Zurich Insurance Group AG
F:ZFI1
Balance Sheet
Balance Sheet Decomposition
Zurich Insurance Group AG
Zurich Insurance Group AG
Balance Sheet
Zurich Insurance Group AG
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Cash & Cash Equivalents |
7 231
|
8 444
|
13 536
|
16 959
|
23 482
|
23 122
|
13 943
|
11 965
|
11 631
|
8 558
|
8 768
|
9 098
|
7 181
|
7 600
|
8 159
|
7 197
|
8 228
|
8 649
|
7 880
|
11 106
|
8 698
|
7 560
|
7 280
|
6 768
|
|
| Cash Equivalents |
7 231
|
8 444
|
13 536
|
16 959
|
23 482
|
23 122
|
13 943
|
11 965
|
11 631
|
8 558
|
8 768
|
9 098
|
7 181
|
7 600
|
8 159
|
7 197
|
8 228
|
8 649
|
7 880
|
11 106
|
8 698
|
7 560
|
7 280
|
6 768
|
|
| Total Receivables |
6 048
|
4 194
|
2 824
|
2 967
|
1 910
|
2 151
|
2 530
|
2 609
|
2 872
|
4 354
|
3 484
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2 220
|
1 998
|
2 035
|
|
| Insurance Receivable |
5 585
|
6 460
|
8 199
|
8 194
|
9 373
|
9 285
|
10 316
|
10 621
|
10 310
|
9 580
|
9 607
|
10 515
|
11 042
|
10 380
|
9 791
|
10 257
|
10 970
|
10 758
|
10 793
|
11 286
|
12 001
|
0
|
0
|
0
|
|
| Deferred Policy Acquisition Cost |
9 384
|
11 103
|
12 023
|
13 344
|
11 179
|
13 197
|
14 941
|
14 323
|
16 181
|
16 326
|
16 864
|
18 346
|
18 724
|
17 750
|
17 677
|
17 796
|
18 663
|
19 541
|
19 207
|
20 021
|
20 446
|
0
|
0
|
0
|
|
| Total Current Assets |
6 048
|
4 194
|
2 824
|
2 967
|
1 910
|
2 151
|
2 530
|
2 609
|
2 872
|
4 354
|
3 484
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2 220
|
1 998
|
2 035
|
|
| PP&E Net |
2 859
|
2 362
|
2 306
|
2 116
|
1 729
|
1 905
|
1 971
|
1 889
|
1 942
|
1 689
|
1 580
|
1 531
|
1 494
|
1 273
|
1 140
|
953
|
961
|
1 037
|
2 635
|
2 705
|
2 436
|
2 225
|
2 092
|
1 867
|
|
| PP&E Gross |
2 859
|
2 362
|
2 306
|
2 116
|
1 729
|
1 905
|
1 971
|
1 889
|
1 942
|
1 689
|
1 580
|
1 531
|
1 494
|
1 273
|
1 140
|
953
|
961
|
1 037
|
2 635
|
2 705
|
2 436
|
2 225
|
2 092
|
1 867
|
|
| Accumulated Depreciation |
2 326
|
1 826
|
2 062
|
1 898
|
1 539
|
1 621
|
1 814
|
1 808
|
1 811
|
1 745
|
1 630
|
1 520
|
1 492
|
1 369
|
1 304
|
1 061
|
1 055
|
1 023
|
1 968
|
2 081
|
2 120
|
2 213
|
2 373
|
2 370
|
|
| Intangible Assets |
3 600
|
3 075
|
2 794
|
2 590
|
2 255
|
2 425
|
2 904
|
6 464
|
7 044
|
5 954
|
5 773
|
7 448
|
7 028
|
6 754
|
5 791
|
5 820
|
5 787
|
5 567
|
5 358
|
5 255
|
7 134
|
6 485
|
6 987
|
6 627
|
|
| Goodwill |
1 059
|
792
|
779
|
744
|
605
|
660
|
1 730
|
1 846
|
2 297
|
2 104
|
2 060
|
2 107
|
1 852
|
1 661
|
1 289
|
1 795
|
2 353
|
2 634
|
3 610
|
4 089
|
4 344
|
4 420
|
4 541
|
4 805
|
|
| Note Receivable |
5 750
|
13 378
|
16 133
|
45 665
|
15 995
|
16 875
|
18 812
|
16 218
|
28 915
|
25 637
|
23 123
|
27 594
|
25 667
|
22 212
|
2 988
|
3 255
|
3 664
|
634
|
859
|
3 410
|
3 027
|
1 730
|
1 890
|
1 406
|
|
| Long-Term Investments |
110 667
|
146 257
|
150 999
|
192 670
|
228 893
|
259 796
|
163 088
|
152 620
|
156 815
|
162 445
|
162 716
|
176 668
|
179 190
|
178 890
|
183 272
|
183 581
|
194 236
|
182 693
|
193 368
|
210 398
|
190 959
|
141 437
|
143 262
|
155 993
|
|
| Other Long-Term Assets |
3 195
|
4 422
|
3 713
|
4 200
|
4 393
|
2 336
|
1 678
|
2 901
|
2 324
|
2 067
|
2 130
|
1 956
|
2 243
|
1 609
|
1 465
|
1 978
|
30 648
|
25 481
|
3 554
|
4 482
|
13 427
|
23 293
|
25 842
|
3 288
|
|
| Other Assets |
77 286
|
86 161
|
105 349
|
57 378
|
40 403
|
42 763
|
159 161
|
108 334
|
130 879
|
139 051
|
151 825
|
156 111
|
162 484
|
160 061
|
151 689
|
151 511
|
148 908
|
140 982
|
161 034
|
170 636
|
177 698
|
150 462
|
172 031
|
180 021
|
|
| Total Assets |
231 605
N/A
|
285 856
+23%
|
317 876
+11%
|
346 083
+9%
|
339 612
-2%
|
373 855
+10%
|
389 344
+4%
|
327 944
-16%
|
368 913
+12%
|
375 661
+2%
|
385 870
+3%
|
409 267
+6%
|
415 053
+1%
|
406 529
-2%
|
381 972
-6%
|
382 348
+0%
|
422 065
+10%
|
395 342
-6%
|
404 688
+2%
|
439 299
+9%
|
435 826
-1%
|
335 412
-23%
|
361 382
+8%
|
358 005
-1%
|
|
| Liabilities | |||||||||||||||||||||||||
| Insurance Policy Liabilities |
46 910
|
76 262
|
84 452
|
88 856
|
71 292
|
76 503
|
80 293
|
76 218
|
78 589
|
79 315
|
79 314
|
83 807
|
85 399
|
78 366
|
314 415
|
314 118
|
322 264
|
303 492
|
328 772
|
355 582
|
344 702
|
256 756
|
278 570
|
298 546
|
|
| Accrued Liabilities |
4 983
|
5 056
|
5 880
|
6 987
|
6 809
|
8 071
|
8 546
|
7 515
|
8 382
|
8 637
|
8 830
|
9 345
|
8 814
|
8 604
|
8 148
|
4 872
|
5 429
|
5 177
|
5 173
|
5 372
|
5 124
|
0
|
0
|
0
|
|
| Short-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
400
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
75
|
297
|
170
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
205
|
235
|
225
|
192
|
203
|
194
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
3 287
|
3 494
|
2 678
|
2 420
|
2 678
|
1 588
|
2 105
|
2 680
|
1 767
|
1 610
|
1 977
|
2 231
|
|
| Total Current Liabilities |
4 983
|
5 056
|
5 880
|
6 987
|
6 809
|
8 071
|
8 546
|
7 515
|
8 382
|
9 037
|
8 830
|
9 345
|
12 101
|
12 098
|
10 826
|
7 292
|
8 107
|
6 765
|
7 483
|
8 287
|
7 116
|
1 877
|
2 477
|
2 595
|
|
| Long-Term Debt |
11 068
|
11 808
|
10 736
|
9 751
|
9 679
|
9 602
|
9 964
|
10 981
|
12 283
|
11 057
|
12 017
|
12 521
|
13 526
|
12 252
|
10 085
|
11 212
|
10 784
|
12 012
|
13 712
|
15 623
|
16 762
|
15 404
|
14 917
|
14 064
|
|
| Deferred Income Tax |
5 171
|
5 545
|
5 618
|
6 076
|
6 317
|
4 804
|
4 055
|
3 485
|
4 464
|
4 585
|
4 049
|
5 238
|
5 110
|
5 020
|
4 498
|
4 562
|
4 357
|
3 915
|
4 533
|
5 136
|
5 151
|
2 047
|
2 300
|
2 446
|
|
| Minority Interest |
2 978
|
1 207
|
969
|
846
|
814
|
525
|
374
|
1 678
|
1 800
|
1 337
|
2 380
|
2 368
|
2 231
|
2 095
|
1 725
|
1 813
|
1 831
|
1 613
|
1 545
|
1 568
|
1 289
|
1 247
|
1 419
|
1 466
|
|
| Other Liabilities |
13 129
|
22 645
|
20 682
|
19 659
|
24 057
|
23 795
|
22 500
|
18 177
|
18 587
|
19 139
|
31 595
|
18 133
|
9 610
|
9 335
|
9 244
|
12 691
|
41 660
|
37 356
|
13 639
|
14 825
|
22 925
|
32 398
|
36 838
|
13 416
|
|
| Total Liabilities |
213 863
N/A
|
269 051
+26%
|
298 492
+11%
|
323 902
+9%
|
317 186
-2%
|
347 324
+10%
|
360 544
+4%
|
305 841
-15%
|
339 235
+11%
|
343 678
+1%
|
354 234
+3%
|
374 773
+6%
|
382 550
+2%
|
371 794
-3%
|
350 793
-6%
|
351 688
+0%
|
389 003
+11%
|
365 153
-6%
|
369 684
+1%
|
401 021
+8%
|
397 945
-1%
|
309 729
-22%
|
336 521
+9%
|
332 533
-1%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
1 722
|
2 124
|
2 019
|
1 731
|
1 282
|
681
|
681
|
571
|
571
|
485
|
10
|
11
|
11
|
11
|
11
|
11
|
11
|
11
|
11
|
11
|
11
|
11
|
10
|
10
|
|
| Retained Earnings |
7 901
|
3 990
|
6 120
|
8 248
|
9 801
|
13 760
|
17 072
|
15 616
|
17 680
|
18 344
|
21 139
|
24 391
|
28 075
|
31 548
|
34 192
|
35 812
|
36 936
|
37 452
|
38 649
|
39 016
|
41 707
|
35 313
|
32 842
|
33 823
|
|
| Additional Paid In Capital |
7 706
|
9 896
|
10 208
|
10 288
|
10 315
|
10 448
|
10 289
|
10 131
|
11 400
|
11 630
|
9 907
|
8 172
|
6 395
|
4 843
|
3 245
|
1 348
|
1 162
|
1 180
|
1 235
|
1 438
|
1 449
|
1 158
|
1 333
|
1 410
|
|
| Unrealized Security Profit/Loss |
1 567
|
1 293
|
862
|
1 075
|
1 139
|
819
|
196
|
2 858
|
432
|
2 594
|
2 980
|
4 703
|
1 925
|
4 286
|
2 784
|
3 044
|
3 306
|
860
|
4 208
|
5 985
|
3 935
|
5 636
|
3 000
|
3 040
|
|
| Treasury Stock |
3
|
14
|
6
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
1 151
|
484
|
181
|
840
|
111
|
823
|
565
|
1 357
|
405
|
1 069
|
2 400
|
2 783
|
3 903
|
5 953
|
9 053
|
9 555
|
8 353
|
9 314
|
9 099
|
8 172
|
9 221
|
5 163
|
6 324
|
6 731
|
|
| Total Equity |
17 742
N/A
|
16 805
-5%
|
19 384
+15%
|
22 181
+14%
|
22 426
+1%
|
26 531
+18%
|
28 803
+9%
|
22 103
-23%
|
29 678
+34%
|
31 984
+8%
|
31 636
-1%
|
34 494
+9%
|
32 503
-6%
|
34 735
+7%
|
31 179
-10%
|
30 660
-2%
|
33 062
+8%
|
30 189
-9%
|
35 004
+16%
|
38 278
+9%
|
37 881
-1%
|
25 683
-32%
|
24 861
-3%
|
25 472
+2%
|
|
| Total Liabilities & Equity |
231 605
N/A
|
285 856
+23%
|
317 876
+11%
|
346 083
+9%
|
339 612
-2%
|
373 855
+10%
|
389 347
+4%
|
327 944
-16%
|
368 913
+12%
|
375 662
+2%
|
385 870
+3%
|
409 267
+6%
|
415 053
+1%
|
406 529
-2%
|
381 972
-6%
|
382 348
+0%
|
422 065
+10%
|
395 342
-6%
|
404 688
+2%
|
439 299
+9%
|
435 826
-1%
|
335 412
-23%
|
361 382
+8%
|
358 005
-1%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
109
|
142
|
143
|
144
|
144
|
145
|
140
|
137
|
144
|
145
|
146
|
147
|
148
|
148
|
149
|
149
|
150
|
147
|
148
|
148
|
148
|
148
|
144
|
142
|
|
| Preferred Shares Outstanding |
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|