Mandala Multifinance Tbk PT
IDX:MFIN

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Mandala Multifinance Tbk PT Logo
Mandala Multifinance Tbk PT
IDX:MFIN
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Price: 890 IDR Market Closed
Market Cap: Rp4.5T

Income Statement

Earnings Waterfall
Mandala Multifinance Tbk PT

Income Statement
Mandala Multifinance Tbk PT

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Income Statement
Currency: IDR
Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025
Revenue
Interest Expense
39 665
47 263
54 264
63 441
71 836
76 987
87 382
101 824
108 355
133 604
147 664
161 369
189 616
207 119
226 173
231 326
224 884
209 005
200 722
208 341
230 243
250 248
283 745
307 889
336 859
364 198
372 146
378 297
367 296
364 171
354 788
342 633
330 362
317 080
308 209
306 869
326 752
329 587
345 037
365 387
365 250
396 460
386 412
365 407
334 010
269 259
233 390
198 947
168 239
151 389
137 251
126 875
131 944
133 443
140 705
149 026
160 968
130 887
151 660
168 799
167 129
206 504
191 160
173 872
183 865
186 185
198 679
223 169
236 416
268 471
285 119
308 876
315 691
310 369
304 331
277 451
246 201
225 687
0
0
Revenue
162 958
N/A
189 267
+16%
207 253
+10%
226 651
+9%
245 496
+8%
255 701
+4%
276 332
+8%
307 864
+11%
335 923
+9%
393 188
+17%
453 642
+15%
520 068
+15%
592 639
+14%
644 137
+9%
675 491
+5%
686 867
+2%
675 454
-2%
672 495
0%
679 022
+1%
705 864
+4%
784 961
+11%
853 891
+9%
957 495
+12%
1 040 757
+9%
1 099 541
+6%
1 170 319
+6%
1 208 352
+3%
1 239 524
+3%
1 267 976
+2%
1 291 914
+2%
1 318 146
+2%
1 350 149
+2%
1 391 803
+3%
1 426 536
+2%
1 435 863
+1%
1 467 561
+2%
1 508 377
+3%
1 546 600
+3%
1 610 543
+4%
1 655 271
+3%
1 667 516
+1%
1 688 927
+1%
1 651 664
-2%
1 606 146
-3%
1 524 577
-5%
1 452 476
-5%
1 410 030
-3%
1 359 978
-4%
1 373 984
+1%
1 410 049
+3%
1 397 523
-1%
1 414 750
+1%
1 429 907
+1%
1 464 952
+2%
1 515 493
+3%
1 582 247
+4%
1 659 087
+5%
1 734 494
+5%
1 823 187
+5%
1 769 395
-3%
1 685 691
-5%
1 548 944
-8%
1 474 724
-5%
1 542 844
+5%
1 623 789
+5%
1 755 596
+8%
1 871 172
+7%
1 977 696
+6%
2 086 977
+6%
2 161 736
+4%
2 217 546
+3%
2 203 738
-1%
2 205 609
+0%
2 188 446
-1%
2 166 073
-1%
2 227 078
+3%
2 256 198
+1%
2 311 579
+2%
2 380 091
+3%
2 427 915
+2%
Operating Income
Operating Expenses
(69 884)
(80 899)
(86 879)
(94 362)
(100 657)
(107 304)
(112 911)
(122 747)
(132 688)
(147 964)
(172 906)
(205 589)
(245 906)
(290 603)
(303 739)
(320 752)
(315 671)
(315 302)
(339 576)
(357 798)
(402 897)
(426 747)
(461 514)
(496 450)
(483 493)
(565 344)
(595 173)
(617 037)
(667 703)
(636 358)
(652 160)
(669 692)
(742 620)
(763 500)
(786 109)
(801 716)
(778 470)
(807 676)
(840 557)
(862 921)
(887 984)
(974 460)
(896 438)
(894 684)
(861 476)
(860 170)
(818 692)
(820 309)
(831 771)
(819 846)
(820 446)
(828 571)
(846 801)
(889 523)
(914 266)
(947 131)
(983 050)
(1 038 307)
(1 091 067)
(1 114 814)
(1 096 073)
(1 111 478)
(1 056 931)
(1 053 870)
(1 027 743)
(957 088)
(986 617)
(982 112)
(972 725)
(1 046 698)
(1 104 669)
(1 143 741)
(1 262 254)
(1 331 391)
(1 417 087)
(1 469 388)
(1 504 891)
(1 441 007)
(1 498 741)
(1 565 236)
Selling, General & Administrative
(58 192)
(65 531)
(70 158)
(73 956)
(74 329)
(77 349)
(81 703)
(88 922)
(96 690)
(107 677)
(123 423)
(149 251)
(181 473)
(242 035)
(255 320)
(278 675)
(283 533)
(252 768)
(278 928)
(294 126)
(333 228)
(371 734)
(398 399)
(426 715)
(450 993)
(475 471)
(493 326)
(502 476)
(505 916)
(521 561)
(542 614)
(565 733)
(589 637)
(587 002)
(614 986)
(637 960)
(661 719)
(712 115)
(758 488)
(768 834)
(790 561)
(796 973)
(826 533)
(829 626)
(804 397)
(765 828)
(730 868)
(735 842)
(746 041)
(756 298)
(752 937)
(768 378)
(792 677)
(822 745)
(841 941)
(870 009)
(898 512)
(944 090)
(988 865)
(1 005 345)
(986 322)
(993 258)
(938 074)
(933 793)
(910 171)
(842 435)
(875 820)
(870 545)
(854 279)
(923 135)
(982 162)
(1 033 227)
(1 155 128)
(1 271 735)
(1 331 650)
(1 380 809)
(1 427 040)
(1 359 059)
(1 422 320)
(1 485 309)
Depreciation & Amortization
(4 983)
(5 133)
(5 623)
(6 116)
(6 579)
(6 627)
(6 886)
(7 411)
(7 603)
(8 258)
(8 729)
(9 205)
(9 814)
(10 790)
(11 667)
(12 531)
(13 598)
(14 712)
(16 056)
(17 502)
(19 116)
(19 534)
(20 619)
(21 700)
(22 419)
(24 090)
(26 056)
(27 566)
(29 160)
(30 257)
(29 709)
(29 195)
(28 668)
(28 247)
(28 743)
(27 436)
(26 663)
(28 247)
(18 393)
(19 628)
(20 788)
(24 818)
(25 903)
(27 328)
(27 662)
(32 799)
(33 186)
(32 755)
(32 417)
(26 836)
(26 139)
(25 446)
(24 827)
(28 302)
(28 496)
(28 380)
(28 470)
(27 036)
(27 074)
(25 157)
(23 970)
(34 454)
(36 354)
(39 714)
(41 748)
(39 080)
(40 892)
(42 973)
(45 932)
(42 587)
(45 966)
(49 439)
(52 608)
(56 314)
(58 299)
(62 011)
(65 279)
(69 136)
(72 508)
(75 424)
Other Operating Expenses
(6 709)
(10 235)
(11 100)
(14 292)
(19 749)
(23 328)
(24 321)
(26 413)
(28 395)
(32 029)
(40 754)
(47 133)
(54 618)
(37 778)
(36 751)
(29 545)
(18 540)
(47 822)
(44 590)
(46 169)
(50 551)
(35 479)
(42 497)
(48 035)
(10 082)
(65 783)
(75 792)
(86 996)
(132 628)
(84 540)
(79 837)
(74 764)
(124 315)
(148 251)
(142 380)
(136 320)
(90 088)
(67 314)
(63 676)
(74 459)
(76 635)
(152 669)
(44 002)
(37 730)
(29 417)
(61 543)
(54 638)
(51 712)
(53 313)
(36 712)
(41 370)
(34 747)
(29 297)
(38 476)
(43 829)
(48 742)
(56 068)
(67 181)
(75 128)
(84 312)
(85 781)
(83 766)
(82 503)
(80 363)
(75 824)
(75 573)
(69 905)
(68 594)
(72 514)
(80 976)
(76 541)
(61 075)
(54 518)
(3 342)
(27 138)
(26 568)
(12 572)
(12 812)
(3 913)
(4 503)
Operating Income
93 073
N/A
108 368
+16%
120 372
+11%
132 288
+10%
144 839
+9%
148 397
+2%
163 420
+10%
185 116
+13%
203 232
+10%
245 224
+21%
280 734
+14%
314 477
+12%
346 732
+10%
353 534
+2%
371 751
+5%
366 114
-2%
359 782
-2%
357 193
-1%
339 446
-5%
348 065
+3%
382 063
+10%
427 144
+12%
495 980
+16%
544 307
+10%
616 048
+13%
604 975
-2%
613 179
+1%
622 487
+2%
600 273
-4%
655 556
+9%
665 986
+2%
680 457
+2%
649 183
-5%
663 036
+2%
649 754
-2%
665 845
+2%
729 907
+10%
738 924
+1%
769 986
+4%
792 350
+3%
779 532
-2%
714 467
-8%
755 226
+6%
711 462
-6%
663 101
-7%
592 306
-11%
591 338
0%
539 669
-9%
542 213
+0%
590 203
+9%
577 077
-2%
586 179
+2%
583 106
-1%
575 429
-1%
601 227
+4%
635 116
+6%
676 037
+6%
696 187
+3%
732 120
+5%
654 581
-11%
589 618
-10%
437 466
-26%
417 793
-4%
488 974
+17%
596 046
+22%
798 508
+34%
884 555
+11%
995 584
+13%
1 114 252
+12%
1 115 038
+0%
1 112 877
0%
1 059 997
-5%
943 355
-11%
857 055
-9%
748 986
-13%
757 690
+1%
751 307
-1%
870 572
+16%
881 350
+1%
862 679
-2%
Pre-Tax Income
Interest Income Expense
(39 665)
(47 263)
(54 264)
(63 440)
(71 835)
(76 987)
(87 381)
(101 823)
(108 354)
(133 604)
(147 663)
(161 368)
(189 616)
(207 119)
(226 173)
(231 326)
(224 884)
(209 005)
(200 722)
(208 341)
(230 243)
(250 248)
(283 745)
(307 890)
(336 859)
(364 198)
(372 146)
(378 297)
(367 296)
(364 171)
(354 788)
(342 633)
(330 362)
(317 080)
(296 277)
(315 927)
(335 810)
(329 587)
(385 488)
(389 798)
(433 561)
(388 169)
(421 015)
(392 386)
(314 666)
(255 377)
(229 916)
(198 997)
(163 426)
(151 539)
(138 089)
(126 862)
(139 216)
(133 437)
(140 700)
(149 022)
(160 965)
(130 887)
(206 377)
(223 528)
(221 854)
(206 503)
(191 171)
(173 871)
(183 869)
(186 185)
(198 680)
(223 167)
(236 416)
(277 578)
(294 819)
(323 506)
(331 665)
(321 012)
(304 080)
(271 821)
(236 249)
(221 903)
(203 472)
(196 628)
Gain/Loss on Disposition of Assets
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
373
512
0
0
692
1 246
2 451
3 139
2 638
2 834
2 011
2 038
2 676
2 690
3 162
2 979
3 343
3 276
3 316
3 612
3 031
2 794
3 628
3 291
2 856
2 261
2 094
2 523
1 578
2 148
1 300
1 715
1 725
1 904
1 457
1 717
2 803
2 383
2 871
2 529
2 446
1 983
1 807
21 222
20 421
21 122
Total Other Income
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
512
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(54 731)
0
0
0
0
920
920
920
0
0
0
0
0
0
0
8 288
(11 294)
5 282
5 282
(3 006)
(1 830)
(474)
(861)
Pre-Tax Income
53 409
N/A
61 106
+14%
66 109
+8%
68 848
+4%
73 003
+6%
71 410
-2%
76 038
+6%
83 292
+10%
94 878
+14%
111 620
+18%
133 071
+19%
153 109
+15%
157 116
+3%
146 415
-7%
145 578
-1%
134 787
-7%
134 897
+0%
148 187
+10%
138 723
-6%
139 724
+1%
151 820
+9%
176 896
+17%
212 236
+20%
236 418
+11%
279 189
+18%
240 777
-14%
241 032
+0%
244 189
+1%
232 977
-5%
291 385
+25%
311 198
+7%
337 824
+9%
318 821
-6%
345 956
+9%
353 850
+2%
350 430
-1%
394 609
+13%
409 337
+4%
385 190
-6%
403 798
+5%
348 422
-14%
329 437
-5%
336 849
+2%
321 910
-4%
350 446
+9%
338 967
-3%
364 098
+7%
343 362
-6%
381 949
+11%
441 643
+16%
442 331
+0%
462 593
+5%
447 206
-3%
445 604
0%
463 558
+4%
488 888
+5%
518 700
+6%
513 860
-1%
528 599
+3%
433 314
-18%
369 858
-15%
233 486
-37%
229 120
-2%
318 171
+39%
414 397
+30%
614 038
+48%
687 600
+12%
774 321
+13%
879 293
+14%
839 177
-5%
820 861
-2%
738 874
-10%
622 849
-16%
527 278
-15%
452 634
-14%
493 134
+9%
513 859
+4%
668 061
+30%
697 825
+4%
686 312
-2%
Net Income
Tax Provision
(15 959)
(18 056)
(19 333)
(19 724)
(21 265)
(20 860)
(22 404)
(25 857)
(30 345)
(33 249)
(39 636)
(44 474)
(46 297)
(41 107)
(39 784)
(35 941)
(31 713)
(40 082)
(36 770)
(35 959)
(39 851)
(44 234)
(53 113)
(59 084)
(59 958)
(60 516)
(60 696)
(61 683)
(68 803)
(73 383)
(78 416)
(85 089)
(80 284)
(87 027)
(88 930)
(87 711)
(98 611)
(102 515)
(96 408)
(101 425)
(87 870)
(82 873)
(84 754)
(79 540)
(87 714)
(83 683)
(90 506)
(86 224)
(93 422)
(108 711)
(109 128)
(117 080)
(114 137)
(112 258)
(116 176)
(120 285)
(128 166)
(136 776)
(136 271)
(111 458)
(93 023)
(59 089)
(57 455)
(77 187)
(98 417)
(128 787)
(144 862)
(163 511)
(185 910)
(180 663)
(174 654)
(153 666)
(125 839)
(104 368)
(87 862)
(98 410)
(105 484)
(152 397)
(161 116)
(160 569)
Income from Continuing Operations
37 450
43 049
46 776
49 124
51 738
50 550
53 635
57 436
64 534
78 372
93 434
108 634
110 818
105 308
105 795
98 847
103 186
108 105
101 954
103 766
111 969
132 663
159 123
177 334
219 231
180 261
180 336
182 506
164 174
218 002
232 782
252 735
238 537
258 929
264 920
262 719
295 998
306 822
288 782
302 373
260 552
246 564
252 095
242 370
262 732
255 284
273 592
257 138
288 527
332 932
333 203
345 513
333 069
333 346
347 382
368 603
390 534
377 084
392 328
321 856
276 835
174 397
171 665
240 984
315 980
485 251
542 738
610 810
693 383
658 514
646 207
585 208
497 010
422 910
364 772
394 724
408 375
515 664
536 709
525 743
Net Income (Common)
37 450
N/A
43 049
+15%
46 776
+9%
49 124
+5%
51 738
+5%
50 550
-2%
53 635
+6%
57 436
+7%
64 534
+12%
78 372
+21%
93 434
+19%
108 634
+16%
110 818
+2%
105 308
-5%
105 795
+0%
98 847
-7%
103 186
+4%
108 105
+5%
101 954
-6%
103 766
+2%
111 969
+8%
132 663
+18%
159 123
+20%
177 334
+11%
219 231
+24%
180 261
-18%
180 336
+0%
182 506
+1%
164 174
-10%
218 002
+33%
232 782
+7%
252 735
+9%
238 537
-6%
258 929
+9%
264 920
+2%
262 719
-1%
295 998
+13%
306 822
+4%
288 782
-6%
302 373
+5%
260 552
-14%
246 564
-5%
252 095
+2%
242 370
-4%
262 732
+8%
255 284
-3%
273 592
+7%
257 138
-6%
288 527
+12%
332 932
+15%
333 203
+0%
345 513
+4%
333 069
-4%
333 346
+0%
347 382
+4%
368 603
+6%
390 534
+6%
377 084
-3%
392 328
+4%
321 856
-18%
276 835
-14%
174 397
-37%
171 665
-2%
240 984
+40%
315 980
+31%
485 251
+54%
542 738
+12%
610 810
+13%
693 383
+14%
658 514
-5%
646 207
-2%
585 208
-9%
497 010
-15%
422 910
-15%
364 772
-14%
394 724
+8%
408 375
+3%
515 664
+26%
536 709
+4%
525 743
-2%
EPS (Diluted)
3.98
N/A
4.57
+15%
4.97
+9%
5.22
+5%
5.5
+5%
5.37
-2%
5.7
+6%
6.1
+7%
6.86
+12%
8.33
+21%
9.93
+19%
11.55
+16%
11.78
+2%
11.19
-5%
11.24
+0%
10.51
-6%
10.97
+4%
11.49
+5%
10.84
-6%
11.03
+2%
11.9
+8%
14.1
+18%
16.92
+20%
18.85
+11%
23.31
+24%
19.16
-18%
19.17
+0%
19.4
+1%
17.45
-10%
23.18
+33%
24.75
+7%
26.87
+9%
25.36
-6%
27.53
+9%
28.08
+2%
28.02
0%
31.47
+12%
32.62
+4%
30.7
-6%
32.15
+5%
27.7
-14%
26.21
-5%
26.8
+2%
25.77
-4%
27.93
+8%
27.14
-3%
29.09
+7%
27.34
-6%
30.67
+12%
35.4
+15%
35.43
+0%
12.24
-65%
17.7
+45%
17.72
+0%
18.46
+4%
19.59
+6%
20.76
+6%
75.41
+263%
41.71
-45%
17.11
-59%
55.36
+224%
34.87
-37%
18.25
-48%
48.19
+164%
33.59
-30%
97.04
+189%
108.54
+12%
122.15
+13%
73.72
-40%
131.7
+79%
68.17
-48%
117.03
+72%
52.84
-55%
84.58
+60%
38.78
-54%
41.97
+8%
81.67
+95%
104.1
+27%
107.33
+3%
276.44
+158%
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Warren Buffett