FBD Holdings PLC
ISEQ:EG7
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|
F
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FBD Holdings PLC
ISEQ:EG7
|
IE |
Income Statement
Income Statement
FBD Holdings PLC
| Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
3
|
4
|
5
|
6
|
4
|
3
|
4
|
4
|
3
|
3
|
8
|
0
|
9
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
3
|
6
|
6
|
6
|
6
|
5
|
4
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
0
|
|
| Gross Premiums Earned |
405
|
402
|
428
|
400
|
419
|
398
|
396
|
369
|
350
|
338
|
337
|
295
|
327
|
316
|
326
|
311
|
312
|
313
|
319
|
326
|
326
|
316
|
317
|
328
|
335
|
341
|
347
|
349
|
347
|
337
|
325
|
328
|
342
|
349
|
336
|
322
|
339
|
359
|
393
|
509
|
524
|
|
| Revenue |
405
N/A
|
412
+2%
|
428
+4%
|
435
+2%
|
419
-4%
|
406
-3%
|
396
-3%
|
375
-5%
|
423
+13%
|
444
+5%
|
416
-6%
|
283
-32%
|
341
+20%
|
344
+1%
|
340
-1%
|
334
-2%
|
341
+2%
|
345
+1%
|
345
0%
|
345
+0%
|
346
+0%
|
335
-3%
|
329
-2%
|
336
+2%
|
348
+3%
|
348
+0%
|
358
+3%
|
359
+0%
|
358
0%
|
343
-4%
|
335
-2%
|
352
+5%
|
358
+2%
|
335
-7%
|
318
-5%
|
330
+4%
|
355
+8%
|
380
+7%
|
413
+9%
|
525
+27%
|
541
+3%
|
|
| Operating Income | ||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(242)
|
(261)
|
(269)
|
(287)
|
(183)
|
(194)
|
(330)
|
(337)
|
(394)
|
(416)
|
(364)
|
(241)
|
(278)
|
(286)
|
(270)
|
(279)
|
(286)
|
(309)
|
(351)
|
(450)
|
(419)
|
(314)
|
(304)
|
(298)
|
(285)
|
(284)
|
(280)
|
(272)
|
(249)
|
(275)
|
(326)
|
(314)
|
(244)
|
(242)
|
(249)
|
(224)
|
(269)
|
(302)
|
(334)
|
(461)
|
(485)
|
|
| Selling, General & Administrative |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(76)
|
(78)
|
(81)
|
(82)
|
(83)
|
(76)
|
(83)
|
(66)
|
(77)
|
(61)
|
(82)
|
(69)
|
(86)
|
(73)
|
(88)
|
(74)
|
(86)
|
(72)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Depreciation & Amortization |
(4)
|
0
|
(4)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(8)
|
0
|
(11)
|
0
|
(12)
|
0
|
(12)
|
0
|
(11)
|
0
|
(12)
|
0
|
(19)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Benefits Claims Loss Adjustment |
(203)
|
(219)
|
(225)
|
(239)
|
(131)
|
(139)
|
(271)
|
(276)
|
(264)
|
(264)
|
(234)
|
(213)
|
(201)
|
(200)
|
(192)
|
(192)
|
(201)
|
(218)
|
(252)
|
(351)
|
(341)
|
(235)
|
(218)
|
(220)
|
(203)
|
(194)
|
(183)
|
(169)
|
(149)
|
(171)
|
(221)
|
(200)
|
(124)
|
(162)
|
(202)
|
(166)
|
(210)
|
(247)
|
(278)
|
(406)
|
(428)
|
|
| Other Operating Expenses |
(36)
|
(42)
|
(41)
|
(48)
|
(52)
|
(55)
|
(59)
|
(62)
|
(130)
|
(153)
|
(130)
|
(28)
|
(77)
|
(86)
|
(78)
|
(11)
|
(8)
|
(10)
|
(17)
|
(19)
|
6
|
4
|
(9)
|
(1)
|
(9)
|
(9)
|
(16)
|
(17)
|
(16)
|
(16)
|
(19)
|
(28)
|
(30)
|
(80)
|
(47)
|
(58)
|
(59)
|
(55)
|
(55)
|
(55)
|
(56)
|
|
| Operating Income |
163
N/A
|
152
-7%
|
159
+5%
|
148
-7%
|
236
+59%
|
212
-10%
|
66
-69%
|
38
-42%
|
29
-24%
|
28
-5%
|
52
+88%
|
42
-19%
|
62
+48%
|
58
-8%
|
71
+23%
|
55
-22%
|
55
-1%
|
36
-33%
|
(6)
N/A
|
(105)
-1 543%
|
(73)
+31%
|
21
N/A
|
26
+22%
|
38
+49%
|
63
+64%
|
64
+1%
|
77
+21%
|
87
+12%
|
109
+26%
|
68
-38%
|
9
-87%
|
39
+321%
|
114
+194%
|
93
-19%
|
69
-26%
|
106
+55%
|
86
-19%
|
78
-9%
|
80
+2%
|
64
-19%
|
57
-12%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
23
|
1
|
138
|
43
|
(73)
|
(104)
|
(97)
|
(72)
|
(32)
|
(12)
|
(33)
|
0
|
(5)
|
0
|
(9)
|
0
|
0
|
0
|
0
|
0
|
(2)
|
(3)
|
(11)
|
(6)
|
(10)
|
(6)
|
(14)
|
(4)
|
4
|
(3)
|
(3)
|
(3)
|
(4)
|
(1)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
(1)
|
(8)
|
(21)
|
(31)
|
(36)
|
(22)
|
13
|
(5)
|
(7)
|
(9)
|
(6)
|
(3)
|
0
|
1
|
0
|
(11)
|
(13)
|
(3)
|
(4)
|
(3)
|
(1)
|
(13)
|
(13)
|
(0)
|
(1)
|
(1)
|
0
|
1
|
1
|
(0)
|
(1)
|
(2)
|
(1)
|
0
|
0
|
(0)
|
|
| Gain/Loss on Disposition of Assets |
0
|
84
|
0
|
(2)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(10)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Pre-Tax Income |
185
N/A
|
236
+27%
|
297
+26%
|
189
-36%
|
162
-14%
|
107
-34%
|
(39)
N/A
|
(55)
-43%
|
(35)
+37%
|
(21)
+40%
|
(3)
+85%
|
44
N/A
|
52
+18%
|
50
-4%
|
53
+5%
|
50
-6%
|
52
+4%
|
36
-29%
|
(5)
N/A
|
(105)
-2 035%
|
(86)
+18%
|
5
N/A
|
11
+120%
|
29
+150%
|
50
+74%
|
56
+13%
|
50
-11%
|
70
+40%
|
112
+60%
|
64
-43%
|
5
-93%
|
36
+653%
|
110
+206%
|
91
-18%
|
66
-28%
|
103
+56%
|
81
-21%
|
74
-9%
|
77
+4%
|
62
-20%
|
54
-13%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(24)
|
(46)
|
(50)
|
(20)
|
(22)
|
(18)
|
6
|
8
|
4
|
3
|
(0)
|
(3)
|
(9)
|
(9)
|
(8)
|
(7)
|
(7)
|
(5)
|
1
|
14
|
11
|
(0)
|
(2)
|
(5)
|
(7)
|
(8)
|
(8)
|
(10)
|
(14)
|
(8)
|
(0)
|
(4)
|
(14)
|
(12)
|
(8)
|
(14)
|
(12)
|
(10)
|
(10)
|
(8)
|
(7)
|
|
| Income from Continuing Operations |
162
|
190
|
247
|
169
|
140
|
89
|
(33)
|
(47)
|
(31)
|
(18)
|
(3)
|
41
|
44
|
42
|
45
|
42
|
45
|
32
|
(4)
|
(92)
|
(75)
|
5
|
9
|
24
|
43
|
49
|
42
|
60
|
98
|
56
|
4
|
32
|
96
|
79
|
58
|
89
|
70
|
64
|
67
|
54
|
47
|
|
| Income to Minority Interest |
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
1
|
1
|
1
|
0
|
0
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
161
N/A
|
190
+18%
|
246
+30%
|
168
-32%
|
140
-17%
|
88
-37%
|
(34)
N/A
|
(48)
-41%
|
(31)
+36%
|
(16)
+46%
|
(3)
+84%
|
22
N/A
|
51
+135%
|
55
+8%
|
49
-11%
|
46
-6%
|
45
-3%
|
31
-30%
|
(2)
N/A
|
(90)
-3 709%
|
(74)
+18%
|
8
N/A
|
11
+43%
|
24
+124%
|
43
+77%
|
49
+14%
|
42
-13%
|
60
+42%
|
98
+64%
|
56
-43%
|
4
-92%
|
32
+626%
|
96
+202%
|
79
-18%
|
58
-27%
|
89
+54%
|
69
-22%
|
64
-8%
|
67
+5%
|
54
-20%
|
47
-13%
|
|
| EPS (Diluted) |
4.12
N/A
|
4.94
+20%
|
6.71
+36%
|
4.76
-29%
|
4.03
-15%
|
2.68
-33%
|
-1.01
N/A
|
-1.43
-42%
|
-0.92
+36%
|
-0.48
+48%
|
-0.08
+83%
|
0.64
N/A
|
1.52
+138%
|
1.63
+7%
|
1.43
-12%
|
1.34
-6%
|
1.31
-2%
|
0.92
-30%
|
-0.06
N/A
|
-2.6
-4 233%
|
-2.13
+18%
|
0.21
N/A
|
0.3
+43%
|
0.69
+130%
|
0.99
+43%
|
1.11
+12%
|
1.02
-8%
|
1.69
+66%
|
2.77
+64%
|
1.6
-42%
|
0.12
-93%
|
0.89
+642%
|
2.68
+201%
|
2.17
-19%
|
1.58
-27%
|
2.36
+49%
|
1.89
-20%
|
1.74
-8%
|
1.83
+5%
|
1.46
-20%
|
1.27
-13%
|
|