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Integrated System Credit Consulting Fintech SpA
MIL:ISC

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Integrated System Credit Consulting Fintech SpA
MIL:ISC
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Price: 2.16 EUR 1.89% Market Closed
Updated: Jun 17, 2024
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Intrinsic Value

Integrated System Credit Consulting Fintech SpA operates as business agency in the the credit purchase sector non-performing loan by financial institutions, regulated companies of supply of goods or s... [ Read More ]

The intrinsic value of one ISC stock under the Base Case scenario is 0.15 EUR. Compared to the current market price of 2.16 EUR, Integrated System Credit Consulting Fintech SpA is Overvalued by 93%.

Key Points:
ISC Intrinsic Value
Base Case
0.15 EUR
Overvaluation 93%
Intrinsic Value
Price
I
Worst Case
Base Case
Best Case

Valuation Backtest
Integrated System Credit Consulting Fintech SpA

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Fundamental Analysis

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Integrated System Credit Consulting Fintech SpA

Current Assets 12.1m
Cash & Short-Term Investments 4.1m
Receivables 7.9m
Other Current Assets 35.8k
Non-Current Assets 7.8m
PP&E 64.3k
Intangibles 4.3m
Other Non-Current Assets 3.4m
Current Liabilities 2.4m
Accounts Payable 1.3m
Accrued Liabilities 426.8k
Other Current Liabilities 741.3k
Non-Current Liabilities 4.5m
Long-Term Debt 4.1m
Other Non-Current Liabilities 443.2k
Efficiency

Earnings Waterfall
Integrated System Credit Consulting Fintech SpA

Revenue
276.1k EUR
Cost of Revenue
-3.2m EUR
Gross Profit
-2.9m EUR
Operating Expenses
2.7m EUR
Operating Income
-213.6k EUR
Other Expenses
-466.9k EUR
Net Income
-680.5k EUR

Free Cash Flow Analysis
Integrated System Credit Consulting Fintech SpA

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

ISC Profitability Score
Profitability Due Diligence

Integrated System Credit Consulting Fintech SpA's profitability score is 27/100. The higher the profitability score, the more profitable the company is.

Exceptional 1-Year Revenue Growth
Negative ROIC
Negative ROE
Negative Operating Income
27/100
Profitability
Score

Integrated System Credit Consulting Fintech SpA's profitability score is 27/100. The higher the profitability score, the more profitable the company is.

ISC Solvency Score
Solvency Due Diligence

Integrated System Credit Consulting Fintech SpA's solvency score is 62/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Short-Term Solvency
Low D/E
Long-Term Solvency
62/100
Solvency
Score

Integrated System Credit Consulting Fintech SpA's solvency score is 62/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

ISC Price Targets Summary
Integrated System Credit Consulting Fintech SpA

Wall Street analysts forecast ISC stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ISC is 10 EUR .

Lowest
Price Target
Not Available
Average
Price Target
10 EUR
363% Upside
Highest
Price Target
Not Available
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Shareholder Return

ISC Price
Integrated System Credit Consulting Fintech SpA

1M 1M
-9%
6M 6M
-35%
1Y 1Y
-41%
3Y 3Y
-62%
5Y 5Y
-62%
10Y 10Y
-62%
Annual Price Range
2.16
52w Low
1.98
52w High
4
Price Metrics
Average Annual Return -5.52%
Standard Deviation of Annual Returns 0.34%
Max Drawdown -65%
Shares Statistics
Market Capitalization 27.9m EUR
Shares Outstanding 12 900 100
Percentage of Shares Shorted
N/A

ISC Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Integrated System Credit Consulting Fintech SpA

Country

Italy

Industry

Commercial Services & Supplies

Market Cap

27.9m EUR

Dividend Yield

0%

Description

Integrated System Credit Consulting Fintech SpA operates as business agency in the the credit purchase sector non-performing loan by financial institutions, regulated companies of supply of goods or services, special purpose vehicles and financial companies. The company is headquartered in Torino, Torino. The company went IPO on 2021-12-22. The firm is focused on dealing with debt recovery and credit management in the NPL market. Its services are divided into Due Diligence and acquisition, phone collection, home collection and master legal. The firm offers research and identification of portfolios for purchase, out-of-court recovery management and management of recovery through legal action. The firm developed a software platform for supporting all workflow stages such as data loading as well as technical and qualitative analysis of the individual recovery situations. Integrated System Credit Consulting Fintech SpA operates locally.

Contact

TORINO
TORINO
Via Aldo Barbaro 15
+39800936605
https://isccfintech.it/

IPO

2021-12-22

Employees

-

Officers

CEO & Director
Mr. Gianluca De Carlo

See Also

Discover More
What is the Intrinsic Value of one ISC stock?

The intrinsic value of one ISC stock under the Base Case scenario is 0.15 EUR.

Is ISC stock undervalued or overvalued?

Compared to the current market price of 2.16 EUR, Integrated System Credit Consulting Fintech SpA is Overvalued by 93%.