Ramsdens Holdings PLC
LSE:RFX
Intrinsic Value
Ramsdens Holdings Plc engages in the provision of financial services. [ Read More ]
The intrinsic value of one
RFX
stock under the Base Case scenario is
333.38
GBX.
Compared to the current market price of 190 GBX,
Ramsdens Holdings PLC
is
Undervalued by 43%.
RFX could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
Ramsdens Holdings PLC's market capitalization is 60.3m GBX.
RFX stock price is 190 GBX.
RFX stock price (190 GBX) is 43% less than its Intrinsic Value (333.38 GBX).
RFX has upside potential of 56% compared to the average analyst price target.
Open Wall St Estimates
RFX has positive three-year average ROIC (Return on Invested Capital): 11%. The company is efficient at using invested capital to generate operating income.
RFX's Revenue has been growing by 3% per year for the last 3 years.
RFX has positive Operating Income for the last twelve months.
RFX has positive three-year average ROE (Return on Equity): 12%. The company is efficient at transforming stockholders' equity into net income.
RFX's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 17%.
RFX's ROE (Return on Equity) for the past 12 months is positive and is equal to 17%.
RFX has positive Net Income for the last twelve months.
RFX's Revenue has grown by an exceptional 27% over the past 12 months.
RFX has positive Free Cash Flow for the last twelve months.
RFX's ROIC (Return on Invested Capital) has significantly increased in the last 3 years from 2% to 17%.
RFX's ROE (Return on Equity) has significantly increased in the last 3 years from 1% to 17%.
RFX has negative Net Debt. This means that the company has more cash and short-term investments (13m GBP) than debt (8m GBP).
RFX earns more than enough operating income (11m GBP) to safely cover interest payments on its debt (828k GBP).
RFX has positive Gross Profit for the last twelve months.
RFX's long-term assets (74m GBP) exceed its long-term liabilties (26m GBP).
RFX's short-term assets (56m GBP) exceed its short-term liabilties (18m GBP).
RFX's D/E (Debt to Equity) is very low and is equal to 0.16.
RFX's Altman Z-Score is very high and is equal to 4.39.
Valuation Backtest
Ramsdens Holdings PLC
Run backtest to discover the historical profit from buying and selling
RFX
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Ramsdens Holdings PLC
Balance Sheet Decomposition
Ramsdens Holdings PLC
| Current Assets | 56m |
| Cash & Short-Term Investments | 13m |
| Receivables | 15.4m |
| Other Current Assets | 27.7m |
| Non-Current Assets | 18.2m |
| PP&E | 17.6m |
| Intangibles | 673k |
| Current Liabilities | 18m |
| Accounts Payable | 6.3m |
| Other Current Liabilities | 11.7m |
| Non-Current Liabilities | 8.1m |
| Long-Term Debt | 7.7m |
| Other Non-Current Liabilities | 473k |
Earnings Waterfall
Ramsdens Holdings PLC
|
Revenue
|
83.8m
GBP
|
|
Cost of Revenue
|
-38m
GBP
|
|
Gross Profit
|
45.8m
GBP
|
|
Operating Expenses
|
-34.8m
GBP
|
|
Operating Income
|
10.9m
GBP
|
|
Other Expenses
|
-3.2m
GBP
|
|
Net Income
|
7.8m
GBP
|
Free Cash Flow Analysis
Ramsdens Holdings PLC
RFX Profitability Score
Profitability Due Diligence
Ramsdens Holdings PLC's profitability score is 59/100. The higher the profitability score, the more profitable the company is.
Score
Ramsdens Holdings PLC's profitability score is 59/100. The higher the profitability score, the more profitable the company is.
RFX Solvency Score
Solvency Due Diligence
Ramsdens Holdings PLC's solvency score is 78/100. The higher the solvency score, the more solvent the company is.
Score
Ramsdens Holdings PLC's solvency score is 78/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
RFX Price Targets Summary
Ramsdens Holdings PLC
According to Wall Street analysts, the average 1-year price target for
RFX
is 295.8 GBX
with a low forecast of 292.9 GBX and a high forecast of 304.5 GBX.
Shareholder Return
RFX Price
Ramsdens Holdings PLC
| Average Annual Return | 10.62% |
| Standard Deviation of Annual Returns | 34.48% |
| Max Drawdown | -66% |
| Market Capitalization | 60.3m GBX |
| Shares Outstanding | 31 715 000 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Ramsdens Holdings PLC
Country
Industry
Market Cap
Dividend Yield
Description
Ramsdens Holdings Plc engages in the provision of financial services. The company is headquartered in Middlesbrough, North Yorkshire and currently employs 692 full-time employees. The company went IPO on 2017-02-15. The firm operates through four segments: Foreign Currency Exchange (FX), Pawnbroking, Jewellery Retail and Purchases of Precious Metals. The firm offers FX services through its branch network, as well as a small and growing online presence. The company offers loans secured against jewelry items that the Company stores during the loan term. The firm retails new and second-hand jewelry online and through its managed store network. The company purchases unwanted jewelry items and scrap precious metal from customers, and the purchased items are retailed through the branch network or smelted in-house for sale in wholesale markets. The firm also provides services, which includes cheque cashing, Western Union money transfer, credit broking and receives franchise fees. Its services are delivered from approximately 157 stores (including four franchised outlets) across the United Kingdom.
Contact
IPO
Employees
Officers
The intrinsic value of one
RFX
stock under the Base Case scenario is
333.38
GBX.
Compared to the current market price of 190 GBX,
Ramsdens Holdings PLC
is
Undervalued by 43%.
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