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Price: 212 IDR

Market Cap: Rp3.9T

Income Statement

Net Interest Income

Non Interest Income

Currency: IDR

		Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		506 153	627 816	648 487	586 632	462 948	345 272	307 753	362 764	482 226	586 764	650 862	680 142	655 705	660 304	718 809	797 700	921 292	999 662	1 061 829	1 116 984	1 160 873	1 212 144	1 259 551	1 308 713
Interest Income		651 967	797 363	831 688	771 076	652 086	541 367	520 302	584 224	702 234	792 918	827 686	831 538	774 703	749 808	796 593	866 008	986 531	1 062 264	1 122 097	1 178 071	1 226 359	1 282 179	1 335 278	1 392 823
Interest Expense		145 814	169 548	183 203	184 446	189 138	196 096	212 549	221 459	220 007	206 154	176 824	151 396	118 998	89 504	77 783	68 307	65 239	62 602	60 269	61 087	65 486	70 035	75 727	84 110
Non Interest Income		127 776	149 496	160 518	176 160	173 472	172 500	181 718	193 053	202 244	216 105	233 686	236 154	266 401	303 293	309 592	374 869	423 616	439 226	477 342	476 707	510 805	545 939	596 869	646 513
Revenue		633 929 N/A	777 312 +23%	809 005 +4%	762 792 -6%	636 420 -17%	517 772 -19%	489 471 -5%	555 817 +14%	684 470 +23%	802 869 +17%	884 547 +10%	916 296 +4%	922 105 +1%	963 597 +4%	1 028 401 +7%	1 172 570 +14%	1 344 908 +15%	1 438 888 +7%	1 539 171 +7%	1 593 690 +4%	1 671 678 +5%	1 758 083 +5%	1 856 420 +6%	1 955 226 +5%
Pre-Tax Income
Loan Loss Provision		(317 135)	0	0	0	0	0	0	0	0	(137 902)	(324 791)	(477 859)	(628 218)	(475 499)	(403 040)	(401 306)	(635 335)	(673 832)	(725 584)	(769 705)	(832 833)	(872 943)	(956 567)	(1 050 475)
Non Interest Expense		(235 287)	(628 315)	(742 093)	(718 564)	(610 314)	(509 586)	(480 195)	(555 135)	(683 655)	(674 553)	(677 139)	(610 636)	(496 497)	(647 479)	(628 346)	(638 831)	(489 548)	(516 006)	(551 669)	(568 472)	(563 819)	(585 735)	(598 607)	(600 645)
Pre-Tax Income		81 507 N/A	93 038 +14%	66 911 -28%	44 226 -34%	26 106 -41%	8 186 -69%	9 276 +13%	683 -93%	815 +19%	(9 586) N/A	(117 383) -1 125%	(172 199) -47%	(202 610) -18%	(159 382) +21%	(2 984) +98%	132 432 N/A	220 025 +66%	249 050 +13%	261 917 +5%	255 514 -2%	275 026 +8%	299 405 +9%	301 246 +1%	304 106 +1%
Net Income
Tax Provision		(20 080)	(20 080)	(11 150)	(20 080)	(17 520)	(17 520)	(17 520)	(17 101)	3 300	3 300	29 797	2 881	47 229	47 229	20 732	47 229	(42 053)	(56 648)	(71 194)	(87 454)	(60 034)	(65 779)	(66 043)	(66 735)
Income from Continuing Operations		61 427	72 958	55 761	24 146	8 586	(9 334)	(8 244)	(16 418)	4 115	(6 285)	(87 585)	(169 317)	(155 381)	(112 153)	17 747	179 661	177 972	192 402	190 723	168 060	214 992	233 626	235 203	237 371
Net Income (Common)		61 427 N/A	72 958 +19%	55 761 -24%	24 146 -57%	8 586 -64%	(9 334) N/A	(8 244) +12%	(16 418) -99%	4 115 N/A	(6 285) N/A	(87 585) -1 294%	(169 317) -93%	(155 381) +8%	(112 153) +28%	17 747 N/A	179 661 +912%	177 972 -1%	192 402 +8%	190 723 -1%	168 060 -12%	214 992 +28%	233 626 +9%	235 203 +1%	237 371 +1%
EPS (Diluted)		6.47 N/A	6.34 -2%	4.85 -24%	2.1 -57%	0.75 -64%	-0.81 N/A	-0.72 +11%	-1.43 -99%	0.36 N/A	-0.31 N/A	-8.19 -2 542%	-8.22 0%	-7.75 +6%	-4.09 +47%	0.86 N/A	12.87 +1 397%	9.7 -25%	10.46 +8%	10.37 -1%	9.15 -12%	11.87 +30%	12.71 +7%	12.79 +1%	12.91 +1%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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