
OSB Group PLC
LSE:OSB

Net Margin
OSB Group PLC
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
UK |
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OSB Group PLC
LSE:OSB
|
2.1B GBP |
44%
|
|
US |
![]() |
Rocket Companies Inc
NYSE:RKT
|
29.8B USD |
0%
|
|
US |
![]() |
Mr Cooper Group Inc
NASDAQ:COOP
|
9.9B USD |
25%
|
|
US |
![]() |
Federal National Mortgage Association
OTC:FNMA
|
9.4B USD |
0%
|
|
US |
![]() |
UWM Holdings Corp
NYSE:UWMC
|
6.4B USD |
0%
|
|
US |
![]() |
ESSA Bancorp Inc
NASDAQ:ESSA
|
6.4B USD |
23%
|
|
US |
![]() |
MGIC Investment Corp
NYSE:MTG
|
6.2B USD |
63%
|
|
BM |
![]() |
Essent Group Ltd
NYSE:ESNT
|
5.7B USD |
57%
|
|
US |
![]() |
Enact Holdings Inc
NASDAQ:ACT
|
5.3B USD |
57%
|
|
US |
![]() |
PennyMac Financial Services Inc
NYSE:PFSI
|
4.9B USD |
14%
|
|
US |
![]() |
Axos Financial Inc
NYSE:AX
|
4.9B USD |
35%
|
OSB Group PLC
Glance View
OSB Group PLC emerged as a notable player in the financial services arena, primarily focusing on its niche expertise in providing specialist lending solutions. Born from the merger of OneSavings Bank and Charter Court Financial Services in 2019, OSB Group consolidated their strengths to carve out a profitable space in the highly competitive UK banking sector. The company specializes in buy-to-let mortgages and residential property loans, strategically targeting segments often overlooked by larger mainstream banks. By understanding the unique needs of professional landlords and individuals with non-standard credit profiles, OSB Group tailors its lending products to cater to these underserved markets, thereby creating a robust portfolio that drives its interest income. In addition to specialist lending, OSB Group complements its business model through its retail savings division, which attracts customers with competitive interest rates on savings accounts and bonds. This approach allows OSB Group to maintain a healthy flow of retail deposits, providing a solid foundation for its lending operations. The synergy between its bespoke lending strategies and retail deposit base is evident in the company's consistent financial performance, where prudent risk management and strong underwriting standards play a pivotal role. By efficiently leveraging these dual pillars, OSB Group continues to generate sustainable returns for its shareholders while adeptly navigating the regulatory and economic landscapes inherent in the banking industry.

See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on OSB Group PLC's most recent financial statements, the company has Net Margin of 43.9%.