Bank Victoria International Tbk PT
IDX:BVIC
Income Statement
Income Statement
Bank Victoria International Tbk PT
| Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
88 402
|
85 224
|
86 420
|
83 334
|
66 796
|
52 684
|
43 419
|
41 173
|
51 213
|
61 437
|
68 139
|
78 335
|
80 084
|
84 570
|
101 453
|
109 394
|
116 741
|
122 635
|
126 576
|
114 275
|
121 152
|
174 331
|
145 422
|
146 878
|
118 646
|
53 028
|
89 885
|
97 747
|
171 832
|
216 599
|
252 502
|
313 359
|
338 754
|
381 578
|
430 272
|
472 296
|
477 141
|
473 222
|
436 422
|
419 370
|
337 620
|
329 886
|
349 876
|
345 453
|
356 480
|
317 512
|
281 230
|
241 421
|
303 624
|
347 812
|
384 749
|
428 565
|
457 677
|
514 072
|
502 236
|
523 433
|
459 331
|
387 919
|
347 378
|
270 998
|
269 148
|
246 193
|
210 460
|
214 778
|
187 391
|
192 799
|
268 362
|
312 618
|
462 310
|
548 511
|
634 564
|
721 546
|
732 378
|
727 674
|
685 233
|
628 042
|
575 875
|
570 986
|
369 247
|
(35 730)
|
544 483
|
(11 710)
|
160 095
|
540 237
|
|
| Interest Income |
229 384
|
220 871
|
217 943
|
215 747
|
215 149
|
231 956
|
251 956
|
265 511
|
275 841
|
278 016
|
287 675
|
318 971
|
352 275
|
390 164
|
434 814
|
477 349
|
523 426
|
556 835
|
585 138
|
610 127
|
623 129
|
686 005
|
674 441
|
694 940
|
726 443
|
716 775
|
780 637
|
772 900
|
850 906
|
913 028
|
968 115
|
1 072 131
|
1 117 272
|
1 190 127
|
1 309 563
|
1 491 826
|
1 600 960
|
1 751 180
|
1 897 169
|
1 980 701
|
2 031 299
|
2 077 577
|
2 074 434
|
2 018 771
|
2 013 810
|
2 008 807
|
2 028 633
|
2 071 298
|
2 160 859
|
2 190 681
|
2 230 183
|
2 267 732
|
2 292 718
|
2 332 586
|
2 317 340
|
2 324 006
|
2 280 213
|
2 240 931
|
2 223 746
|
2 199 591
|
2 223 205
|
2 170 872
|
2 035 308
|
1 922 631
|
1 790 640
|
1 687 158
|
1 676 074
|
1 603 175
|
0
|
1 608 351
|
1 631 491
|
1 689 513
|
0
|
0
|
0
|
0
|
1 836 391
|
981 956
|
1 479 468
|
1 985 262
|
2 076 268
|
2 129 960
|
2 178 508
|
2 250 274
|
|
| Interest Expense |
140 982
|
135 647
|
131 523
|
132 413
|
148 352
|
179 272
|
208 537
|
224 337
|
224 628
|
216 579
|
219 536
|
240 636
|
272 191
|
305 594
|
333 361
|
367 955
|
406 685
|
434 200
|
458 561
|
495 851
|
501 977
|
511 674
|
529 020
|
548 063
|
607 796
|
663 747
|
690 751
|
675 153
|
679 074
|
696 428
|
525 682
|
568 841
|
778 518
|
808 548
|
879 290
|
1 019 528
|
1 123 819
|
1 277 958
|
1 460 747
|
1 561 332
|
1 693 679
|
1 747 691
|
1 724 559
|
1 673 319
|
1 657 331
|
1 691 295
|
1 747 402
|
1 829 876
|
1 857 234
|
1 842 867
|
1 845 434
|
1 839 167
|
1 835 041
|
1 818 514
|
1 815 104
|
1 800 573
|
1 820 882
|
1 853 013
|
1 876 369
|
1 928 595
|
1 954 057
|
1 924 681
|
1 824 849
|
1 707 853
|
1 603 249
|
1 494 358
|
1 407 712
|
1 290 558
|
1 149 900
|
1 059 841
|
996 928
|
967 967
|
972 641
|
1 011 469
|
1 086 309
|
1 179 537
|
1 260 517
|
1 332 710
|
1 573 615
|
2 020 992
|
1 531 785
|
2 141 670
|
2 018 414
|
1 710 037
|
|
| Non Interest Income |
16 834
|
15 549
|
19 195
|
13 785
|
16 821
|
9 861
|
7 698
|
5 203
|
20 564
|
29 864
|
36 743
|
43 223
|
43 465
|
32 717
|
23 899
|
19 148
|
18 127
|
26 411
|
65 203
|
91 505
|
159 025
|
167 724
|
237 493
|
255 704
|
343 754
|
329 151
|
224 976
|
230 616
|
115 666
|
136 679
|
147 088
|
119 939
|
101 658
|
88 658
|
121 338
|
126 459
|
122 461
|
143 941
|
140 346
|
129 369
|
150 211
|
166 531
|
168 976
|
192 567
|
204 484
|
250 903
|
289 502
|
317 554
|
324 371
|
366 582
|
378 292
|
421 790
|
454 653
|
436 841
|
442 429
|
414 977
|
381 415
|
425 435
|
409 705
|
416 139
|
371 895
|
432 417
|
410 298
|
408 402
|
492 187
|
468 049
|
599 208
|
576 034
|
462 778
|
426 733
|
367 889
|
327 529
|
405 380
|
424 154
|
332 369
|
360 893
|
285 421
|
280 787
|
317 855
|
428 993
|
365 915
|
549 542
|
678 401
|
613 147
|
|
| Revenue |
105 236
N/A
|
100 773
-4%
|
105 615
+5%
|
97 119
-8%
|
83 617
-14%
|
62 545
-25%
|
51 117
-18%
|
46 376
-9%
|
71 777
+55%
|
91 301
+27%
|
104 882
+15%
|
121 558
+16%
|
123 549
+2%
|
117 287
-5%
|
125 352
+7%
|
128 542
+3%
|
134 868
+5%
|
149 046
+11%
|
191 779
+29%
|
205 780
+7%
|
280 177
+36%
|
342 055
+22%
|
382 915
+12%
|
402 582
+5%
|
462 400
+15%
|
382 179
-17%
|
314 861
-18%
|
328 363
+4%
|
287 498
-12%
|
353 278
+23%
|
399 590
+13%
|
433 298
+8%
|
440 412
+2%
|
470 236
+7%
|
551 610
+17%
|
598 755
+9%
|
599 602
+0%
|
617 163
+3%
|
576 768
-7%
|
548 739
-5%
|
487 831
-11%
|
496 417
+2%
|
518 852
+5%
|
538 020
+4%
|
560 964
+4%
|
568 415
+1%
|
570 732
+0%
|
558 975
-2%
|
627 995
+12%
|
714 394
+14%
|
763 041
+7%
|
850 355
+11%
|
912 330
+7%
|
950 913
+4%
|
944 665
-1%
|
938 410
-1%
|
840 746
-10%
|
813 354
-3%
|
757 083
-7%
|
687 137
-9%
|
641 043
-7%
|
678 610
+6%
|
620 758
-9%
|
623 180
+0%
|
679 578
+9%
|
660 848
-3%
|
867 570
+31%
|
888 652
+2%
|
925 088
+4%
|
975 245
+5%
|
1 002 453
+3%
|
1 049 075
+5%
|
1 137 758
+8%
|
1 151 828
+1%
|
1 017 602
-12%
|
988 935
-3%
|
861 296
-13%
|
851 773
-1%
|
687 102
-19%
|
393 263
-43%
|
910 398
+131%
|
537 832
-41%
|
838 496
+56%
|
1 153 384
+38%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(33 311)
|
763
|
(14 028)
|
(11 853)
|
(3 567)
|
(12 067)
|
10 389
|
16 126
|
(537)
|
(4 115)
|
(8 237)
|
(11 068)
|
(15 425)
|
(9 055)
|
(795)
|
5 911
|
(672)
|
(604)
|
(30 697)
|
(46 954)
|
(119 316)
|
(170 523)
|
(215 216)
|
(219 333)
|
(230 987)
|
(80 645)
|
4 835
|
23 481
|
91 698
|
(11 650)
|
(39 573)
|
(55 411)
|
(8 182)
|
(10 976)
|
(16 154)
|
(5 858)
|
(14 219)
|
(11 489)
|
(2 201)
|
(35 977)
|
(44 742)
|
(50 995)
|
(65 009)
|
(72 360)
|
(113 977)
|
(122 215)
|
(209 144)
|
(218 251)
|
(167 518)
|
(181 080)
|
(124 986)
|
(150 353)
|
(271 633)
|
(308 901)
|
(333 511)
|
(293 108)
|
(206 725)
|
(170 049)
|
(131 418)
|
(129 677)
|
(191 370)
|
(225 817)
|
(174 183)
|
(362 483)
|
(359 056)
|
(325 238)
|
(527 397)
|
(341 905)
|
(549 441)
|
(587 230)
|
(428 844)
|
(478 185)
|
(227 678)
|
(223 331)
|
(234 887)
|
(179 069)
|
(242 113)
|
(228 825)
|
(204 347)
|
(253 325)
|
(210 001)
|
(249 177)
|
(312 036)
|
(240 588)
|
|
| Non Interest Expense |
(42 998)
|
(63 767)
|
(49 639)
|
(49 000)
|
(52 479)
|
(29 155)
|
(39 285)
|
(37 930)
|
(32 674)
|
(37 529)
|
(41 272)
|
(40 186)
|
(50 149)
|
(57 727)
|
(72 041)
|
(86 405)
|
(89 410)
|
(101 638)
|
(109 899)
|
(95 835)
|
(98 257)
|
(93 768)
|
(79 007)
|
(88 742)
|
(99 756)
|
(90 635)
|
(97 016)
|
(120 284)
|
(139 957)
|
(151 757)
|
(169 520)
|
(167 030)
|
(179 635)
|
(192 487)
|
(209 615)
|
(231 144)
|
(255 212)
|
(294 972)
|
(302 185)
|
(310 934)
|
(321 556)
|
(339 113)
|
(350 175)
|
(356 795)
|
(352 989)
|
(362 183)
|
(364 691)
|
(369 005)
|
(367 616)
|
(383 544)
|
(397 577)
|
(407 768)
|
(464 560)
|
(484 756)
|
(509 235)
|
(598 098)
|
(540 661)
|
(591 842)
|
(567 355)
|
(504 797)
|
(474 399)
|
(495 180)
|
(506 580)
|
(318 988)
|
(618 755)
|
(626 160)
|
(606 929)
|
(808 314)
|
(526 515)
|
(528 033)
|
(679 160)
|
(588 623)
|
(553 149)
|
(540 765)
|
(418 972)
|
(489 045)
|
(489 647)
|
(508 789)
|
(341 331)
|
(33 372)
|
(551 736)
|
(137 747)
|
(319 353)
|
(715 544)
|
|
| Pre-Tax Income |
28 927
N/A
|
37 769
+31%
|
41 948
+11%
|
36 266
-14%
|
27 571
-24%
|
21 323
-23%
|
22 221
+4%
|
24 571
+11%
|
38 566
+57%
|
49 655
+29%
|
55 372
+12%
|
70 304
+27%
|
57 976
-18%
|
50 506
-13%
|
52 516
+4%
|
48 048
-9%
|
44 786
-7%
|
46 803
+5%
|
51 182
+9%
|
62 990
+23%
|
62 604
-1%
|
77 765
+24%
|
88 693
+14%
|
94 508
+7%
|
131 657
+39%
|
210 900
+60%
|
222 681
+6%
|
231 562
+4%
|
239 239
+3%
|
189 873
-21%
|
190 499
+0%
|
210 858
+11%
|
252 594
+20%
|
266 772
+6%
|
325 840
+22%
|
361 752
+11%
|
330 171
-9%
|
310 702
-6%
|
272 383
-12%
|
201 829
-26%
|
121 533
-40%
|
106 310
-13%
|
103 667
-2%
|
108 863
+5%
|
93 997
-14%
|
84 015
-11%
|
(3 104)
N/A
|
(28 282)
-811%
|
92 861
N/A
|
149 769
+61%
|
240 477
+61%
|
292 233
+22%
|
176 137
-40%
|
157 256
-11%
|
101 918
-35%
|
47 204
-54%
|
93 360
+98%
|
51 461
-45%
|
58 309
+13%
|
52 661
-10%
|
(24 725)
N/A
|
(42 388)
-71%
|
(60 006)
-42%
|
(58 290)
+3%
|
(298 233)
-412%
|
(290 550)
+3%
|
(266 756)
+8%
|
(261 569)
+2%
|
(150 868)
+42%
|
(140 019)
+7%
|
(105 552)
+25%
|
(17 733)
+83%
|
356 931
N/A
|
387 732
+9%
|
363 743
-6%
|
320 821
-12%
|
129 536
-60%
|
114 159
-12%
|
141 424
+24%
|
106 565
-25%
|
148 660
+40%
|
150 908
+2%
|
207 106
+37%
|
197 252
-5%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(5 409)
|
(5 409)
|
(5 409)
|
(5 409)
|
(7 433)
|
(6 974)
|
(7 433)
|
(11 399)
|
(8 515)
|
(9 909)
|
(13 205)
|
(11 942)
|
(8 422)
|
(8 715)
|
(5 403)
|
(5 246)
|
(9 524)
|
(7 921)
|
(10 505)
|
(20 375)
|
(16 364)
|
(21 742)
|
(25 846)
|
(19 643)
|
(24 856)
|
(31 229)
|
(19 283)
|
(17 548)
|
(51 836)
|
(53 400)
|
(63 836)
|
(71 481)
|
(47 023)
|
(49 656)
|
(65 576)
|
(73 098)
|
(67 535)
|
(63 904)
|
(53 915)
|
(40 121)
|
(15 833)
|
(10 318)
|
(9 315)
|
(11 540)
|
76
|
5 429
|
15 456
|
18 517
|
7 500
|
(8 529)
|
(12 722)
|
(23 464)
|
(40 047)
|
(32 705)
|
(35 309)
|
(19 882)
|
(14 278)
|
(7 059)
|
(6 951)
|
(2 988)
|
10 961
|
13 106
|
21 334
|
17 676
|
46 039
|
42 428
|
38 868
|
43 247
|
31 805
|
31 412
|
25 263
|
(25 616)
|
(130 757)
|
(136 930)
|
(134 365)
|
(97 699)
|
(27 720)
|
(25 104)
|
(40 025)
|
(39 263)
|
(30 801)
|
(30 770)
|
(37 570)
|
(32 188)
|
|
| Income from Continuing Operations |
23 518
|
32 360
|
36 539
|
30 857
|
20 137
|
14 347
|
14 786
|
13 171
|
30 051
|
39 747
|
42 168
|
58 362
|
49 554
|
41 791
|
47 113
|
42 801
|
35 263
|
38 881
|
40 677
|
42 617
|
46 240
|
56 026
|
62 849
|
74 866
|
106 802
|
179 671
|
203 399
|
214 015
|
187 402
|
136 474
|
126 664
|
139 378
|
205 571
|
217 118
|
260 266
|
288 656
|
262 636
|
246 798
|
218 467
|
161 708
|
105 699
|
95 993
|
94 353
|
97 323
|
94 073
|
89 444
|
12 352
|
(9 765)
|
100 360
|
141 239
|
227 754
|
268 769
|
136 091
|
124 552
|
66 610
|
27 323
|
79 082
|
44 404
|
51 360
|
49 674
|
(13 765)
|
(29 282)
|
(38 673)
|
(40 616)
|
(252 194)
|
(248 124)
|
(227 889)
|
(218 322)
|
(119 063)
|
(108 607)
|
(80 290)
|
(43 349)
|
226 173
|
250 802
|
229 377
|
223 122
|
101 816
|
89 055
|
101 399
|
67 303
|
117 859
|
120 138
|
169 536
|
165 063
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(10)
|
0
|
(1)
|
(2)
|
8
|
(1)
|
(1)
|
0
|
0
|
(1)
|
0
|
0
|
0
|
(1)
|
(1)
|
0
|
(1)
|
(3)
|
(3)
|
(5)
|
(25)
|
(2)
|
(14)
|
(23)
|
(14)
|
(1)
|
12
|
22
|
36
|
4
|
5
|
2
|
2
|
2
|
2
|
9
|
7
|
2
|
1
|
(3)
|
(3)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
23 518
N/A
|
32 360
+38%
|
36 539
+13%
|
30 857
-16%
|
20 137
-35%
|
14 347
-29%
|
14 786
+3%
|
13 171
-11%
|
30 051
+128%
|
39 747
+32%
|
42 168
+6%
|
58 353
+38%
|
49 554
-15%
|
41 791
-16%
|
47 112
+13%
|
40 540
-14%
|
35 262
-13%
|
38 880
+10%
|
40 676
+5%
|
44 885
+10%
|
46 240
+3%
|
56 025
+21%
|
62 849
+12%
|
74 866
+19%
|
106 801
+43%
|
179 670
+68%
|
203 398
+13%
|
214 013
+5%
|
187 399
-12%
|
136 470
-27%
|
126 659
-7%
|
139 354
+10%
|
205 569
+48%
|
217 105
+6%
|
260 243
+20%
|
288 641
+11%
|
262 636
-9%
|
246 809
-6%
|
218 489
-11%
|
161 744
-26%
|
105 703
-35%
|
95 997
-9%
|
94 354
-2%
|
97 324
+3%
|
94 076
-3%
|
89 446
-5%
|
12 361
-86%
|
(9 758)
N/A
|
100 362
N/A
|
141 241
+41%
|
227 752
+61%
|
268 767
+18%
|
136 090
-49%
|
124 552
-8%
|
66 610
-47%
|
27 323
-59%
|
79 082
+189%
|
44 403
-44%
|
51 359
+16%
|
49 673
-3%
|
(13 765)
N/A
|
(29 282)
-113%
|
(38 673)
-32%
|
(40 616)
-5%
|
(252 194)
-521%
|
(248 124)
+2%
|
(227 889)
+8%
|
(218 322)
+4%
|
(119 064)
+45%
|
(108 607)
+9%
|
(80 290)
+26%
|
(43 350)
+46%
|
226 173
N/A
|
250 802
+11%
|
229 377
-9%
|
223 122
-3%
|
101 816
-54%
|
89 055
-13%
|
101 399
+14%
|
67 303
-34%
|
117 859
+75%
|
120 138
+2%
|
169 536
+41%
|
165 063
-3%
|
|
| EPS (Diluted) |
15.37
N/A
|
21.15
+38%
|
23.88
+13%
|
20.16
-16%
|
12.71
-37%
|
9.13
-28%
|
9.57
+5%
|
2.31
-76%
|
10.25
+344%
|
13.55
+32%
|
14.38
+6%
|
19.9
+38%
|
16.9
-15%
|
14.25
-16%
|
16.06
+13%
|
6.47
-60%
|
8.72
+35%
|
9.24
+6%
|
7.18
-22%
|
9.13
+27%
|
10.13
+11%
|
12.36
+22%
|
11.62
-6%
|
15.85
+36%
|
24.08
+52%
|
36.48
+51%
|
41.54
+14%
|
29.16
-30%
|
27.3
-6%
|
16.21
-41%
|
15.43
-5%
|
18.3
+19%
|
25.5
+39%
|
26.81
+5%
|
32.14
+20%
|
36.94
+15%
|
32.8
-11%
|
30.76
-6%
|
30.45
-1%
|
20.14
-34%
|
15.26
-24%
|
11.96
-22%
|
11.76
-2%
|
12.13
+3%
|
11.73
-3%
|
11.15
-5%
|
1.71
-85%
|
-1.14
N/A
|
13.56
N/A
|
16.28
+20%
|
26.26
+61%
|
30.99
+18%
|
15.69
-49%
|
14.37
-8%
|
7.69
-46%
|
3.16
-59%
|
9.12
+189%
|
5.12
-44%
|
5.79
+13%
|
5.54
-4%
|
-1.56
N/A
|
-3.27
-110%
|
-4.32
-32%
|
-5.21
-21%
|
-28.17
-441%
|
-27.71
+2%
|
-25.45
+8%
|
-23.87
+6%
|
-12.9
+46%
|
-10.35
+20%
|
-7.65
+26%
|
-4.13
+46%
|
19.17
N/A
|
15.82
-17%
|
14.47
-9%
|
14.07
-3%
|
6.42
-54%
|
5.62
-12%
|
6.4
+14%
|
4.25
-34%
|
7.44
+75%
|
7.58
+2%
|
10.15
+34%
|
8.95
-12%
|
|