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Zurich Insurance Group AG
F:ZFI1

Watchlist Manager
Zurich Insurance Group AG Logo
Zurich Insurance Group AG
F:ZFI1
Watchlist
Price: 30.8 EUR 1.32% Market Closed
Market Cap: €44.3B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
+17%
5Y
+4%
10Y
+13%
Investing Cash Flow
+
3Y
+9%
5Y
-20%
10Y
-13%
Financing Cash Flow
+
3Y
-4%
5Y
-105%
10Y
-53%

Cash Flow Statement
Zurich Insurance Group AG

Rotate your device to view
Cash Flow Statement
Currency: USD
Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Sep-2006 Dec-2006 Mar-2007 Sep-2007 Mar-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Dec-2018 Jun-2019 Dec-2019 Jun-2020 Dec-2020 Jun-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024 Dec-2024 Jun-2025 Dec-2025
Operating Cash Flow
Net Income
2 587
2 601
2 781
2 865
3 214
0
0
4 527
0
0
1 427
2 834
3 039
2 144
3 579
3 140
3 215
4 366
3 638
3 427
3 434
3 133
3 757
4 239
3 766
4 250
4 006
3 438
3 878
3 809
3 511
3 943
4 028
4 241
4 286
4 111
3 895
3 893
3 899
3 178
1 842
1 498
1 396
2 102
3 211
3 716
5 757
4 147
3 287
3 834
4 846
5 202
5 353
4 603
4 751
4 351
4 885
5 814
5 853
6 798
Depreciation & Amortization
695
619
600
531
447
0
0
460
0
0
153
463
654
698
857
817
892
914
970
1 015
1 086
1 069
1 095
1 053
996
1 052
1 070
1 019
1 085
1 075
1 042
1 045
1 198
1 174
1 238
1 269
1 012
985
994
951
1 200
1 185
1 090
1 089
781
898
1 367
967
908
911
914
849
810
756
816
852
885
911
844
858
Change in Deffered Taxes
(136)
0
502
0
867
0
0
305
0
0
(116)
(609)
(1 705)
(1 691)
(1 336)
(591)
453
955
23
(119)
255
46
587
185
(133)
86
14
404
463
393
361
379
228
(2)
146
224
178
454
356
(97)
24
(59)
30
400
355
15
148
302
(84)
(89)
359
646
227
(400)
(181)
(209)
63
278
38
744
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
174
0
0
0
161
0
0
0
128
0
0
0
141
0
0
0
126
0
0
0
50
0
0
0
202
0
0
0
111
0
0
0
98
215
0
229
0
187
0
279
0
246
0
317
0
288
0
0
Other Non-Cash Items
(153)
(183)
(218)
(231)
(139)
0
0
1 685
0
0
596
736
1 357
(10)
672
1 181
539
788
135
280
711
1 552
1 947
961
139
60
(918)
(354)
239
(138)
807
922
307
1 078
463
(89)
364
229
740
692
354
579
259
467
548
170
535
558
107
499
372
(223)
66
276
661
89
(345)
(113)
967
118
Cash Taxes Paid
891
0
1 444
0
1 234
0
0
2 564
0
0
543
1 097
1 253
797
1 161
923
1 019
1 079
1 176
1 120
1 363
1 187
1 460
1 415
1 229
1 341
1 113
1 163
1 231
1 203
1 268
1 108
1 186
1 014
1 082
1 402
1 379
1 240
1 212
954
1 400
1 460
1 375
1 453
1 461
1 598
2 571
1 534
1 011
1 406
1 654
1 486
1 590
1 465
1 296
1 665
1 899
1 702
2 072
2 192
Cash Interest Paid
1 343
0
2 047
0
1 502
0
0
1 504
0
0
250
1 060
1 478
1 414
1 704
1 160
1 146
1 146
1 173
1 211
1 182
1 144
1 115
1 169
1 106
1 121
1 188
1 122
1 147
1 259
1 213
1 130
1 180
1 146
1 186
1 246
1 124
741
736
676
997
997
913
914
861
883
1 270
907
917
928
966
955
775
523
538
534
551
507
513
543
Change in Working Capital
5 337
13 836
11 841
(384)
1 040
(6 493)
(1 755)
(6 985)
(2 635)
(3 841)
(971)
(426)
2 006
612
443
(4 725)
(7 255)
(6 205)
(5 234)
(3 821)
(3 668)
(4 687)
(5 500)
(2 032)
(879)
(2 455)
(1 533)
(3 320)
(3 102)
(2 926)
(2 923)
(3 089)
(4 318)
84
(1 181)
23
412
(15)
(765)
167
1 801
255
112
(1 793)
(3 422)
(411)
(1 092)
(1 090)
1 310
546
(2 517)
(3 306)
(1 709)
447
1 013
2 263
2 402
713
(870)
(2 616)
Cash from Operating Activities
8 330
N/A
16 730
+101%
15 399
-8%
2 638
-83%
5 429
+106%
(3 002)
N/A
164
N/A
(8)
N/A
4 342
N/A
3 136
-28%
1 089
-65%
2 998
+175%
5 351
+78%
1 753
-67%
4 215
+140%
(178)
N/A
(2 156)
-1 111%
818
N/A
(468)
N/A
782
N/A
1 818
+132%
1 113
-39%
1 886
+69%
4 406
+134%
3 889
-12%
2 993
-23%
2 639
-12%
1 187
-55%
2 563
+116%
2 213
-14%
2 798
+26%
3 200
+14%
1 443
-55%
6 575
+356%
4 952
-25%
5 538
+12%
5 861
+6%
5 546
-5%
5 224
-6%
4 891
-6%
5 221
+7%
3 458
-34%
2 887
-17%
2 265
-22%
1 473
-35%
4 388
+198%
6 715
+53%
4 884
-27%
5 528
+13%
5 701
+3%
3 974
-30%
3 168
-20%
4 747
+50%
5 043
+6%
6 421
+27%
7 346
+14%
7 890
+7%
7 603
-4%
6 832
-10%
5 902
-14%
Investing Cash Flow
Capital Expenditures
0
0
0
0
0
0
0
(280)
0
0
(138)
(323)
(444)
(389)
(451)
(297)
(359)
(332)
(303)
(321)
(182)
(190)
(223)
(215)
(199)
(186)
(161)
(160)
(226)
(210)
(410)
(604)
(282)
(937)
(1 095)
(1 096)
(1 381)
(1 366)
(1 118)
(1 037)
(678)
(675)
(668)
(688)
(715)
(1 152)
(1 526)
(752)
(659)
(552)
(547)
(576)
(552)
(535)
(458)
(418)
(399)
(370)
(412)
(480)
Other Items
(7 333)
(6 503)
(13 398)
(2 930)
(3 596)
1 743
200
334
443
(153)
(284)
37
(999)
(752)
(719)
(770)
(220)
(167)
(192)
99
47
6
26
(46)
(976)
(881)
(972)
(880)
(8)
18
91
69
43
46
196
217
148
128
(13)
79
152
(421)
(504)
(604)
(427)
(200)
(1 317)
(1 454)
0
56
(2 387)
(2 310)
143
(119)
(86)
(714)
(1 392)
(1 034)
(494)
(113)
Cash from Investing Activities
(7 333)
N/A
(6 503)
+11%
(13 398)
-106%
(2 930)
+78%
(3 596)
-23%
1 404
N/A
(139)
N/A
54
N/A
163
+202%
(433)
N/A
(422)
+3%
(286)
+32%
(1 443)
-405%
(1 141)
+21%
(1 170)
-3%
(1 067)
+9%
(579)
+46%
(499)
+14%
(495)
+1%
(222)
+55%
(135)
+39%
(184)
-36%
(197)
-7%
(261)
-32%
(1 175)
-350%
(1 067)
+9%
(1 133)
-6%
(1 040)
+8%
(234)
+78%
(192)
+18%
(319)
-66%
(535)
-68%
(239)
+55%
(891)
-273%
(899)
-1%
(879)
+2%
(1 233)
-40%
(1 238)
0%
(1 131)
+9%
(958)
+15%
(526)
+45%
(1 096)
-108%
(1 172)
-7%
(1 292)
-10%
(1 142)
+12%
(1 352)
-18%
(2 843)
-110%
(2 206)
+22%
(996)
+55%
(496)
+50%
(2 934)
-492%
(2 886)
+2%
(409)
+86%
(654)
-60%
(544)
+17%
(1 132)
-108%
(1 791)
-58%
(1 404)
+22%
(906)
+35%
(593)
+35%
Financing Cash Flow
Net Issuance of Common Stock
(288)
0
0
0
(449)
0
0
(276)
0
0
(295)
(988)
(936)
(641)
496
1 276
1 296
1 339
172
77
34
(113)
(362)
(349)
(386)
(209)
96
101
126
79
78
71
59
79
97
121
154
151
125
102
65
42
39
36
57
(955)
(955)
(101)
(315)
(214)
(193)
(455)
(482)
(770)
(2 101)
(2 023)
(568)
(1 309)
(1 269)
(450)
Net Issuance of Debt
(1 014)
0
(1 096)
0
518
0
0
(281)
0
0
(80)
428
490
477
2 382
2 628
2 577
2 670
949
319
(273)
672
503
(298)
782
748
808
1 185
260
677
602
268
(403)
0
(1 150)
(679)
(34)
0
(224)
(109)
(725)
482
(238)
784
1 414
1 513
2 388
(165)
822
774
290
1 697
(254)
(736)
(273)
(863)
(861)
(596)
127
61
Cash Paid for Dividends
(38)
0
(63)
0
(64)
0
0
(581)
0
0
(18)
(2 005)
(2 104)
(2 098)
(3 499)
(1 521)
(1 426)
0
(2 227)
(2 219)
(2 220)
0
(2 751)
(2 868)
(2 835)
0
(2 807)
(2 664)
(2 704)
0
(2 734)
(2 829)
(2 889)
(2 913)
(3 004)
(2 985)
(2 958)
(2 936)
(2 825)
(2 800)
(2 869)
(2 867)
(2 783)
(2 757)
(2 768)
(3 015)
(5 876)
(2 818)
(3 255)
(3 080)
(3 199)
(3 199)
(3 521)
(3 520)
(3 876)
(3 877)
(4 156)
(4 156)
(4 665)
(4 665)
Other
942
1 609
1 332
864
848
(1 969)
(2 735)
(905)
(609)
(1 127)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(414)
(411)
(403)
0
11
(26)
(35)
0
0
0
1
0
0
(218)
(3)
(152)
(220)
(335)
(340)
(247)
(185)
(239)
(313)
(311)
(337)
(416)
Cash from Financing Activities
(398)
N/A
265
N/A
1 593
+501%
(480)
N/A
853
N/A
(180)
N/A
(946)
-426%
(2 043)
-116%
(1 747)
+14%
(2 265)
-30%
270
N/A
(445)
N/A
(2 550)
-473%
(2 262)
+11%
(621)
+73%
2 383
N/A
2 447
+3%
2 595
+6%
(1 106)
N/A
(1 823)
-65%
(2 459)
-35%
(1 661)
+32%
(2 610)
-57%
(3 515)
-35%
(2 439)
+31%
(2 296)
+6%
(1 903)
+17%
(1 378)
+28%
(2 318)
-68%
(1 948)
+16%
(2 054)
-5%
(2 490)
-21%
(3 233)
-30%
(4 154)
-28%
(4 471)
-8%
(3 954)
+12%
(3 241)
+18%
(3 222)
+1%
(2 913)
+10%
(2 833)
+3%
(3 564)
-26%
(2 378)
+33%
(3 017)
-27%
(1 937)
+36%
(1 296)
+33%
(2 457)
-90%
(4 443)
-81%
(3 302)
+26%
(2 751)
+17%
(2 672)
+3%
(3 322)
-24%
(2 292)
+31%
(4 597)
-101%
(5 273)
-15%
(6 435)
-22%
(7 002)
-9%
(5 898)
+16%
(6 372)
-8%
(6 144)
+4%
(5 470)
+11%
Change in Cash
Effect of Foreign Exchange Rates
683
285
(360)
(504)
(1 661)
(1 048)
688
1 637
1 551
1 336
617
(1 581)
(1 896)
(3 103)
(1 908)
(176)
870
649
(1 236)
(444)
(383)
799
1 868
275
48
(128)
(851)
(123)
187
(427)
(79)
70
(17)
384
341
(463)
(773)
(1 254)
(938)
(834)
(714)
30
(545)
(123)
(280)
(319)
(326)
41
23
666
430
(386)
(567)
(290)
263
278
(85)
(382)
441
555
Net Change in Cash
1 282
N/A
10 777
+741%
3 234
-70%
(1 276)
N/A
1 025
N/A
(2 826)
N/A
(233)
+92%
(360)
-55%
4 309
N/A
1 774
-59%
1 554
-12%
686
-56%
(538)
N/A
(4 753)
-783%
516
N/A
962
+86%
582
-40%
3 563
+512%
(3 305)
N/A
(1 707)
+48%
(1 159)
+32%
67
N/A
947
+1 313%
905
-4%
323
-64%
(498)
N/A
(1 248)
-151%
(1 354)
-8%
198
N/A
(354)
N/A
346
N/A
245
-29%
(2 046)
N/A
1 914
N/A
(77)
N/A
242
N/A
614
+154%
(168)
N/A
242
N/A
266
+10%
417
+57%
14
-97%
(1 847)
N/A
(1 087)
+41%
(1 245)
-15%
260
N/A
(897)
N/A
(583)
+35%
1 804
N/A
3 199
+77%
(1 852)
N/A
(2 396)
-29%
(826)
+66%
(1 174)
-42%
(295)
+75%
(510)
-73%
116
N/A
(555)
N/A
223
N/A
394
+77%

See Also

Summary
ZFI1 intrinsic value, competitors valuation, and company profile.
DCF Valuation
ZFI1 stock valuation using Discount Cash Flow valuation method.
Relative Valuation
ZFI1 stock valuation using valuation multiples.
Wall Street Estimates
ZFI1 price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
ZFI1 stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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