Aeon Credit Service Asia Co Ltd Relative Valuation - Aeon Credit Service Asia Co Ltd

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Price: 8.02 HKD 4.97% Market Closed

Market Cap: HK$3.4B

	Aeon Credit Service Asia Co Ltd HKEX:900	HK
	Zhongjin Gold Corp Ltd SSE:600489	CN
	Tay Two Co Ltd TSE:7610	JP

Multiples-Based Value

The Multiples-Based Value of one Aeon Credit Service Asia Co Ltd stock under the Base Case scenario is 14.54 HKD. Compared to the current market price of 8.02 HKD, Aeon Credit Service Asia Co Ltd is Undervalued by 45%.

Multiples-Based Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

What is Relative Valuation?

How is Multiples-Based Value calculated?

Multiples-Based Value

Base Case

Undervaluation 45%

Multiples-Based Value

Price HK$8.02

Worst Case

Base Case

Best Case

Valuation Multiples

View Details

Multiples Across Competitors

All Multiples

P/S

P/E

EV/EBITDA

EV/EBIT

Forward Multiples

			Market Cap	P/S	P/E	EV/EBITDA	EV/EBIT
HK		Aeon Credit Service Asia Co Ltd HKEX:900	3.4B HKD	1.8	7	5.3	5.3
US		American Express Co NYSE:AXP	207.5B USD	2.7	19.4	23.9	26.9
US		Capital One Financial Corp NYSE:COF	114B USD	2.1	52.4	0	0
IN		Bajaj Finance Ltd NSE:BAJFINANCE	5T INR	6.4	28	23.5	24.2
US		Discover Financial Services NYSE:DFS	50.3B USD	2.3	9.1	0	0
US		Synchrony Financial NYSE:SYF	23.6B USD	1.2	6.8	0	0
US		SoFi Technologies Inc NASDAQ:SOFI	20.2B USD	5.6	41.9	0	0
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	1.6T INR	3.6	18.4	22	22.9
KZ	K	Kaspi.kz AO NASDAQ:KSPI	14.1B USD	0	0	0	0
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	1.3T INR	4.8	15	20.6	20.8
IN		Tata Capital Ltd NSE:TATACAP	1.2T INR	3.7	29.3	12	12.2

				Revenue Growth	P/S to Growth
HK		Aeon Credit Service Asia Co Ltd HKEX:900	Average P/S: 3.4 1.8	8%	0.2
US		American Express Co NYSE:AXP	2.7	7%	0.4
US		Capital One Financial Corp NYSE:COF	2.1	10%	0.2
IN		Bajaj Finance Ltd NSE:BAJFINANCE	6.4	5%	1.3
US		Discover Financial Services NYSE:DFS	2.3	2%	1.1
US		Synchrony Financial NYSE:SYF	1.2	0%	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	5.6	24%	0.2
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	3.6	-1%	N/A
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	17%	N/A
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	4.8	2%	2.4
IN		Tata Capital Ltd NSE:TATACAP	3.7	-4%	N/A

				Earnings Growth	PEG
HK		Aeon Credit Service Asia Co Ltd HKEX:900	Average P/E: 22.7 7	12%	0.6
US		American Express Co NYSE:AXP	19.4	14%	1.4
US		Capital One Financial Corp NYSE:COF	52.4	101%	0.5
IN		Bajaj Finance Ltd NSE:BAJFINANCE	28	24%	1.2
US		Discover Financial Services NYSE:DFS	9.1	1%	9.1
US		Synchrony Financial NYSE:SYF	6.8	5%	1.4
US		SoFi Technologies Inc NASDAQ:SOFI	41.9	41%	1
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	18.4	12%	1.5
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	N/A	N/A
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	15	31%	0.5
IN		Tata Capital Ltd NSE:TATACAP	29.3	34%	0.9

				EBITDA Growth	EV/EBITDA to Growth
HK		Aeon Credit Service Asia Co Ltd HKEX:900	Average EV/EBITDA: 17.9 5.3	N/A	N/A
US		American Express Co NYSE:AXP	23.9	N/A	N/A
US		Capital One Financial Corp NYSE:COF	Not Available	N/A	N/A
IN		Bajaj Finance Ltd NSE:BAJFINANCE	23.5	13%	1.8
US		Discover Financial Services NYSE:DFS	Not Available	N/A	N/A
US		Synchrony Financial NYSE:SYF	Not Available	N/A	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	Not Available	N/A	N/A
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	22	7%	3.1
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	N/A	N/A
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	20.6	21%	1
IN		Tata Capital Ltd NSE:TATACAP	12	N/A	N/A

				EBIT Growth	EV/EBIT to Growth
HK		Aeon Credit Service Asia Co Ltd HKEX:900	Average EV/EBIT: 18.7 5.3	4%	1.3
US		American Express Co NYSE:AXP	26.9	12%	2.2
US		Capital One Financial Corp NYSE:COF	Not Available	N/A	N/A
IN		Bajaj Finance Ltd NSE:BAJFINANCE	24.2	20%	1.2
US		Discover Financial Services NYSE:DFS	Not Available	N/A	N/A
US		Synchrony Financial NYSE:SYF	Not Available	N/A	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	Not Available	N/A	N/A
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	22.9	17%	1.3
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	N/A	N/A
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	20.8	28%	0.7
IN		Tata Capital Ltd NSE:TATACAP	12.2	-14%	N/A

Aeon Credit Service Asia Co Ltd
HKEX:900

Multiples-Based Value

Valuation Multiples

Multiples Across Competitors

Competitors Multiples
Aeon Credit Service Asia Co Ltd Competitors

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Stocks

Aeon Credit Service Asia Co Ltd HKEX:900

Multiples-Based Value

Valuation Multiples

Multiples Across Competitors

Competitors Multiples Aeon Credit Service Asia Co Ltd Competitors

See Also

Company

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Stocks

Aeon Credit Service Asia Co Ltd
HKEX:900

Competitors Multiples
Aeon Credit Service Asia Co Ltd Competitors