Credit information
This business gathers and analyzes consumer and business credit data, then provides credit checks, scoring, and related information services.
Customers and revenue model
N
NICE Holdings Co Ltd
KRX:034310
NICE Holdings Co Ltd
KRX:034310
Price:
11 260
KRW
-2.26%
Market Closed
Market Cap:
₩413.9B
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Company Overview
Business Description
- Sector
- Financials
- Industry
- Financial Services
- Headquarters
- Korea KR
- IPO date
- Feb 4, 2004
NICE Holdings Co Ltd is the holding company for the NICE group in South Korea. Through its subsidiaries, it helps banks, lenders, card issuers, merchants, and other businesses check credit risk, process payments, and manage transaction and customer data. The group sits in the middle of the financial and payments system, where reliable information and secure processing matter more than flashy products.
Its businesses make money mainly from service fees and processing fees charged to companies that use its credit information, payment, and data services. Some of the group’s income also comes from holding and managing subsidiaries that sell these services directly to end customers or business clients. Because it is a holding company, NICE Holdings itself is less about selling one single product and more about owning and coordinating a set of related information and payment businesses.
What makes its role different is that it combines credit data, identity checks, and payment infrastructure under one group. That gives it a strong position in the behind-the-scenes plumbing used by financial firms and merchants when they decide whether to lend, collect, or accept payments. In simple terms, NICE Holdings helps other companies trust the person or business on the other side of a transaction and move money safely.