Moskovskiy Kreditnyi Bank PAO
MOEX:CBOM
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Income Statement
Income Statement
Moskovskiy Kreditnyi Bank PAO
| Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
12 241
|
13 506
|
0
|
10 907
|
13 073
|
14 426
|
20 352
|
23 185
|
25 883
|
25 896
|
25 495
|
26 029
|
29 288
|
33 538
|
39 329
|
42 959
|
40 299
|
41 575
|
40 545
|
40 515
|
45 280
|
47 869
|
48 400
|
50 296
|
48 415
|
45 051
|
43 624
|
43 951
|
45 283
|
48 295
|
53 745
|
55 695
|
59 248
|
62 659
|
67 046
|
73 775
|
79 589
|
24 824
|
52 909
|
85 415
|
116 184
|
|
| Interest Income |
28 467
|
31 582
|
0
|
27 585
|
32 088
|
35 356
|
48 992
|
53 678
|
58 183
|
64 706
|
70 968
|
78 262
|
89 211
|
97 903
|
106 487
|
112 141
|
113 398
|
117 034
|
117 714
|
121 517
|
126 959
|
130 703
|
134 157
|
137 294
|
137 933
|
138 265
|
140 992
|
144 487
|
147 352
|
151 030
|
154 927
|
155 045
|
156 414
|
156 407
|
160 724
|
169 931
|
182 260
|
81 289
|
168 450
|
277 220
|
421 070
|
|
| Interest Expense |
16 225
|
18 076
|
0
|
16 678
|
19 014
|
20 929
|
28 639
|
30 492
|
32 301
|
38 809
|
45 472
|
52 233
|
59 922
|
64 365
|
67 157
|
69 181
|
73 099
|
75 458
|
77 169
|
81 002
|
81 679
|
82 834
|
85 757
|
86 998
|
89 518
|
93 214
|
97 368
|
100 536
|
102 069
|
102 735
|
101 182
|
99 350
|
97 166
|
93 748
|
93 678
|
96 156
|
102 671
|
56 465
|
115 541
|
191 805
|
304 886
|
|
| Non Interest Income |
4 891
|
5 531
|
0
|
5 381
|
6 185
|
6 872
|
9 410
|
9 429
|
9 495
|
10 463
|
11 493
|
11 384
|
13 313
|
15 087
|
17 624
|
21 168
|
22 154
|
24 250
|
24 268
|
23 468
|
22 035
|
21 778
|
25 885
|
28 842
|
22 636
|
33 396
|
28 439
|
25 156
|
20 210
|
23 812
|
28 065
|
29 135
|
32 653
|
37 918
|
33 110
|
37 779
|
23 399
|
11 110
|
22 405
|
36 004
|
38 886
|
|
| Revenue |
17 132
N/A
|
19 037
+11%
|
0
N/A
|
16 288
N/A
|
19 258
+18%
|
21 298
+11%
|
29 762
+40%
|
32 614
+10%
|
35 378
+8%
|
36 359
+3%
|
36 988
+2%
|
37 413
+1%
|
42 601
+14%
|
48 625
+14%
|
56 953
+17%
|
64 127
+13%
|
62 453
-3%
|
65 825
+5%
|
64 813
-2%
|
63 983
-1%
|
67 315
+5%
|
69 647
+3%
|
74 285
+7%
|
79 138
+7%
|
71 051
-10%
|
78 447
+10%
|
72 063
-8%
|
69 107
-4%
|
65 493
-5%
|
72 107
+10%
|
81 810
+13%
|
84 830
+4%
|
91 901
+8%
|
100 577
+9%
|
100 156
0%
|
111 554
+11%
|
102 988
-8%
|
35 934
-65%
|
75 314
+110%
|
121 419
+61%
|
155 070
+28%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(1 864)
|
(2 818)
|
0
|
(3 404)
|
(4 310)
|
(4 822)
|
(6 653)
|
(8 069)
|
(11 645)
|
(14 298)
|
(16 382)
|
(19 216)
|
(26 036)
|
(28 618)
|
(33 784)
|
(35 499)
|
(29 783)
|
(27 451)
|
(20 931)
|
(16 150)
|
(18 597)
|
(13 545)
|
(11 251)
|
(12 591)
|
(2 221)
|
(7 677)
|
(7 745)
|
(791)
|
(6 821)
|
(9 125)
|
(14 207)
|
(19 687)
|
(18 908)
|
(10 241)
|
(5 405)
|
(7 472)
|
(8 119)
|
(4 683)
|
(8 076)
|
(19 698)
|
(24 123)
|
|
| Non Interest Expense |
(8 021)
|
(8 299)
|
0
|
(6 138)
|
(6 634)
|
(7 811)
|
(11 242)
|
(11 961)
|
(16 715)
|
(17 221)
|
(17 818)
|
(17 725)
|
(14 621)
|
(16 348)
|
(16 418)
|
(17 957)
|
(18 935)
|
(20 770)
|
(23 505)
|
(23 950)
|
(21 901)
|
(31 605)
|
(34 457)
|
(36 551)
|
(33 761)
|
(39 147)
|
(41 513)
|
(42 803)
|
(43 559)
|
(41 674)
|
(43 453)
|
(42 556)
|
(35 467)
|
(48 779)
|
(51 612)
|
(57 790)
|
(62 374)
|
(15 259)
|
(30 211)
|
(42 046)
|
(57 676)
|
|
| Pre-Tax Income |
7 247
N/A
|
7 919
+9%
|
0
N/A
|
6 745
N/A
|
8 315
+23%
|
8 666
+4%
|
11 868
+37%
|
12 585
+6%
|
7 018
-44%
|
4 840
-31%
|
2 788
-42%
|
471
-83%
|
1 945
+313%
|
3 658
+88%
|
6 751
+85%
|
10 673
+58%
|
13 735
+29%
|
17 605
+28%
|
20 377
+16%
|
23 882
+17%
|
26 817
+12%
|
24 497
-9%
|
28 577
+17%
|
29 996
+5%
|
35 069
+17%
|
31 623
-10%
|
22 805
-28%
|
25 513
+12%
|
15 113
-41%
|
21 308
+41%
|
24 150
+13%
|
22 587
-6%
|
37 526
+66%
|
41 557
+11%
|
43 139
+4%
|
46 292
+7%
|
32 495
-30%
|
15 992
-51%
|
37 027
+132%
|
59 675
+61%
|
73 271
+23%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1 470)
|
(1 611)
|
0
|
(1 385)
|
(1 715)
|
(1 893)
|
(2 770)
|
(2 960)
|
(1 448)
|
(900)
|
(267)
|
263
|
(435)
|
(781)
|
(1 371)
|
(2 358)
|
(2 861)
|
(3 797)
|
(4 563)
|
(5 276)
|
(6 114)
|
(6 094)
|
(6 878)
|
(7 013)
|
(7 845)
|
(6 454)
|
(4 424)
|
(4 762)
|
(3 156)
|
(4 437)
|
(5 230)
|
(5 410)
|
(7 517)
|
(8 424)
|
(8 704)
|
(8 558)
|
(6 296)
|
(2 979)
|
(6 618)
|
(11 361)
|
(13 493)
|
|
| Income from Continuing Operations |
5 778
|
6 308
|
0
|
5 360
|
6 599
|
6 773
|
9 098
|
9 625
|
5 569
|
3 940
|
2 521
|
734
|
1 509
|
2 878
|
5 382
|
8 317
|
10 874
|
13 809
|
15 814
|
18 606
|
20 703
|
18 403
|
21 699
|
22 983
|
27 224
|
25 169
|
18 381
|
20 751
|
11 957
|
16 871
|
18 920
|
17 177
|
30 009
|
33 133
|
34 435
|
37 734
|
26 199
|
13 013
|
30 409
|
48 314
|
59 778
|
|
| Net Income (Common) |
5 778
N/A
|
6 308
+9%
|
0
N/A
|
5 360
N/A
|
6 599
+23%
|
6 773
+3%
|
9 098
+34%
|
9 625
+6%
|
5 569
-42%
|
3 940
-29%
|
2 521
-36%
|
734
-71%
|
1 509
+106%
|
2 878
+91%
|
5 382
+87%
|
8 317
+55%
|
10 874
+31%
|
13 809
+27%
|
15 814
+15%
|
18 606
+18%
|
20 703
+11%
|
18 403
-11%
|
21 699
+18%
|
22 983
+6%
|
27 224
+18%
|
25 169
-8%
|
18 381
-27%
|
20 751
+13%
|
11 957
-42%
|
16 871
+41%
|
18 920
+12%
|
17 177
-9%
|
30 009
+75%
|
33 133
+10%
|
34 435
+4%
|
37 734
+10%
|
26 199
-31%
|
13 013
-50%
|
30 409
+134%
|
48 314
+59%
|
59 778
+24%
|
|
| EPS (Diluted) |
0.75
N/A
|
0.49
-35%
|
0
N/A
|
0.37
N/A
|
0.72
+95%
|
0.46
-36%
|
0.62
+35%
|
0.66
+6%
|
0.38
-42%
|
0.27
-29%
|
0.17
-37%
|
0.04
-76%
|
0.09
+125%
|
0.12
+33%
|
0.23
+92%
|
0.35
+52%
|
0.46
+31%
|
0.58
+26%
|
0.67
+16%
|
0.78
+16%
|
0.85
+9%
|
0.64
-25%
|
0.8
+25%
|
0.85
+6%
|
1.01
+19%
|
0.93
-8%
|
0.68
-27%
|
0.77
+13%
|
0.44
-43%
|
0.56
+27%
|
0.63
+12%
|
0.57
-10%
|
1.01
+77%
|
1.11
+10%
|
1.09
-2%
|
1.12
+3%
|
0.71
-37%
|
0.38
-46%
|
0.89
+134%
|
1.32
+48%
|
1.69
+28%
|
|