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Laan & Spar Bank A/S
CSE:LASP

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Laan & Spar Bank A/S
CSE:LASP
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Price: 1 250 DKK 0.81%
Market Cap: kr4.3B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-
5Y
-75%
10Y
-
Investing Cash Flow
+
3Y
+0%
5Y
+36%
10Y
+96%
Financing Cash Flow
+
3Y
-99%
5Y
-
10Y
-

Cash Flow Statement
Laan & Spar Bank A/S

Rotate your device to view
Cash Flow Statement
Currency: DKK
Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Operating Cash Flow
Net Income
55
36
9
17
40
60
68
63
39
25
12
9
1
13
23
44
44
63
77
57
59
13
8
26
54
90
98
109
103
104
84
77
97
137
170
157
132
114
101
126
131
137
168
182
177
176
179
180
215
201
202
194
176
187
181
208
222
207
221
199
195
207
222
234
255
260
235
210
252
363
456
565
628
622
633
682
619
589
583
549
537
Depreciation & Amortization
5
5
4
4
13
14
15
15
14
14
14
14
17
17
16
16
18
17
17
17
14
14
14
14
15
15
16
16
17
16
17
17
18
19
19
19
20
20
19
19
15
18
20
23
49
49
49
48
25
25
25
25
28
28
27
37
35
41
48
59
63
63
65
56
75
80
83
84
73
74
76
78
91
90
88
84
71
73
82
85
88
Stock-Based Compensation
0
0
0
0
0
0
0
0
4
0
0
0
4
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Non-Cash Items
0
0
(0)
1
2
3
4
4
5
5
5
5
8
6
5
(12)
(16)
(17)
(18)
1
1
2
9
1
1
1
(6)
0
(4)
(4)
(2)
(6)
(4)
(4)
(7)
(4)
(3)
(4)
(2)
(2)
(2)
(2)
(3)
(3)
(4)
(5)
(6)
(7)
(6)
(5)
(10)
(10)
(5)
(5)
0
1
(6)
(8)
(7)
(7)
(5)
(5)
(6)
(7)
(8)
(7)
(7)
(6)
(8)
(8)
(9)
(7)
(4)
(4)
(2)
(3)
(5)
(6)
(8)
(9)
(8)
Cash Taxes Paid
16
(9)
(9)
(9)
1
1
2
2
10
11
12
12
5
4
4
4
6
4
4
4
15
15
15
15
3
4
4
4
35
35
35
39
21
23
22
19
34
34
35
35
33
35
35
35
33
21
21
21
42
61
55
55
35
31
37
37
43
44
43
43
15
20
21
22
51
67
66
82
116
98
98
82
129
144
144
144
161
172
175
182
129
Change in Working Capital
169
127
(568)
(990)
(1 725)
(1 763)
(1 169)
(1 105)
(946)
116
449
338
660
156
(307)
86
(101)
259
66
(109)
18
(922)
(79)
(64)
(327)
(45)
189
409
748
578
443
45
605
95
573
951
(275)
873
1 175
1 298
1 723
(300)
(553)
(797)
(101)
1 481
959
725
360
(92)
152
1 202
1 412
1 348
2 431
1 782
2 287
1 721
(55)
655
(573)
(397)
2 979
2 481
2 810
3 985
1 769
2 582
2 170
408
(45)
(1 046)
(1 213)
(335)
691
1 218
1 817
3 095
2 990
384
(1 179)
Cash from Operating Activities
230
N/A
167
-28%
(555)
N/A
(968)
-74%
(1 670)
-73%
(1 687)
-1%
(1 082)
+36%
(1 023)
+6%
(889)
+13%
160
N/A
480
+200%
366
-24%
685
+87%
191
-72%
(262)
N/A
134
N/A
(56)
N/A
322
N/A
143
-56%
(35)
N/A
93
N/A
(892)
N/A
(49)
+95%
(24)
+51%
(257)
-989%
60
N/A
297
+395%
535
+80%
864
+61%
695
-20%
541
-22%
133
-75%
716
+437%
247
-66%
755
+206%
1 123
+49%
(126)
N/A
1 003
N/A
1 293
+29%
1 440
+11%
1 867
+30%
(147)
N/A
(368)
-151%
(595)
-62%
121
N/A
1 702
+1 310%
1 181
-31%
946
-20%
594
-37%
129
-78%
369
+185%
1 411
+282%
1 611
+14%
1 557
-3%
2 640
+70%
2 027
-23%
2 538
+25%
1 961
-23%
207
-89%
905
+338%
(320)
N/A
(132)
+59%
3 260
N/A
2 764
-15%
3 132
+13%
4 317
+38%
2 080
-52%
2 870
+38%
2 488
-13%
838
-66%
479
-43%
(411)
N/A
(499)
-21%
373
N/A
1 409
+278%
1 981
+41%
2 501
+26%
3 751
+50%
3 646
-3%
1 010
-72%
(561)
N/A
Investing Cash Flow
Capital Expenditures
(8)
(12)
(15)
(22)
(24)
(28)
(27)
(22)
(20)
(14)
(12)
(10)
(7)
(6)
(11)
(12)
(18)
(20)
(21)
(19)
(28)
(30)
(26)
(29)
(19)
(16)
(14)
(12)
(9)
(13)
(16)
(21)
(24)
(22)
(21)
(18)
(21)
(28)
(35)
(43)
(44)
(39)
(39)
(48)
(45)
(42)
(36)
(20)
(21)
(22)
(25)
(29)
(41)
(48)
(53)
(61)
(59)
(64)
(68)
(72)
(77)
(77)
(73)
(67)
(61)
(57)
(56)
(56)
(55)
(55)
(55)
(54)
(55)
(52)
(63)
(64)
(64)
(65)
(57)
(55)
(52)
Other Items
0
0
(10)
(10)
(10)
0
0
0
1
(0)
(0)
(1)
(1)
0
449
449
449
0
0
0
0
3
3
3
5
2
3
3
2
1
0
0
1
0
1
1
0
0
0
0
(1 061)
(1 053)
(1 053)
(1 053)
7
5
5
5
5
7
7
7
7
5
5
5
5
0
6
6
6
12
6
7
7
9
9
8
10
8
8
8
6
6
6
6
6
6
6
6
6
Cash from Investing Activities
(8)
N/A
(12)
-46%
(25)
-111%
(32)
-28%
(34)
-9%
(38)
-10%
(27)
+28%
(21)
+22%
(20)
+7%
(15)
+26%
(12)
+18%
(11)
+8%
(8)
+32%
(6)
+28%
437
N/A
436
0%
430
-1%
429
0%
(21)
N/A
(19)
+11%
(28)
-50%
(27)
+5%
(23)
+15%
(26)
-16%
(14)
+47%
(14)
-1%
(11)
+19%
(9)
+24%
(7)
+15%
(12)
-63%
(16)
-36%
(21)
-30%
(23)
-9%
(22)
+5%
(20)
+10%
(17)
+12%
(21)
-23%
(28)
-31%
(35)
-27%
(43)
-22%
(1 104)
-2 456%
(1 092)
+1%
(1 093)
0%
(1 102)
-1%
(37)
+97%
(37)
+1%
(31)
+16%
(15)
+51%
(16)
-5%
(15)
+7%
(18)
-20%
(22)
-21%
(34)
-57%
(43)
-28%
(48)
-11%
(55)
-16%
(54)
+2%
(64)
-18%
(62)
+4%
(66)
-7%
(71)
-7%
(65)
+9%
(67)
-4%
(61)
+9%
(55)
+10%
(48)
+12%
(47)
+1%
(48)
-1%
(46)
+5%
(48)
-5%
(48)
+1%
(47)
+2%
(49)
-5%
(46)
+5%
(57)
-23%
(58)
-1%
(58)
+1%
(59)
-2%
(50)
+15%
(48)
+4%
(45)
+6%
Financing Cash Flow
Net Issuance of Common Stock
(23)
(27)
0
(4)
(4)
(7)
(10)
(17)
(19)
(9)
(4)
1
1
(9)
(14)
(4)
(2)
7
8
1
2
(3)
33
33
16
16
(19)
(19)
(4)
(3)
(2)
36
36
37
37
(1)
(1)
(1)
(0)
(1)
(1)
(3)
(3)
(3)
(1)
3
4
3
1
(1)
(2)
(3)
340
339
338
339
(3)
2
3
2
2
(1)
2
3
3
2
0
0
(3)
(4)
(4)
(3)
(2)
(1)
(1)
9
8
9
7
(5)
(7)
Net Issuance of Debt
0
0
0
0
0
0
0
0
75
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(75)
0
0
0
100
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
100
100
0
0
(100)
(100)
100
96
92
88
(17)
(17)
(17)
(17)
183
182
182
182
232
231
231
231
230
230
230
229
229
228
228
228
78
Cash Paid for Dividends
(19)
(37)
(18)
(18)
(18)
(18)
(18)
(18)
(18)
0
(18)
(18)
(18)
0
0
0
0
0
0
0
0
(13)
(13)
(13)
(13)
(13)
(13)
(13)
(13)
(18)
(18)
(18)
(18)
(19)
(19)
(19)
(19)
(22)
(22)
(22)
(22)
(22)
(22)
(22)
(22)
(22)
(22)
(22)
(22)
(27)
(27)
(27)
(27)
(35)
(35)
(35)
(35)
(35)
(35)
(35)
(35)
(28)
(28)
(28)
(28)
(35)
(35)
(35)
(35)
(35)
(35)
(35)
(35)
(69)
(69)
(69)
(69)
(69)
(69)
(69)
(69)
Cash from Financing Activities
(41)
N/A
(64)
-55%
(17)
+73%
(22)
-26%
(22)
-2%
(25)
-11%
(28)
-12%
(35)
-25%
38
N/A
66
+72%
54
-18%
58
+7%
(17)
N/A
(27)
-60%
(14)
+48%
(4)
+72%
(2)
+42%
7
N/A
8
+4%
1
-94%
2
+220%
(16)
N/A
20
N/A
21
+2%
4
-83%
3
-11%
(32)
N/A
(32)
N/A
(91)
-183%
(96)
-4%
(95)
+1%
(57)
+40%
118
N/A
118
0%
118
0%
81
-32%
(20)
N/A
(22)
-15%
(22)
+2%
(22)
-2%
(23)
-2%
(24)
-7%
(25)
-2%
(24)
+2%
(23)
+7%
(19)
+18%
(18)
+3%
(19)
-3%
(20)
-10%
(28)
-40%
71
N/A
71
-1%
313
+344%
304
-3%
204
-33%
205
+0%
63
-69%
64
+2%
60
-6%
55
-8%
(49)
N/A
(45)
+8%
(43)
+4%
(43)
+2%
158
N/A
150
-5%
148
-1%
148
0%
194
+32%
193
-1%
193
+0%
193
+0%
193
+0%
160
-17%
159
0%
169
+6%
168
0%
168
0%
165
-1%
153
-7%
2
-99%
Change in Cash
Net Change in Cash
181
N/A
91
-50%
(597)
N/A
(1 021)
-71%
(1 727)
-69%
(1 750)
-1%
(1 138)
+35%
(1 079)
+5%
(871)
+19%
211
N/A
521
+147%
412
-21%
661
+60%
159
-76%
162
+2%
566
+250%
372
-34%
758
+104%
130
-83%
(53)
N/A
66
N/A
(935)
N/A
(51)
+95%
(29)
+43%
(267)
-828%
49
N/A
253
+415%
494
+95%
765
+55%
588
-23%
430
-27%
55
-87%
811
+1 372%
343
-58%
853
+149%
1 186
+39%
(167)
N/A
953
N/A
1 236
+30%
1 375
+11%
741
-46%
(1 263)
N/A
(1 486)
-18%
(1 721)
-16%
61
N/A
1 646
+2 603%
1 132
-31%
913
-19%
558
-39%
86
-85%
423
+390%
1 461
+246%
1 891
+29%
1 819
-4%
2 796
+54%
2 177
-22%
2 546
+17%
1 961
-23%
205
-90%
894
+337%
(440)
N/A
(242)
+45%
3 150
N/A
2 661
-16%
3 235
+22%
4 419
+37%
2 181
-51%
2 970
+36%
2 636
-11%
983
-63%
624
-36%
(264)
N/A
(354)
-34%
486
N/A
1 512
+211%
2 092
+38%
2 612
+25%
3 859
+48%
3 762
-3%
1 114
-70%
(605)
N/A

See Also

Summary
LASP intrinsic value, competitors valuation, and company profile.
DCF Valuation
LASP stock valuation using Discount Cash Flow valuation method.
Relative Valuation
LASP stock valuation using valuation multiples.
Wall Street Estimates
LASP price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
LASP stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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