Ringkjoebing Landbobank A/S
CSE:RILBA
Income Statement
Income Statement
Ringkjoebing Landbobank A/S
| Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
141
|
213
|
281
|
282
|
289
|
297
|
306
|
318
|
320
|
324
|
331
|
334
|
345
|
362
|
377
|
397
|
419
|
433
|
452
|
461
|
471
|
493
|
514
|
552
|
581
|
599
|
616
|
616
|
618
|
617
|
607
|
594
|
581
|
575
|
587
|
613
|
636
|
645
|
647
|
633
|
629
|
627
|
625
|
630
|
632
|
639
|
645
|
649
|
656
|
648
|
642
|
646
|
648
|
663
|
675
|
679
|
671
|
661
|
649
|
641
|
644
|
673
|
800
|
926
|
1 054
|
1 161
|
1 164
|
1 168
|
1 183
|
1 199
|
1 225
|
1 252
|
1 274
|
1 293
|
1 319
|
1 357
|
1 399
|
1 464
|
1 540
|
1 681
|
1 854
|
2 089
|
2 338
|
2 540
|
2 684
|
2 727
|
2 737
|
2 692
|
|
| Interest Income |
199
|
298
|
388
|
384
|
387
|
396
|
415
|
437
|
448
|
463
|
481
|
501
|
536
|
585
|
637
|
706
|
784
|
858
|
942
|
1 032
|
1 090
|
1 142
|
1 193
|
1 221
|
1 221
|
1 177
|
1 094
|
994
|
923
|
885
|
857
|
836
|
817
|
812
|
830
|
858
|
881
|
880
|
866
|
834
|
813
|
797
|
781
|
776
|
775
|
781
|
786
|
788
|
788
|
768
|
746
|
737
|
730
|
739
|
750
|
749
|
737
|
722
|
707
|
694
|
691
|
722
|
857
|
997
|
1 136
|
1 250
|
1 252
|
1 299
|
1 328
|
1 350
|
1 383
|
1 373
|
1 384
|
1 397
|
1 414
|
1 460
|
1 507
|
1 584
|
1 688
|
1 866
|
2 138
|
2 507
|
2 932
|
3 326
|
3 611
|
3 775
|
3 834
|
3 784
|
|
| Interest Expense |
57
|
85
|
106
|
101
|
99
|
99
|
109
|
119
|
128
|
140
|
150
|
166
|
191
|
223
|
260
|
309
|
365
|
425
|
490
|
571
|
620
|
648
|
679
|
669
|
640
|
577
|
478
|
378
|
305
|
269
|
250
|
242
|
236
|
237
|
243
|
245
|
245
|
235
|
219
|
201
|
184
|
169
|
156
|
146
|
143
|
142
|
141
|
139
|
132
|
120
|
104
|
91
|
82
|
76
|
75
|
70
|
66
|
61
|
58
|
53
|
47
|
49
|
58
|
70
|
81
|
89
|
88
|
131
|
145
|
151
|
158
|
121
|
111
|
104
|
95
|
103
|
108
|
120
|
149
|
185
|
284
|
417
|
595
|
786
|
928
|
1 048
|
1 096
|
1 092
|
|
| Non Interest Income |
63
|
113
|
152
|
216
|
241
|
232
|
239
|
175
|
213
|
244
|
257
|
212
|
263
|
299
|
317
|
316
|
345
|
300
|
280
|
218
|
261
|
260
|
213
|
110
|
57
|
80
|
139
|
192
|
275
|
253
|
234
|
202
|
220
|
206
|
200
|
156
|
206
|
224
|
242
|
238
|
244
|
260
|
247
|
268
|
324
|
332
|
353
|
355
|
363
|
388
|
387
|
351
|
367
|
357
|
391
|
400
|
442
|
468
|
485
|
481
|
538
|
560
|
670
|
781
|
907
|
1 060
|
1 147
|
1 107
|
1 183
|
1 179
|
1 141
|
1 040
|
1 187
|
1 191
|
1 208
|
1 219
|
1 326
|
1 452
|
1 544
|
1 460
|
1 554
|
1 462
|
1 415
|
1 438
|
1 525
|
1 610
|
1 702
|
1 582
|
|
| Revenue |
204
N/A
|
326
+60%
|
433
+33%
|
499
+15%
|
529
+6%
|
529
0%
|
545
+3%
|
493
-10%
|
533
+8%
|
568
+7%
|
588
+4%
|
546
-7%
|
608
+11%
|
661
+9%
|
694
+5%
|
713
+3%
|
764
+7%
|
733
-4%
|
731
0%
|
679
-7%
|
732
+8%
|
754
+3%
|
727
-4%
|
662
-9%
|
638
-4%
|
679
+6%
|
755
+11%
|
808
+7%
|
893
+10%
|
870
-3%
|
841
-3%
|
796
-5%
|
801
+1%
|
780
-3%
|
786
+1%
|
769
-2%
|
842
+9%
|
868
+3%
|
889
+2%
|
871
-2%
|
873
+0%
|
887
+2%
|
872
-2%
|
898
+3%
|
956
+6%
|
972
+2%
|
998
+3%
|
1 004
+1%
|
1 018
+1%
|
1 036
+2%
|
1 029
-1%
|
997
-3%
|
1 015
+2%
|
1 020
+0%
|
1 066
+5%
|
1 079
+1%
|
1 113
+3%
|
1 129
+1%
|
1 134
+0%
|
1 122
-1%
|
1 181
+5%
|
1 233
+4%
|
1 470
+19%
|
1 708
+16%
|
1 961
+15%
|
2 220
+13%
|
2 311
+4%
|
2 275
-2%
|
2 367
+4%
|
2 378
+0%
|
2 367
-1%
|
2 292
-3%
|
2 461
+7%
|
2 484
+1%
|
2 527
+2%
|
2 576
+2%
|
2 725
+6%
|
2 916
+7%
|
3 083
+6%
|
3 141
+2%
|
3 408
+8%
|
3 551
+4%
|
3 752
+6%
|
3 978
+6%
|
4 209
+6%
|
4 337
+3%
|
4 439
+2%
|
4 274
-4%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(12)
|
(24)
|
(32)
|
(35)
|
(33)
|
(27)
|
(23)
|
(20)
|
(14)
|
(6)
|
(1)
|
5
|
10
|
57
|
72
|
69
|
81
|
33
|
13
|
11
|
1
|
(17)
|
(32)
|
(77)
|
(100)
|
(136)
|
(161)
|
(159)
|
(163)
|
(154)
|
(139)
|
(138)
|
(137)
|
(129)
|
(133)
|
(129)
|
(134)
|
(154)
|
(165)
|
(157)
|
(154)
|
(139)
|
(128)
|
(120)
|
(114)
|
(99)
|
(89)
|
(87)
|
(87)
|
(76)
|
(68)
|
(60)
|
(57)
|
(55)
|
(52)
|
(48)
|
(42)
|
(35)
|
(22)
|
(10)
|
20
|
(36)
|
(59)
|
(87)
|
(140)
|
(105)
|
(110)
|
(110)
|
(161)
|
(202)
|
(220)
|
(233)
|
(187)
|
(141)
|
(109)
|
(79)
|
(51)
|
(32)
|
(20)
|
(12)
|
(12)
|
(11)
|
(8)
|
(6)
|
(3)
|
0
|
2
|
3
|
|
| Non Interest Expense |
(87)
|
(135)
|
(177)
|
(163)
|
(188)
|
(189)
|
(194)
|
(184)
|
(215)
|
(222)
|
(226)
|
(190)
|
(227)
|
(229)
|
(232)
|
(209)
|
(247)
|
(257)
|
(264)
|
(234)
|
(269)
|
(269)
|
(269)
|
(267)
|
(306)
|
(332)
|
(354)
|
(345)
|
(382)
|
(377)
|
(391)
|
(320)
|
(337)
|
(324)
|
(287)
|
(260)
|
(276)
|
(277)
|
(280)
|
(266)
|
(290)
|
(292)
|
(303)
|
(306)
|
(317)
|
(324)
|
(324)
|
(330)
|
(344)
|
(375)
|
(383)
|
(348)
|
(387)
|
(368)
|
(374)
|
(369)
|
(370)
|
(369)
|
(368)
|
(377)
|
(395)
|
(458)
|
(642)
|
(807)
|
(955)
|
(1 077)
|
(1 041)
|
(919)
|
(1 089)
|
(1 069)
|
(1 044)
|
(915)
|
(969)
|
(964)
|
(985)
|
(959)
|
(1 041)
|
(1 171)
|
(1 319)
|
(1 248)
|
(1 370)
|
(1 265)
|
(1 150)
|
(1 135)
|
(1 153)
|
(1 223)
|
(1 280)
|
(1 208)
|
|
| Pre-Tax Income |
105
N/A
|
167
+59%
|
224
+34%
|
301
+34%
|
308
+2%
|
314
+2%
|
328
+5%
|
288
-12%
|
305
+6%
|
340
+12%
|
361
+6%
|
361
+0%
|
390
+8%
|
490
+25%
|
534
+9%
|
573
+7%
|
598
+4%
|
510
-15%
|
481
-6%
|
455
-5%
|
464
+2%
|
467
+1%
|
425
-9%
|
318
-25%
|
231
-27%
|
211
-9%
|
239
+14%
|
305
+27%
|
348
+14%
|
339
-2%
|
311
-8%
|
338
+9%
|
327
-3%
|
328
+0%
|
366
+12%
|
380
+4%
|
432
+14%
|
438
+1%
|
444
+1%
|
448
+1%
|
429
-4%
|
456
+6%
|
442
-3%
|
472
+7%
|
525
+11%
|
548
+4%
|
585
+7%
|
587
+0%
|
588
+0%
|
585
0%
|
578
-1%
|
588
+2%
|
571
-3%
|
596
+4%
|
639
+7%
|
661
+3%
|
700
+6%
|
725
+4%
|
744
+3%
|
735
-1%
|
806
+10%
|
739
-8%
|
768
+4%
|
813
+6%
|
866
+7%
|
1 037
+20%
|
1 160
+12%
|
1 245
+7%
|
1 117
-10%
|
1 107
-1%
|
1 102
0%
|
1 144
+4%
|
1 304
+14%
|
1 379
+6%
|
1 433
+4%
|
1 538
+7%
|
1 634
+6%
|
1 713
+5%
|
1 744
+2%
|
1 880
+8%
|
2 026
+8%
|
2 275
+12%
|
2 594
+14%
|
2 837
+9%
|
3 053
+8%
|
3 115
+2%
|
3 161
+1%
|
3 069
-3%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(28)
|
(48)
|
(64)
|
(71)
|
(74)
|
(73)
|
(76)
|
(74)
|
(78)
|
(87)
|
(92)
|
(97)
|
(98)
|
(124)
|
(131)
|
(141)
|
(152)
|
(124)
|
(119)
|
(107)
|
(106)
|
(108)
|
(97)
|
(78)
|
(60)
|
(55)
|
(61)
|
(73)
|
(82)
|
(80)
|
(75)
|
(81)
|
(79)
|
(80)
|
(89)
|
(94)
|
(107)
|
(109)
|
(110)
|
(120)
|
(116)
|
(122)
|
(117)
|
(114)
|
(123)
|
(130)
|
(139)
|
(141)
|
(141)
|
(135)
|
(132)
|
(130)
|
(119)
|
(118)
|
(122)
|
(122)
|
(133)
|
(142)
|
(147)
|
(146)
|
(151)
|
(135)
|
(135)
|
(150)
|
(169)
|
(222)
|
(250)
|
(267)
|
(240)
|
(224)
|
(222)
|
(225)
|
(260)
|
(272)
|
(295)
|
(309)
|
(328)
|
(350)
|
(353)
|
(385)
|
(435)
|
(507)
|
(595)
|
(681)
|
(737)
|
(759)
|
(777)
|
(768)
|
|
| Income from Continuing Operations |
78
|
119
|
160
|
230
|
234
|
241
|
252
|
214
|
227
|
252
|
269
|
265
|
293
|
366
|
403
|
432
|
446
|
386
|
362
|
348
|
358
|
359
|
328
|
240
|
171
|
156
|
178
|
232
|
266
|
260
|
236
|
257
|
249
|
248
|
277
|
286
|
325
|
329
|
334
|
328
|
314
|
334
|
324
|
358
|
402
|
418
|
446
|
446
|
447
|
450
|
447
|
459
|
452
|
479
|
517
|
539
|
567
|
583
|
597
|
589
|
655
|
604
|
634
|
663
|
698
|
816
|
910
|
978
|
877
|
883
|
880
|
920
|
1 045
|
1 108
|
1 137
|
1 229
|
1 306
|
1 363
|
1 391
|
1 495
|
1 591
|
1 768
|
2 000
|
2 155
|
2 316
|
2 356
|
2 384
|
2 301
|
|
| Net Income (Common) |
78
N/A
|
119
+53%
|
160
+35%
|
230
+44%
|
234
+2%
|
241
+3%
|
252
+5%
|
214
-15%
|
227
+6%
|
252
+11%
|
269
+7%
|
265
-2%
|
293
+11%
|
366
+25%
|
403
+10%
|
432
+7%
|
446
+3%
|
386
-13%
|
362
-6%
|
348
-4%
|
358
+3%
|
359
+0%
|
328
-9%
|
240
-27%
|
171
-29%
|
156
-9%
|
178
+14%
|
232
+30%
|
266
+15%
|
260
-2%
|
236
-9%
|
257
+9%
|
249
-3%
|
248
0%
|
277
+12%
|
286
+3%
|
325
+13%
|
329
+1%
|
334
+2%
|
328
-2%
|
314
-4%
|
334
+7%
|
324
-3%
|
358
+10%
|
402
+12%
|
418
+4%
|
446
+7%
|
446
0%
|
447
+0%
|
450
+1%
|
447
-1%
|
459
+3%
|
452
-1%
|
479
+6%
|
517
+8%
|
539
+4%
|
567
+5%
|
583
+3%
|
597
+2%
|
589
-1%
|
655
+11%
|
604
-8%
|
634
+5%
|
663
+5%
|
698
+5%
|
816
+17%
|
910
+12%
|
978
+7%
|
877
-10%
|
883
+1%
|
880
0%
|
920
+5%
|
1 045
+14%
|
1 108
+6%
|
1 137
+3%
|
1 229
+8%
|
1 306
+6%
|
1 363
+4%
|
1 391
+2%
|
1 495
+7%
|
1 591
+6%
|
1 768
+11%
|
2 000
+13%
|
2 155
+8%
|
2 316
+7%
|
2 356
+2%
|
2 384
+1%
|
2 301
-3%
|
|
| EPS (Diluted) |
2.91
N/A
|
4.61
+58%
|
6.2
+34%
|
8.93
+44%
|
9.08
+2%
|
9.35
+3%
|
9.78
+5%
|
8.31
-15%
|
8.81
+6%
|
9.8
+11%
|
10.44
+7%
|
10.24
-2%
|
11.35
+11%
|
14.25
+26%
|
15.93
+12%
|
16.76
+5%
|
17.2
+3%
|
14.85
-14%
|
14.22
-4%
|
13.81
-3%
|
14.34
+4%
|
14.4
+0%
|
13.14
-9%
|
9.93
-24%
|
6.79
-32%
|
6.19
-9%
|
7.07
+14%
|
9.21
+30%
|
10.55
+15%
|
10.3
-2%
|
9.37
-9%
|
10.19
+9%
|
9.86
-3%
|
9.83
0%
|
10.99
+12%
|
11.58
+5%
|
12.88
+11%
|
13.59
+6%
|
13.68
+1%
|
13.28
-3%
|
12.94
-3%
|
13.81
+7%
|
13.29
-4%
|
14.97
+13%
|
16.9
+13%
|
17.76
+5%
|
18.3
+3%
|
19.11
+4%
|
19.26
+1%
|
19.13
-1%
|
19.12
0%
|
20.08
+5%
|
19.79
-1%
|
20.94
+6%
|
22.64
+8%
|
24.16
+7%
|
25.35
+5%
|
26.09
+3%
|
26.72
+2%
|
26.99
+1%
|
30.03
+11%
|
15.36
-49%
|
21.26
+38%
|
22.18
+4%
|
23.53
+6%
|
27.77
+18%
|
31.36
+13%
|
33.47
+7%
|
30.14
-10%
|
30.37
+1%
|
30.27
0%
|
32
+6%
|
36.13
+13%
|
38.7
+7%
|
39.95
+3%
|
43
+8%
|
46.12
+7%
|
48.47
+5%
|
49.93
+3%
|
54
+8%
|
57.08
+6%
|
63.89
+12%
|
72.66
+14%
|
81
+11%
|
87.13
+8%
|
89.79
+3%
|
91.95
+2%
|
90.3
-2%
|
|