposition
Laan & Spar Bank A/S
Laan & Spar Bank A/S
Balance Sheet
Laan & Spar Bank A/S
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
3 397
|
3 200
|
3 308
|
3 593
|
4 320
|
6 007
|
6 314
|
6 474
|
6 667
|
7 283
|
7 876
|
8 249
|
8 758
|
10 782
|
11 553
|
12 667
|
13 386
|
13 505
|
13 808
|
13 959
|
14 110
|
17 369
|
18 326
|
19 535
|
|
| Investments |
2 516
|
1 939
|
2 364
|
2 268
|
3 119
|
2 050
|
1 639
|
2 117
|
1 861
|
1 642
|
1 674
|
2 220
|
2 972
|
2 195
|
2 831
|
3 570
|
4 051
|
5 060
|
7 684
|
5 590
|
5 768
|
5 958
|
6 288
|
10 174
|
|
| PP&E Net |
118
|
124
|
120
|
145
|
149
|
176
|
167
|
158
|
121
|
116
|
159
|
156
|
136
|
160
|
153
|
153
|
154
|
158
|
252
|
231
|
276
|
278
|
263
|
275
|
|
| PP&E Gross |
118
|
124
|
120
|
145
|
149
|
176
|
167
|
158
|
121
|
116
|
0
|
156
|
136
|
160
|
153
|
153
|
154
|
158
|
252
|
231
|
276
|
278
|
263
|
275
|
|
| Accumulated Depreciation |
113
|
129
|
143
|
137
|
52
|
59
|
66
|
75
|
83
|
93
|
0
|
108
|
111
|
120
|
124
|
45
|
44
|
49
|
71
|
96
|
96
|
95
|
119
|
125
|
|
| Intangible Assets |
0
|
0
|
3
|
8
|
15
|
21
|
16
|
22
|
12
|
16
|
28
|
20
|
25
|
42
|
41
|
41
|
54
|
73
|
100
|
107
|
107
|
202
|
220
|
94
|
|
| Goodwill |
0
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
6
|
6
|
0
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
14
|
|
| Long-Term Investments |
0
|
0
|
0
|
0
|
10
|
10
|
9
|
10
|
12
|
13
|
7
|
9
|
11
|
13
|
13
|
15
|
14
|
16
|
17
|
19
|
17
|
18
|
20
|
24
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
4
|
13
|
17
|
11
|
10
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
5
|
0
|
2
|
0
|
|
| Other Assets |
273
|
101
|
81
|
59
|
84
|
100
|
76
|
124
|
132
|
147
|
90
|
169
|
180
|
191
|
183
|
205
|
191
|
208
|
207
|
212
|
271
|
198
|
217
|
250
|
|
| Total Assets |
7 462
N/A
|
7 455
0%
|
7 612
+2%
|
7 944
+4%
|
8 364
+5%
|
8 416
+1%
|
8 734
+4%
|
9 669
+11%
|
9 616
-1%
|
9 841
+2%
|
10 992
+12%
|
12 550
+14%
|
13 693
+9%
|
15 511
+13%
|
16 945
+9%
|
19 212
+13%
|
21 734
+13%
|
24 686
+14%
|
27 426
+11%
|
27 741
+1%
|
30 022
+8%
|
33 244
+11%
|
36 384
+9%
|
40 977
+13%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
337
|
344
|
327
|
358
|
305
|
321
|
313
|
328
|
264
|
330
|
551
|
546
|
|
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
53
|
38
|
0
|
48
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
1
|
|
| Total Deposits |
5 447
|
5 270
|
344
|
255
|
767
|
943
|
752
|
486
|
502
|
506
|
9 727
|
11 086
|
12 132
|
13 862
|
15 179
|
17 285
|
19 293
|
21 951
|
24 468
|
24 473
|
26 440
|
28 736
|
31 102
|
35 170
|
|
| Other Interest Bearing Liabilities |
932
|
1 224
|
6 322
|
6 720
|
6 813
|
6 570
|
7 050
|
8 194
|
8 113
|
8 291
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
5
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
20
|
0
|
11
|
0
|
8
|
|
| Total Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
53
|
43
|
0
|
48
|
337
|
345
|
328
|
359
|
306
|
322
|
318
|
349
|
264
|
341
|
551
|
555
|
|
| Long-Term Debt |
8
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
100
|
100
|
100
|
100
|
100
|
100
|
200
|
200
|
400
|
650
|
900
|
1 149
|
1 249
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
3
|
3
|
3
|
4
|
0
|
5
|
6
|
10
|
12
|
19
|
33
|
22
|
2
|
8
|
24
|
0
|
|
| Other Liabilities |
468
|
334
|
293
|
287
|
91
|
190
|
236
|
303
|
214
|
223
|
424
|
382
|
131
|
122
|
139
|
113
|
242
|
277
|
339
|
255
|
244
|
401
|
307
|
393
|
|
| Total Liabilities |
6 857
N/A
|
6 827
0%
|
6 959
+2%
|
7 263
+4%
|
7 671
+6%
|
7 703
+0%
|
8 038
+4%
|
8 984
+12%
|
8 885
-1%
|
9 067
+2%
|
10 154
+12%
|
11 620
+14%
|
12 700
+9%
|
14 433
+14%
|
15 752
+9%
|
17 866
+13%
|
19 953
+12%
|
22 768
+14%
|
25 359
+11%
|
25 499
+1%
|
27 601
+8%
|
30 386
+10%
|
33 133
+9%
|
37 367
+13%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
271
|
347
|
347
|
347
|
347
|
347
|
347
|
347
|
347
|
|
| Retained Earnings |
244
|
272
|
330
|
368
|
380
|
380
|
366
|
366
|
414
|
457
|
522
|
614
|
688
|
767
|
883
|
1 033
|
1 394
|
1 532
|
1 653
|
1 830
|
1 962
|
2 364
|
2 765
|
3 101
|
|
| Additional Paid In Capital |
30
|
30
|
30
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Unrealized Security Profit/Loss |
22
|
22
|
22
|
43
|
42
|
62
|
58
|
49
|
46
|
45
|
45
|
45
|
33
|
40
|
40
|
45
|
45
|
45
|
69
|
69
|
93
|
87
|
88
|
94
|
|
| Treasury Stock |
38
|
33
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
3
|
6
|
7
|
3
|
5
|
20
|
59
|
51
|
68
|
|
| Total Equity |
605
N/A
|
628
+4%
|
653
+4%
|
681
+4%
|
694
+2%
|
713
+3%
|
696
-2%
|
685
-2%
|
731
+7%
|
774
+6%
|
838
+8%
|
930
+11%
|
992
+7%
|
1 078
+9%
|
1 193
+11%
|
1 346
+13%
|
1 781
+32%
|
1 918
+8%
|
2 067
+8%
|
2 242
+8%
|
2 422
+8%
|
2 857
+18%
|
3 251
+14%
|
3 610
+11%
|
|
| Total Liabilities & Equity |
7 462
N/A
|
7 455
0%
|
7 612
+2%
|
7 944
+4%
|
8 364
+5%
|
8 416
+1%
|
8 734
+4%
|
9 669
+11%
|
9 616
-1%
|
9 841
+2%
|
10 992
+12%
|
12 550
+14%
|
13 693
+9%
|
15 511
+13%
|
16 945
+9%
|
19 212
+13%
|
21 734
+13%
|
24 686
+14%
|
27 426
+11%
|
27 741
+1%
|
30 022
+8%
|
33 244
+11%
|
36 384
+9%
|
40 977
+13%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
3
|
3
|
3
|
3
|
3
|
3
|
3
|
2
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
|