Aeon Credit Service Asia Co Ltd
HKEX:900
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Aeon Credit Service Asia Co Ltd
HKEX:900
|
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Income Statement
Earnings Waterfall
Aeon Credit Service Asia Co Ltd
Income Statement
Aeon Credit Service Asia Co Ltd
| Feb-2013 | Aug-2013 | Nov-2013 | Feb-2014 | May-2014 | Aug-2014 | Nov-2014 | Feb-2015 | May-2015 | Aug-2015 | Nov-2015 | Feb-2016 | May-2016 | Aug-2016 | Nov-2016 | Feb-2017 | May-2017 | Aug-2017 | Nov-2017 | Feb-2018 | May-2018 | Aug-2018 | Nov-2018 | Feb-2019 | May-2019 | Aug-2019 | Nov-2019 | Feb-2020 | May-2020 | Aug-2020 | Nov-2020 | Feb-2021 | May-2021 | Aug-2021 | Nov-2021 | Feb-2022 | May-2022 | Aug-2022 | Nov-2022 | Feb-2023 | May-2023 | Aug-2023 | Nov-2023 | Feb-2024 | May-2024 | Aug-2024 | Nov-2024 | Feb-2025 | May-2025 | Aug-2025 | Nov-2025 | Feb-2026 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
0
|
2
|
0
|
0
|
0
|
2
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
4
|
0
|
0
|
0
|
5
|
0
|
0
|
0
|
0
|
|
| Revenue |
1 127
N/A
|
574
-49%
|
866
+51%
|
1 171
+35%
|
1 202
+3%
|
1 234
+3%
|
1 266
+3%
|
1 304
+3%
|
1 307
+0%
|
1 306
0%
|
1 296
-1%
|
1 270
-2%
|
1 266
0%
|
1 246
-2%
|
1 243
0%
|
1 237
0%
|
1 237
0%
|
1 255
+1%
|
1 275
+2%
|
1 289
+1%
|
1 306
+1%
|
1 316
+1%
|
1 314
0%
|
1 327
+1%
|
1 326
0%
|
1 328
+0%
|
1 321
0%
|
1 236
-6%
|
1 272
+3%
|
1 228
-3%
|
1 175
-4%
|
1 056
-10%
|
1 066
+1%
|
1 036
-3%
|
1 029
-1%
|
1 023
-1%
|
1 081
+6%
|
1 129
+4%
|
1 187
+5%
|
1 204
+1%
|
1 328
+10%
|
1 447
+9%
|
1 542
+7%
|
1 535
0%
|
1 704
+11%
|
1 719
+1%
|
1 753
+2%
|
1 655
-6%
|
1 793
+8%
|
1 813
+1%
|
1 831
+1%
|
1 732
-5%
|
|
| Gross Profit | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cost of Revenue |
(102)
|
(50)
|
(73)
|
(96)
|
(94)
|
(94)
|
(95)
|
(98)
|
(99)
|
(99)
|
(97)
|
(95)
|
(95)
|
(94)
|
(93)
|
(91)
|
(89)
|
(88)
|
(87)
|
(86)
|
(86)
|
(85)
|
(84)
|
(82)
|
(80)
|
(77)
|
(72)
|
0
|
(62)
|
(55)
|
(48)
|
0
|
(38)
|
(36)
|
(33)
|
0
|
(31)
|
(30)
|
(35)
|
0
|
(57)
|
(75)
|
(93)
|
0
|
(120)
|
(126)
|
(129)
|
0
|
(129)
|
(121)
|
(119)
|
0
|
|
| Gross Profit |
1 025
N/A
|
525
-49%
|
793
+51%
|
1 075
+36%
|
1 108
+3%
|
1 141
+3%
|
1 170
+3%
|
1 206
+3%
|
1 208
+0%
|
1 207
0%
|
1 199
-1%
|
1 175
-2%
|
1 171
0%
|
1 152
-2%
|
1 150
0%
|
1 146
0%
|
1 148
+0%
|
1 167
+2%
|
1 188
+2%
|
1 202
+1%
|
1 220
+1%
|
1 231
+1%
|
1 230
0%
|
1 245
+1%
|
1 246
+0%
|
1 251
+0%
|
1 249
0%
|
0
N/A
|
1 210
N/A
|
1 174
-3%
|
1 127
-4%
|
0
N/A
|
1 028
N/A
|
1 000
-3%
|
995
-1%
|
0
N/A
|
1 050
N/A
|
1 099
+5%
|
1 152
+5%
|
0
N/A
|
1 272
N/A
|
1 372
+8%
|
1 449
+6%
|
0
N/A
|
1 584
N/A
|
1 593
+1%
|
1 624
+2%
|
0
N/A
|
1 664
N/A
|
1 693
+2%
|
1 712
+1%
|
0
N/A
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(444)
|
(241)
|
(385)
|
(530)
|
(550)
|
(559)
|
(552)
|
(557)
|
(571)
|
(598)
|
(617)
|
(606)
|
(604)
|
(557)
|
(538)
|
(519)
|
(515)
|
(538)
|
(545)
|
(565)
|
(567)
|
(563)
|
(559)
|
(568)
|
(570)
|
(580)
|
(584)
|
(566)
|
(561)
|
(543)
|
(537)
|
(536)
|
(549)
|
(553)
|
(562)
|
(578)
|
(590)
|
(626)
|
(654)
|
(647)
|
(673)
|
(675)
|
(683)
|
(713)
|
(726)
|
(740)
|
(750)
|
(768)
|
(764)
|
(761)
|
(766)
|
(769)
|
|
| Selling, General & Administrative |
(360)
|
(194)
|
(310)
|
(430)
|
(445)
|
(452)
|
(446)
|
(450)
|
(465)
|
(488)
|
(504)
|
(504)
|
(498)
|
(481)
|
(467)
|
(449)
|
(445)
|
(447)
|
(454)
|
(474)
|
(474)
|
(469)
|
(464)
|
(471)
|
(461)
|
(459)
|
(448)
|
(420)
|
(407)
|
(397)
|
(394)
|
(389)
|
(404)
|
(408)
|
(415)
|
(430)
|
(438)
|
(474)
|
(501)
|
(502)
|
(518)
|
(515)
|
(520)
|
(541)
|
(555)
|
(564)
|
(570)
|
(583)
|
(578)
|
(577)
|
(583)
|
0
|
|
| Depreciation & Amortization |
(36)
|
(20)
|
(30)
|
(41)
|
(42)
|
(42)
|
(42)
|
(42)
|
(43)
|
(44)
|
(46)
|
(47)
|
(48)
|
(47)
|
(46)
|
(45)
|
(44)
|
(44)
|
(43)
|
(42)
|
(41)
|
(40)
|
(39)
|
(38)
|
(49)
|
(58)
|
(71)
|
(84)
|
(83)
|
(84)
|
(81)
|
(81)
|
(81)
|
(82)
|
(84)
|
(84)
|
(84)
|
(84)
|
(83)
|
(83)
|
(88)
|
(92)
|
(96)
|
(100)
|
(103)
|
(105)
|
(105)
|
(106)
|
(105)
|
(105)
|
(106)
|
(106)
|
|
| Other Operating Expenses |
(47)
|
(28)
|
(45)
|
(60)
|
(65)
|
(65)
|
(64)
|
(64)
|
(64)
|
(67)
|
(67)
|
(55)
|
(58)
|
(29)
|
(24)
|
(25)
|
(26)
|
(48)
|
(49)
|
(50)
|
(52)
|
(54)
|
(56)
|
(59)
|
(60)
|
(63)
|
(66)
|
(63)
|
(71)
|
(62)
|
(61)
|
(65)
|
(64)
|
(63)
|
(64)
|
(64)
|
(68)
|
(69)
|
(69)
|
(63)
|
(67)
|
(68)
|
(67)
|
(72)
|
(68)
|
(71)
|
(75)
|
(79)
|
(80)
|
(79)
|
(77)
|
(663)
|
|
| Operating Income |
581
N/A
|
283
-51%
|
408
+44%
|
545
+34%
|
558
+2%
|
581
+4%
|
618
+6%
|
649
+5%
|
637
-2%
|
609
-4%
|
582
-4%
|
569
-2%
|
567
0%
|
595
+5%
|
612
+3%
|
627
+2%
|
632
+1%
|
630
0%
|
642
+2%
|
638
-1%
|
653
+2%
|
667
+2%
|
671
+0%
|
678
+1%
|
676
0%
|
671
-1%
|
664
-1%
|
670
+1%
|
649
-3%
|
631
-3%
|
590
-6%
|
520
-12%
|
479
-8%
|
447
-7%
|
433
-3%
|
445
+3%
|
461
+4%
|
472
+3%
|
498
+5%
|
557
+12%
|
598
+7%
|
697
+17%
|
766
+10%
|
822
+7%
|
859
+5%
|
853
-1%
|
874
+3%
|
887
+1%
|
900
+1%
|
931
+3%
|
946
+2%
|
963
+2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
9
|
(3)
|
(4)
|
(3)
|
(8)
|
(8)
|
(8)
|
(8)
|
(0)
|
1
|
(2)
|
(5)
|
(8)
|
(11)
|
(10)
|
(17)
|
(14)
|
(11)
|
(9)
|
1
|
1
|
2
|
2
|
3
|
2
|
2
|
2
|
(2)
|
2
|
2
|
3
|
1
|
2
|
2
|
2
|
(1)
|
1
|
0
|
0
|
(1)
|
0
|
0
|
0
|
(4)
|
0
|
0
|
0
|
(5)
|
0
|
0
|
0
|
(5)
|
|
| Non-Reccuring Items |
0
|
0
|
1
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(9)
|
(1)
|
(1)
|
(1)
|
(9)
|
(9)
|
(17)
|
(17)
|
1
|
1
|
9
|
9
|
(1)
|
(0)
|
(8)
|
(8)
|
(8)
|
0
|
(0)
|
(0)
|
10
|
(2)
|
(3)
|
(3)
|
8
|
8
|
8
|
8
|
1
|
9
|
(8)
|
(8)
|
(9)
|
(17)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
|
| Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
32
|
32
|
32
|
0
|
0
|
0
|
12
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Other Income |
(234)
|
(117)
|
(196)
|
(267)
|
(283)
|
(295)
|
(293)
|
(294)
|
(289)
|
(284)
|
(265)
|
(248)
|
(239)
|
(237)
|
(238)
|
(233)
|
(222)
|
(209)
|
(194)
|
(193)
|
(177)
|
(166)
|
(167)
|
(156)
|
(166)
|
(187)
|
(196)
|
(215)
|
(245)
|
(237)
|
(209)
|
(172)
|
(95)
|
(63)
|
(57)
|
(54)
|
(89)
|
(110)
|
(132)
|
(139)
|
(138)
|
(220)
|
(269)
|
(347)
|
(388)
|
(408)
|
(412)
|
(404)
|
(390)
|
(376)
|
(373)
|
(396)
|
|
| Pre-Tax Income |
355
N/A
|
163
-54%
|
209
+28%
|
275
+31%
|
266
-3%
|
279
+5%
|
317
+14%
|
347
+9%
|
348
+0%
|
326
-6%
|
315
-3%
|
307
-2%
|
319
+4%
|
346
+8%
|
362
+5%
|
367
+1%
|
388
+6%
|
393
+1%
|
423
+8%
|
447
+6%
|
478
+7%
|
513
+7%
|
514
+0%
|
524
+2%
|
512
-2%
|
479
-7%
|
462
-3%
|
445
-4%
|
406
-9%
|
396
-2%
|
384
-3%
|
358
-7%
|
384
+7%
|
383
0%
|
375
-2%
|
398
+6%
|
380
-4%
|
402
+6%
|
406
+1%
|
449
+11%
|
468
+4%
|
469
+0%
|
489
+4%
|
473
-3%
|
454
-4%
|
445
-2%
|
462
+4%
|
477
+3%
|
509
+7%
|
555
+9%
|
573
+3%
|
562
-2%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(60)
|
(30)
|
(40)
|
(53)
|
(53)
|
(55)
|
(60)
|
(64)
|
(63)
|
(59)
|
(58)
|
(57)
|
(59)
|
(64)
|
(66)
|
(68)
|
(71)
|
(72)
|
(77)
|
(76)
|
(79)
|
(84)
|
(84)
|
(87)
|
(87)
|
(82)
|
(79)
|
(75)
|
(68)
|
(64)
|
(62)
|
(56)
|
(61)
|
(62)
|
(60)
|
(55)
|
(52)
|
(55)
|
(56)
|
(76)
|
(81)
|
(81)
|
(84)
|
(80)
|
(76)
|
(74)
|
(77)
|
(76)
|
(83)
|
(91)
|
(95)
|
(94)
|
|
| Income from Continuing Operations |
295
|
133
|
169
|
222
|
213
|
224
|
257
|
282
|
285
|
267
|
257
|
250
|
260
|
282
|
297
|
299
|
317
|
321
|
347
|
371
|
399
|
429
|
431
|
437
|
425
|
396
|
383
|
370
|
339
|
332
|
322
|
302
|
323
|
322
|
314
|
343
|
328
|
347
|
350
|
374
|
388
|
388
|
406
|
392
|
379
|
371
|
385
|
400
|
427
|
464
|
478
|
468
|
|
| Net Income (Common) |
295
N/A
|
133
-55%
|
169
+27%
|
222
+31%
|
213
-4%
|
224
+5%
|
257
+15%
|
282
+10%
|
285
+1%
|
267
-6%
|
257
-4%
|
250
-3%
|
260
+4%
|
282
+9%
|
297
+5%
|
299
+1%
|
317
+6%
|
321
+1%
|
347
+8%
|
371
+7%
|
399
+7%
|
429
+7%
|
431
+0%
|
437
+2%
|
425
-3%
|
396
-7%
|
383
-3%
|
370
-3%
|
339
-9%
|
332
-2%
|
322
-3%
|
302
-6%
|
323
+7%
|
322
-1%
|
314
-2%
|
343
+9%
|
328
-4%
|
347
+6%
|
350
+1%
|
374
+7%
|
388
+4%
|
388
+0%
|
406
+4%
|
392
-3%
|
379
-3%
|
371
-2%
|
385
+4%
|
400
+4%
|
427
+7%
|
464
+9%
|
478
+3%
|
468
-2%
|
|
| EPS (Diluted) |
0.71
N/A
|
0.32
-55%
|
0.41
+28%
|
0.53
+29%
|
0.52
-2%
|
0.55
+6%
|
0.63
+15%
|
0.67
+6%
|
0.69
+3%
|
0.64
-7%
|
0.61
-5%
|
0.6
-2%
|
0.62
+3%
|
0.68
+10%
|
0.72
+6%
|
0.71
-1%
|
0.76
+7%
|
0.77
+1%
|
0.83
+8%
|
0.89
+7%
|
0.95
+7%
|
1.02
+7%
|
1.02
N/A
|
1.04
+2%
|
1.02
-2%
|
0.95
-7%
|
0.91
-4%
|
0.88
-3%
|
0.81
-8%
|
0.79
-2%
|
0.77
-3%
|
0.72
-6%
|
0.77
+7%
|
0.77
N/A
|
0.75
-3%
|
0.82
+9%
|
0.78
-5%
|
0.83
+6%
|
0.83
N/A
|
0.89
+7%
|
0.93
+4%
|
0.93
N/A
|
0.97
+4%
|
0.94
-3%
|
0.9
-4%
|
0.89
-1%
|
0.92
+3%
|
0.96
+4%
|
1.02
+6%
|
1.11
+9%
|
1.14
+3%
|
1.12
-2%
|
|