OSB Group PLC
LSE:OSB

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OSB Group PLC Logo
OSB Group PLC
LSE:OSB
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Price: 557 GBX 0.72%
Market Cap: 2B GBX

Net Margin
OSB Group PLC

43.9%
Current
48%
Average
13.5%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
43.9%
=
Net Income
308.1m
/
Revenue
702.1m

Net Margin Across Competitors

OSB Group PLC
Glance View

Market Cap
2.1B GBX
Industry
Financial Services

OSB Group PLC emerged as a notable player in the financial services arena, primarily focusing on its niche expertise in providing specialist lending solutions. Born from the merger of OneSavings Bank and Charter Court Financial Services in 2019, OSB Group consolidated their strengths to carve out a profitable space in the highly competitive UK banking sector. The company specializes in buy-to-let mortgages and residential property loans, strategically targeting segments often overlooked by larger mainstream banks. By understanding the unique needs of professional landlords and individuals with non-standard credit profiles, OSB Group tailors its lending products to cater to these underserved markets, thereby creating a robust portfolio that drives its interest income. In addition to specialist lending, OSB Group complements its business model through its retail savings division, which attracts customers with competitive interest rates on savings accounts and bonds. This approach allows OSB Group to maintain a healthy flow of retail deposits, providing a solid foundation for its lending operations. The synergy between its bespoke lending strategies and retail deposit base is evident in the company's consistent financial performance, where prudent risk management and strong underwriting standards play a pivotal role. By efficiently leveraging these dual pillars, OSB Group continues to generate sustainable returns for its shareholders while adeptly navigating the regulatory and economic landscapes inherent in the banking industry.

OSB Intrinsic Value
942.63 GBX
Undervaluation 41%
Intrinsic Value
Price
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
43.9%
=
Net Income
308.1m
/
Revenue
702.1m
What is the Net Margin of OSB Group PLC?

Based on OSB Group PLC's most recent financial statements, the company has Net Margin of 43.9%.

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