Spar Nord Bank A/S
CSE:SPNO

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Spar Nord Bank A/S

CSE:SPNO

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Dividends

Price: 210 DKK 0.19% Market Closed

Market Cap: 24.2B DKK

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SPNO Alert

Spar Nord Bank A/S

210

+0.4 (+0.19%)

52 Week Range	124.2 211.5
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Spar Nord Bank A/S

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Relative Value Valuation Multiples Multiples Across Competitors See Also

Section:

Relative Value

Valuation Multiples

Multiples Across Competitors

Relative Value

The Relative Value of one SPNO stock under the Base Case scenario is 136.55 DKK. Compared to the current market price of 210 DKK, Spar Nord Bank A/S is Overvalued by 35%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

Relative Valuation FAQ:

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How is Relative Value calculated?

SPNO Relative Value

Base Case

136.55 DKK

Overvaluation 35%

Relative Value

Price

Worst Case

Base Case

Best Case

Valuation Multiples

vs History	1
vs Industry	16

Median 3Y

2.6

Median 5Y

2.4

Industry

2.5

Forward

4.4

vs History	1
vs Industry	43

Median 3Y

7.6

Median 5Y

7.7

Industry

10.2

Forward

12.6

vs History	6
vs Industry	12

Median 3Y

Median 5Y

0.9

Industry

0.9

vs History	1
vs Industry	15

Median 3Y

0.1

Median 5Y

0.1

Industry

0.1

More Details

Multiples Across Competitors

SPNO Competitors Multiples
Spar Nord Bank A/S Competitors

All Multiples

P/S

P/E

P/B

All Countries

All Countries United States of America United Kingdom Canada New Zealand Germany Bermuda Ireland Luxembourg Austria Italy France Belgium Netherlands Portugal Switzerland Spain Lithuania Estonia Latvia Finland Iceland Sweden Norway Denmark Israel Hong Kong Korea Poland Hungary Philippines Singapore India Japan Pakistan Australia Chile Saudi Arabia Thailand China Indonesia Greece South Africa Vietnam Malaysia Brazil Argentina Mexico Croatia Turkey Taiwan Peru Russia Cyprus Cayman Islands Papua New Guinea Mongolia Guernsey British Virgin Islands Panama Puerto Rico Monaco Colombia Uruguay United Arab Emirates Macao Egypt Bahamas Jersey Anguilla Nicaragua Isle of Man Mauritius Guam Venezuela Czech Republic Malta Liechtenstein Georgia Cambodia Azerbaijan Ukraine French Guiana Martinique Costa Rica Gibraltar Morocco Virgin Islands (U.S.) Faroe Islands Nigeria Bulgaria Slovenia Slovakia Romania Kazakhstan Jordan Kenya Zimbabwe Malawi

Forward Multiples

		Market Cap	P/S	P/E	P/B
DK	Spar Nord Bank A/S CSE:SPNO	24.1B DKK	4.2	12.1	1.6
US	PNC Financial Services Group Inc NYSE:PNC	73.4B USD	3.4	13	1.3
US	Truist Financial Corp NYSE:TFC	55.7B USD	4.2	12.3	0.9
CN	Bank of Jiangsu Co Ltd SSE:600919	225.7B CNY	2.6	7.4	0.7
US	M&T Bank Corp NYSE:MTB	31.5B USD	3.4	12.6	1.1
US	Fifth Third Bancorp NASDAQ:FITB	27.7B USD	3.2	12.8	1.4
CN	Bank of Ningbo Co Ltd SZSE:002142	188.1B CNY	2.6	7.1	0.8
US	First Citizens BancShares Inc (Delaware) NASDAQ:FCNCA	26.3B USD	2.7	10.7	1.2
US	Huntington Bancshares Inc NASDAQ:HBAN	24.2B USD	3.2	12.6	1.2
JP	Resona Holdings Inc TSE:8308	3.1T JPY	3.1	14.3	1.1
US	Regions Financial Corp NYSE:RF	21B USD	2.9	11.1	1.1

P/S Multiple

			Revenue Growth	P/S to Growth
DK	Spar Nord Bank A/S CSE:SPNO	Average P/S: 3.2 4.2	N/A	N/A
US	PNC Financial Services Group Inc NYSE:PNC	3.4	6%	0.6
US	Truist Financial Corp NYSE:TFC	4.2	19%	0.2
CN	Bank of Jiangsu Co Ltd SSE:600919	2.6	5%	0.5
US	M&T Bank Corp NYSE:MTB	3.4	4%	0.8
US	Fifth Third Bancorp NASDAQ:FITB	3.2	6%	0.5
CN	Bank of Ningbo Co Ltd SZSE:002142	2.6	9%	0.3
US	First Citizens BancShares Inc (Delaware) NASDAQ:FCNCA	2.7	1%	2.7
US	Huntington Bancshares Inc NASDAQ:HBAN	3.2	6%	0.5
JP	Resona Holdings Inc TSE:8308	3.1	N/A	N/A
US	Regions Financial Corp NYSE:RF	2.9	5%	0.6

P/E Multiple

			Earnings Growth	PEG
DK	Spar Nord Bank A/S CSE:SPNO	Average P/E: 11.5 12.1	N/A	N/A
US	PNC Financial Services Group Inc NYSE:PNC	13	12%	1.1
US	Truist Financial Corp NYSE:TFC	12.3	13%	0.9
CN	Bank of Jiangsu Co Ltd SSE:600919	7.4	N/A	N/A
US	M&T Bank Corp NYSE:MTB	12.6	10%	1.3
US	Fifth Third Bancorp NASDAQ:FITB	12.8	12%	1.1
CN	Bank of Ningbo Co Ltd SZSE:002142	7.1	10%	0.7
US	First Citizens BancShares Inc (Delaware) NASDAQ:FCNCA	10.7	4%	2.7
US	Huntington Bancshares Inc NASDAQ:HBAN	12.6	13%	1
JP	Resona Holdings Inc TSE:8308	14.3	N/A	N/A
US	Regions Financial Corp NYSE:RF	11.1	11%	1

P/B Multiple


DK	Spar Nord Bank A/S CSE:SPNO	Average P/B: 1.1 1.6
US	PNC Financial Services Group Inc NYSE:PNC	1.3
US	Truist Financial Corp NYSE:TFC	0.9
CN	Bank of Jiangsu Co Ltd SSE:600919	0.7
US	M&T Bank Corp NYSE:MTB	1.1
US	Fifth Third Bancorp NASDAQ:FITB	1.4
CN	Bank of Ningbo Co Ltd SZSE:002142	0.8
US	First Citizens BancShares Inc (Delaware) NASDAQ:FCNCA	1.2
US	Huntington Bancshares Inc NASDAQ:HBAN	1.2
JP	Resona Holdings Inc TSE:8308	1.1
US	Regions Financial Corp NYSE:RF	1.1

	Spar Nord Bank A/S CSE:SPNO	210 DKK 0.19%
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Spar Nord Bank A/S
CSE:SPNO

Relative Value

Valuation Multiples

Multiples Across Competitors

SPNO Competitors Multiples
Spar Nord Bank A/S Competitors

See Also

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Spar Nord Bank A/S CSE:SPNO

Relative Value

Valuation Multiples

Multiples Across Competitors

SPNO Competitors Multiples Spar Nord Bank A/S Competitors

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Spar Nord Bank A/S
CSE:SPNO

SPNO Competitors Multiples
Spar Nord Bank A/S Competitors