Bank Panin Dubai Syariah Tbk PT
IDX:PNBS
Income Statement
Income Statement
Bank Panin Dubai Syariah Tbk PT
| Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
127 803
|
135 877
|
162 235
|
190 568
|
230 922
|
254 098
|
264 402
|
277 314
|
289 957
|
306 455
|
307 464
|
296 224
|
295 276
|
300 274
|
314 646
|
327 154
|
312 802
|
275 691
|
250 335
|
225 247
|
205 546
|
189 012
|
169 727
|
151 172
|
140 042
|
156 650
|
149 754
|
134 844
|
123 861
|
162 608
|
225 913
|
298 978
|
379 184
|
420 880
|
461 472
|
505 675
|
546 285
|
555 117
|
536 724
|
509 760
|
470 083
|
460 148
|
447 557
|
433 357
|
422 832
|
381 963
|
363 603
|
355 170
|
|
| Interest Income |
268 400
|
308 809
|
367 863
|
440 436
|
526 519
|
598 919
|
652 639
|
687 402
|
711 206
|
725 666
|
715 959
|
700 297
|
693 132
|
703 445
|
749 945
|
791 502
|
793 407
|
752 295
|
694 050
|
637 069
|
598 862
|
595 941
|
611 938
|
627 702
|
662 560
|
714 619
|
732 672
|
739 766
|
715 082
|
690 394
|
687 586
|
689 924
|
729 971
|
778 081
|
828 205
|
881 123
|
942 496
|
995 432
|
1 049 462
|
1 098 178
|
1 120 208
|
1 149 160
|
1 152 848
|
1 160 294
|
1 158 747
|
1 138 964
|
1 140 900
|
1 155 754
|
|
| Interest Expense |
140 597
|
172 932
|
205 628
|
249 868
|
295 597
|
344 822
|
388 237
|
410 088
|
421 249
|
419 210
|
408 494
|
404 073
|
397 856
|
403 171
|
435 300
|
464 349
|
480 604
|
476 605
|
443 715
|
411 821
|
393 317
|
406 929
|
442 212
|
476 532
|
522 518
|
557 972
|
582 920
|
604 924
|
591 221
|
527 787
|
461 674
|
390 947
|
350 787
|
357 203
|
366 733
|
375 449
|
396 211
|
440 316
|
512 737
|
588 418
|
650 125
|
689 012
|
705 291
|
726 937
|
735 914
|
757 001
|
777 298
|
800 584
|
|
| Non Interest Income |
10 350
|
26 382
|
46 414
|
46 998
|
33 945
|
70 610
|
59 528
|
50 307
|
23 031
|
21 928
|
18 049
|
20 945
|
24 496
|
29 096
|
32 018
|
28 536
|
21 340
|
30 179
|
42 630
|
54 553
|
92 209
|
91 700
|
84 172
|
89 424
|
81 865
|
79 608
|
69 886
|
68 373
|
95 027
|
95 762
|
100 746
|
91 532
|
56 602
|
89 138
|
101 174
|
118 495
|
98 502
|
90 088
|
88 951
|
103 625
|
119 831
|
106 291
|
132 306
|
107 018
|
117 256
|
126 649
|
108 136
|
112 991
|
|
| Revenue |
138 153
N/A
|
162 259
+17%
|
208 649
+29%
|
237 566
+14%
|
264 867
+11%
|
324 708
+23%
|
323 930
0%
|
327 621
+1%
|
312 988
-4%
|
328 383
+5%
|
325 513
-1%
|
317 169
-3%
|
319 772
+1%
|
329 370
+3%
|
346 664
+5%
|
355 690
+3%
|
334 142
-6%
|
305 870
-8%
|
292 965
-4%
|
279 800
-4%
|
297 755
+6%
|
280 712
-6%
|
253 899
-10%
|
240 596
-5%
|
221 907
-8%
|
236 258
+6%
|
219 640
-7%
|
203 217
-7%
|
218 888
+8%
|
258 370
+18%
|
326 659
+26%
|
390 510
+20%
|
435 786
+12%
|
510 018
+17%
|
562 647
+10%
|
624 170
+11%
|
644 787
+3%
|
645 204
+0%
|
625 676
-3%
|
613 385
-2%
|
589 913
-4%
|
566 439
-4%
|
579 863
+2%
|
540 375
-7%
|
540 089
0%
|
508 612
-6%
|
471 739
-7%
|
468 160
-1%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(25 234)
|
(24 755)
|
(53 597)
|
(64 231)
|
(38 621)
|
(29 313)
|
(17 210)
|
(10 674)
|
(41 388)
|
(62 251)
|
(55 065)
|
(48 435)
|
(58 625)
|
(46 392)
|
(59 927)
|
(63 740)
|
(1 000 205)
|
(979 535)
|
(943 399)
|
(994 237)
|
3 166
|
1 375
|
(13 216)
|
50 443
|
10 046
|
51
|
10 051
|
25 800
|
10 645
|
(27 240)
|
(49 992)
|
(118 054)
|
(944 089)
|
(966 208)
|
(953 456)
|
(931 143)
|
(135 043)
|
(75 043)
|
(75 043)
|
(45 043)
|
(8 826)
|
0
|
0
|
0
|
(9 270)
|
(9 261)
|
(9 270)
|
(9 891)
|
|
| Non Interest Expense |
(83 757)
|
(109 179)
|
(114 683)
|
(125 317)
|
(130 518)
|
(189 218)
|
(205 889)
|
(226 351)
|
(196 227)
|
(211 839)
|
(221 035)
|
(226 006)
|
(233 396)
|
(241 774)
|
(252 040)
|
(267 246)
|
(308 740)
|
(312 813)
|
(333 658)
|
(264 774)
|
(279 509)
|
(260 857)
|
(223 184)
|
(274 287)
|
(209 726)
|
(212 122)
|
(212 176)
|
(217 505)
|
(222 964)
|
(228 987)
|
(269 247)
|
(263 041)
|
(310 022)
|
(319 005)
|
(286 897)
|
(297 835)
|
(255 211)
|
(290 619)
|
(307 690)
|
(321 380)
|
(344 020)
|
(359 848)
|
(386 000)
|
(414 287)
|
(423 372)
|
(414 370)
|
(412 823)
|
(400 891)
|
|
| Pre-Tax Income |
29 162
N/A
|
28 325
-3%
|
40 369
+43%
|
48 017
+19%
|
95 729
+99%
|
106 177
+11%
|
100 831
-5%
|
90 597
-10%
|
75 373
-17%
|
54 294
-28%
|
49 414
-9%
|
42 728
-14%
|
27 751
-35%
|
41 206
+48%
|
34 699
-16%
|
24 706
-29%
|
(974 803)
N/A
|
(986 477)
-1%
|
(984 091)
+0%
|
(979 209)
+0%
|
21 412
N/A
|
21 231
-1%
|
17 500
-18%
|
16 751
-4%
|
22 226
+33%
|
24 185
+9%
|
17 512
-28%
|
11 510
-34%
|
6 570
-43%
|
2 142
-67%
|
7 420
+246%
|
9 415
+27%
|
(818 324)
N/A
|
(775 195)
+5%
|
(677 706)
+13%
|
(604 808)
+11%
|
254 533
N/A
|
279 542
+10%
|
242 943
-13%
|
246 962
+2%
|
237 066
-4%
|
206 637
-13%
|
193 909
-6%
|
126 134
-35%
|
107 447
-15%
|
84 981
-21%
|
49 646
-42%
|
57 378
+16%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(7 829)
|
(7 621)
|
(10 530)
|
(12 743)
|
(24 792)
|
(27 407)
|
(26 068)
|
(23 499)
|
(21 794)
|
(16 523)
|
(15 305)
|
(13 633)
|
(8 210)
|
(11 574)
|
(9 947)
|
(7 450)
|
5 951
|
8 869
|
8 273
|
7 053
|
(624)
|
710
|
353
|
540
|
(8 989)
|
(10 769)
|
(7 812)
|
(6 302)
|
(6 441)
|
(5 255)
|
(6 566)
|
(7 067)
|
212
|
(9 276)
|
(30 724)
|
(46 762)
|
(4 001)
|
(4 543)
|
33 947
|
50 031
|
(9 548)
|
13 363
|
(3 622)
|
(3 622)
|
(18 879)
|
(18 879)
|
(18 879)
|
(18 879)
|
|
| Income from Continuing Operations |
21 332
|
20 705
|
29 841
|
35 276
|
70 937
|
78 771
|
74 763
|
67 098
|
53 578
|
37 771
|
34 109
|
29 094
|
19 541
|
29 631
|
24 751
|
17 257
|
(968 851)
|
(977 606)
|
(975 817)
|
(972 156)
|
20 788
|
21 941
|
17 854
|
17 293
|
13 237
|
13 418
|
9 703
|
5 211
|
128
|
(3 111)
|
855
|
2 348
|
(818 112)
|
(784 470)
|
(708 429)
|
(651 569)
|
250 532
|
274 999
|
276 890
|
296 993
|
227 518
|
220 001
|
190 288
|
122 512
|
88 568
|
66 102
|
30 767
|
38 499
|
|
| Net Income (Common) |
21 332
N/A
|
20 705
-3%
|
29 841
+44%
|
35 276
+18%
|
70 937
+101%
|
78 771
+11%
|
74 123
-6%
|
86 609
+17%
|
53 578
-38%
|
37 771
-30%
|
34 749
-8%
|
9 583
-72%
|
19 541
+104%
|
29 631
+52%
|
24 751
-16%
|
17 257
-30%
|
(968 851)
N/A
|
(977 606)
-1%
|
(975 817)
+0%
|
(972 156)
+0%
|
20 788
N/A
|
21 941
+6%
|
17 854
-19%
|
17 293
-3%
|
13 237
-23%
|
13 418
+1%
|
9 703
-28%
|
5 211
-46%
|
128
-98%
|
(3 111)
N/A
|
855
N/A
|
2 348
+175%
|
(818 112)
N/A
|
(784 470)
+4%
|
(708 429)
+10%
|
(651 569)
+8%
|
250 532
N/A
|
274 999
+10%
|
276 890
+1%
|
296 993
+7%
|
227 518
-23%
|
220 001
-3%
|
190 288
-14%
|
122 512
-36%
|
88 568
-28%
|
66 102
-25%
|
30 767
-53%
|
38 499
+25%
|
|
| EPS (Diluted) |
4.31
N/A
|
2.12
-51%
|
3.06
+44%
|
3.6
+18%
|
7.23
+101%
|
8.07
+12%
|
7.46
-8%
|
8.79
+18%
|
5.21
-41%
|
3.82
-27%
|
3.52
-8%
|
0.96
-73%
|
1.91
+99%
|
2.92
+53%
|
2.42
-17%
|
1.69
-30%
|
-117.39
N/A
|
-109.46
+7%
|
-109.26
+0%
|
-64.98
+41%
|
1.3
N/A
|
1.04
-20%
|
0.85
-18%
|
0.82
-4%
|
0.63
-23%
|
0.64
+2%
|
0.46
-28%
|
0.25
-46%
|
0
N/A
|
-0.08
N/A
|
0.02
N/A
|
0.06
+200%
|
-21.08
N/A
|
-20.21
+4%
|
-18.25
+10%
|
-16.79
+8%
|
6.45
N/A
|
7.09
+10%
|
7.13
+1%
|
7.65
+7%
|
5.86
-23%
|
5.67
-3%
|
4.9
-14%
|
3.16
-36%
|
2.28
-28%
|
1.7
-25%
|
0.79
-54%
|
0.99
+25%
|
|