Pensionbee Group PLC
LSE:PBEE
If you don’t study any companies, you have the same success buying stocks as you do in a poker game if you bet without looking at your cards.
Utilize notes to systematically review your investment decisions. By reflecting on past outcomes, you can discern effective strategies and identify those that underperformed. This continuous feedback loop enables you to adapt and refine your approach, optimizing for future success.
Each note serves as a learning point, offering insights into your decision-making processes. Over time, you'll accumulate a personalized database of knowledge, enhancing your ability to make informed decisions quickly and effectively.
With a comprehensive record of your investment history at your fingertips, you can compare current opportunities against past experiences. This not only bolsters your confidence but also ensures that each decision is grounded in a well-documented rationale.
Do you really want to delete this note?
This action cannot be undone.
This alert will be permanently deleted.
Pensionbee Group PLC
PensionBee Group Plc provides financial services for holding companies. The firm provides online pensions. The Company’s technology platform allows its customers to combine their pensions and invest in a range of online plans, forecast how much they are expected to have saved by the time they retire, and make withdrawals from their pensions from the age of 55. The company delivers a customer proposition to pension holders in the United Kingdom defined contribution pensions market, catering for the many people.
PensionBee Group Plc provides financial services for holding companies. The firm provides online pensions. The Company’s technology platform allows its customers to combine their pensions and invest in a range of online plans, forecast how much they are expected to have saved by the time they retire, and make withdrawals from their pensions from the age of 55. The company delivers a customer proposition to pension holders in the United Kingdom defined contribution pensions market, catering for the many people.
Strong Growth: PensionBee reported 27% year-on-year growth in U.K. assets under administration, reaching GBP 7.4 billion, and 33% year-on-year growth in annual run rate revenue to over GBP 50 million.
Customer Expansion: The company onboarded approximately 40,000 new customers in 2025, with U.K. invested customers reaching about 305,000, and saw a 37% increase in U.K. customer growth over the quarter.
Profitability: The U.K. business achieved adjusted EBITDA profitability of GBP 3.4 million and a 26% margin for the quarter, contributing to a group adjusted EBITDA of GBP 2 million at a 16% margin.
Marketing Investment: Marketing spend increased to GBP 2 million in Q4 2025 from GBP 1.2 million in Q4 2024, supporting growth, while CAC remained within a self-imposed threshold of GBP 250.
U.S. Progress: Early U.S. initiatives show promise, with initial Safe Harbor IRA clients being onboarded and brand awareness rising in key markets; U.S. costs remained disciplined and partially offset by partner refunds.
Medium-Term Guidance: Management reaffirmed targets of over GBP 100 million in group revenue and a 20% EBITDA margin by 2029, with longer-term goals of GBP 250 million revenue and a 50% margin by 2034.
