Mandala Multifinance Tbk PT
IDX:MFIN

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Mandala Multifinance Tbk PT
IDX:MFIN
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Price: 890 IDR Market Closed
Market Cap: Rp4.5T

Relative Value

The Relative Value of one MFIN stock under the Base Case scenario is 1 570.79 IDR. Compared to the current market price of 890 IDR, Mandala Multifinance Tbk PT is Undervalued by 43%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

MFIN Relative Value
Base Case
1 570.79 IDR
Undervaluation 43%
Relative Value
Price
Worst Case
Base Case
Best Case

Multiples Across Competitors

MFIN Competitors Multiples
Mandala Multifinance Tbk PT Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
ID
Mandala Multifinance Tbk PT
IDX:MFIN
4.5T IDR 1.8 8.5 5.9 5.9
US
American Express Co
NYSE:AXP
202.7B USD 2.6 18.9 23.5 26.6
US
Capital One Financial Corp
NYSE:COF
113.4B USD 2.1 52.2 0 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.2T INR 6.5 28.4 23.7 24.4
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 0 0
US
Synchrony Financial
NYSE:SYF
23B USD 1.2 6.6 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
21.5B USD 5.9 44.6 0 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.8T INR 3.8 19.2 22.4 23.3
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.3T INR 4.9 15.2 20.7 21
KZ
Kaspi.kz AO
NASDAQ:KSPI
13.7B USD 0 0 0 0
IN
Tata Capital Ltd
NSE:TATACAP
1.3T INR 3.8 30.2 12.1 12.3
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
ID
Mandala Multifinance Tbk PT
IDX:MFIN
Average EV/EBITDA: 18.1
5.9
N/A N/A
US
American Express Co
NYSE:AXP
23.5
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
23.7
13%
1.8
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
22.4
7%
3.2
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
20.7
21%
1
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Tata Capital Ltd
NSE:TATACAP
12.1
N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
ID
Mandala Multifinance Tbk PT
IDX:MFIN
Average EV/EBIT: 18.9
5.9
N/A N/A
US
American Express Co
NYSE:AXP
26.6
12%
2.2
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
24.4
20%
1.2
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
23.3
17%
1.4
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21
28%
0.7
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Tata Capital Ltd
NSE:TATACAP
12.3
-14%
N/A
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett