Unum US
Sells group disability, life, accident, critical illness, and leave management products in the United States, mostly through employers who offer them as workplace benefits.
Customers and revenue model
Unum Group
DUS:UUM
Unum Group
DUS:UUM
Price:
72.9
EUR
0.44%
Market Cap:
€7.7B
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Company Overview
Business Description
- Sector
- Financials
- Industry
- Insurance
- Headquarters
- United States of America US
- Employees
- 10 684
- IPO date
- Nov 6, 1986
Unum Group is an insurance company that sells employee benefits coverage, especially disability insurance, life insurance, accident coverage, and related workplace protection plans. It serves employers, workers, and individuals, mainly through benefits offered at work or purchased to protect income and families from illness, injury, or death.
The company makes money by collecting premiums and then paying claims when policyholders qualify for benefits. It also earns investment income from the money it holds before claims are paid. A big part of Unum’s business is judging risk, pricing policies, and handling claims, which matters a lot in insurance.
What makes Unum different is its focus on income-protection products rather than general property or auto insurance. It is closely tied to the employee-benefits market, where employers use its policies to help round out compensation packages and where workers rely on these coverages when they cannot work or need added financial protection.
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