F

Watchlist Manager

Watchlist

Price: 18.3 EUR Market Closed

Market Cap: €2.1B

Income Statement

Net Interest Income

Non Interest Income

Currency: USD

		Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021
Revenue
Net Interest Income		276	272	268	266	264	263	261	260	260	261	267	277	290	303	309	312	316	327	340	350	384	412	441	472	475	485	497	517	537	560	579	589	593	588	580	580	577	576	579	569
Interest Income		316	310	305	301	296	293	289	287	286	286	291	300	313	325	333	336	341	353	367	378	415	444	476	510	517	533	553	582	614	649	682	699	707	691	668	651	632	624	620	608
Interest Expense		39	38	37	35	32	30	28	27	26	25	24	23	23	23	23	25	26	27	27	29	30	33	36	38	42	48	55	66	77	89	103	110	114	103	88	72	55	48	41	38
Non Interest Income		101	100	105	111	113	116	145	141	140	144	123	127	131	133	131	137	141	145	156	159	163	171	168	163	159	151	143	145	144	146	153	163	167	162	160	141	147	160	165	182
Revenue		378 N/A	372 -2%	374 +0%	376 +1%	377 +0%	379 +0%	406 +7%	401 -1%	400 0%	406 +1%	390 -4%	404 +3%	420 +4%	436 +4%	441 +1%	448 +2%	457 +2%	472 +3%	496 +5%	509 +3%	548 +8%	582 +6%	609 +5%	635 +4%	634 0%	636 +0%	640 +1%	661 +3%	681 +3%	706 +4%	732 +4%	751 +3%	761 +1%	750 -1%	739 -1%	720 -3%	724 +1%	737 +2%	744 +1%	751 +1%
Pre-Tax Income
Loan Loss Provision		(79)	(83)	(174)	(158)	(146)	(129)	(22)	(16)	(12)	(12)	(17)	(19)	(24)	(25)	(18)	(21)	(22)	(24)	(30)	(31)	(28)	(28)	(29)	(31)	(42)	(45)	(46)	(48)	(43)	(43)	(44)	(44)	(45)	(41)	(35)	(36)	(30)	(23)	(17)	(3)
Non Interest Expense		(258)	(255)	(261)	(268)	(270)	(271)	(265)	(257)	(255)	(258)	(264)	(284)	(293)	(301)	(305)	(307)	(317)	(325)	(334)	(340)	(374)	(392)	(406)	(416)	(395)	(409)	(408)	(416)	(423)	(424)	(435)	(441)	(485)	(516)	(548)	(550)	(523)	(499)	(474)	(477)
Pre-Tax Income		40 N/A	34 -16%	(62) N/A	(50) +20%	(38) +24%	(21) +45%	119 N/A	128 +8%	133 +4%	136 +2%	109 -20%	100 -8%	103 +3%	110 +6%	117 +7%	120 +2%	118 -2%	123 +4%	132 +8%	139 +5%	146 +5%	162 +11%	174 +7%	188 +8%	198 +5%	182 -8%	187 +2%	197 +6%	215 +9%	239 +11%	252 +5%	266 +6%	231 -13%	193 -16%	156 -19%	135 -14%	171 +27%	215 +26%	253 +18%	271 +7%
Net Income
Tax Provision		(6)	(4)	35	29	24	17	(46)	(49)	(51)	(51)	(35)	(31)	(32)	(34)	(37)	(38)	(38)	(40)	(44)	(46)	(48)	(55)	(57)	(63)	(62)	(52)	(49)	(48)	(53)	(60)	(64)	(66)	(57)	(47)	(38)	(27)	(38)	(50)	(61)	(72)
Income from Continuing Operations		34	30	(27)	(21)	(14)	(5)	73	79	82	85	74	69	72	76	80	82	80	83	88	92	97	107	117	125	136	130	138	149	162	179	188	200	173	145	118	108	133	165	193	200
Net Income (Common)		34 N/A	30 -13%	(27) N/A	(21) +23%	(14) +32%	(5) +69%	73 N/A	79 +8%	82 +4%	85 +3%	74 -13%	69 -6%	72 +3%	76 +6%	80 +6%	82 +2%	80 -2%	83 +3%	88 +6%	92 +5%	97 +5%	107 +10%	117 +9%	98 -16%	109 +11%	104 -5%	119 +15%	158 +33%	171 +8%	188 +10%	189 +1%	200 +6%	173 -13%	145 -16%	118 -19%	108 -9%	133 +24%	165 +24%	193 +16%	200 +4%
EPS (Diluted)		0.47 N/A	0.41 -13%	-0.37 N/A	-0.28 +24%	-0.19 +32%	-0.06 +68%	0.99 N/A	1.07 +8%	1.11 +4%	1.14 +3%	0.99 -13%	0.92 -7%	0.93 +1%	0.98 +5%	1.04 +6%	1.06 +2%	1.03 -3%	1.03 N/A	1.09 +6%	1.15 +6%	0.97 -16%	1.05 +8%	1.15 +10%	0.97 -16%	1.07 +10%	1.01 -6%	1.16 +15%	1.5 +29%	1.61 +7%	1.73 +7%	1.72 -1%	1.82 +6%	1.57 -14%	1.28 -18%	1.04 -19%	0.95 -9%	1.17 +23%	1.45 +24%	1.69 +17%	1.75 +4%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

Join more than 316,400+ value investors using Alpha Spread

Create Free Account

or see our plans & pricing

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

What is Intrinsic Value? Help Center Contact Us

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2026 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.