Ameris Bancorp
NASDAQ:ABCB
Balance Sheet
Balance Sheet Decomposition
Ameris Bancorp
Ameris Bancorp
Balance Sheet
Ameris Bancorp
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
819
|
826
|
862
|
1 164
|
1 418
|
1 586
|
1 656
|
1 686
|
1 895
|
1 868
|
1 935
|
2 435
|
2 814
|
3 888
|
5 240
|
6 021
|
8 483
|
12 780
|
14 282
|
15 707
|
19 650
|
19 962
|
20 402
|
21 165
|
|
| Investments |
270
|
240
|
296
|
357
|
438
|
329
|
541
|
497
|
618
|
610
|
620
|
794
|
762
|
1 212
|
1 067
|
1 284
|
1 888
|
3 577
|
4 154
|
5 823
|
3 058
|
2 904
|
3 480
|
4 030
|
|
| PP&E Net |
25
|
26
|
28
|
40
|
47
|
59
|
66
|
68
|
67
|
73
|
76
|
103
|
97
|
122
|
121
|
118
|
145
|
272
|
297
|
281
|
277
|
266
|
255
|
213
|
|
| PP&E Gross |
25
|
26
|
28
|
40
|
47
|
59
|
66
|
68
|
67
|
73
|
76
|
103
|
97
|
122
|
121
|
118
|
145
|
272
|
297
|
281
|
277
|
266
|
255
|
0
|
|
| Accumulated Depreciation |
22
|
22
|
24
|
26
|
27
|
29
|
32
|
35
|
40
|
37
|
37
|
38
|
57
|
61
|
59
|
67
|
71
|
81
|
90
|
100
|
113
|
121
|
130
|
0
|
|
| Intangible Assets |
4
|
3
|
4
|
6
|
6
|
5
|
4
|
4
|
4
|
3
|
3
|
6
|
8
|
17
|
17
|
13
|
59
|
92
|
72
|
126
|
106
|
88
|
71
|
55
|
|
| Goodwill |
19
|
19
|
24
|
43
|
54
|
55
|
55
|
0
|
1
|
1
|
1
|
35
|
64
|
90
|
126
|
126
|
503
|
932
|
928
|
1 013
|
1 016
|
1 016
|
1 016
|
1 016
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
41
|
28
|
35
|
2
|
33
|
0
|
0
|
0
|
0
|
0
|
|
| Other Assets |
43
|
43
|
51
|
77
|
91
|
91
|
94
|
113
|
336
|
394
|
329
|
285
|
301
|
268
|
316
|
295
|
712
|
1 347
|
1 459
|
1 705
|
1 765
|
1 872
|
1 929
|
1 875
|
|
| Total Assets |
1 192
N/A
|
1 169
-2%
|
1 268
+8%
|
1 697
+34%
|
2 048
+21%
|
2 112
+3%
|
2 407
+14%
|
2 424
+1%
|
2 972
+23%
|
2 994
+1%
|
3 019
+1%
|
3 668
+21%
|
4 037
+10%
|
5 589
+38%
|
6 892
+23%
|
7 856
+14%
|
11 444
+46%
|
18 243
+59%
|
20 439
+12%
|
23 858
+17%
|
25 053
+5%
|
25 204
+1%
|
26 262
+4%
|
27 516
+5%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
42
|
77
|
65
|
65
|
59
|
53
|
0
|
|
| Short-Term Debt |
125
|
106
|
8
|
15
|
21
|
20
|
99
|
55
|
68
|
38
|
50
|
84
|
73
|
64
|
54
|
31
|
20
|
21
|
12
|
6
|
0
|
0
|
0
|
0
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
47
|
49
|
124
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Deposits |
916
|
907
|
986
|
1 375
|
1 710
|
1 757
|
2 014
|
2 123
|
2 535
|
2 592
|
2 625
|
2 999
|
3 431
|
4 879
|
5 575
|
6 626
|
9 649
|
14 027
|
16 958
|
19 666
|
19 463
|
20 709
|
21 722
|
22 376
|
|
| Other Interest Bearing Liabilities |
0
|
0
|
110
|
101
|
71
|
86
|
0
|
2
|
43
|
20
|
0
|
0
|
0
|
0
|
0
|
175
|
6
|
1 129
|
49
|
49
|
1 499
|
198
|
98
|
0
|
|
| Total Current Liabilities |
125
|
106
|
8
|
15
|
21
|
20
|
99
|
55
|
68
|
38
|
50
|
84
|
73
|
64
|
101
|
80
|
144
|
63
|
89
|
71
|
65
|
59
|
53
|
0
|
|
| Long-Term Debt |
35
|
36
|
36
|
41
|
42
|
42
|
42
|
42
|
42
|
42
|
42
|
250
|
144
|
109
|
529
|
112
|
111
|
397
|
501
|
817
|
505
|
441
|
326
|
692
|
|
| Other Liabilities |
9
|
8
|
7
|
16
|
25
|
16
|
13
|
6
|
9
|
9
|
23
|
18
|
22
|
22
|
40
|
59
|
77
|
157
|
196
|
289
|
324
|
370
|
311
|
372
|
|
| Total Liabilities |
1 085
N/A
|
1 055
-3%
|
1 147
+9%
|
1 549
+35%
|
1 869
+21%
|
1 921
+3%
|
2 168
+13%
|
2 229
+3%
|
2 699
+21%
|
2 701
+0%
|
2 740
+1%
|
3 351
+22%
|
3 671
+10%
|
5 074
+38%
|
6 246
+23%
|
7 052
+13%
|
9 987
+42%
|
15 773
+58%
|
17 792
+13%
|
20 892
+17%
|
21 856
+5%
|
21 777
0%
|
22 511
+3%
|
23 440
+4%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
11
|
11
|
13
|
14
|
15
|
15
|
64
|
65
|
75
|
76
|
53
|
54
|
28
|
34
|
36
|
39
|
49
|
72
|
72
|
72
|
72
|
73
|
73
|
73
|
|
| Retained Earnings |
59
|
66
|
74
|
81
|
96
|
103
|
92
|
44
|
37
|
55
|
66
|
84
|
118
|
153
|
214
|
273
|
377
|
508
|
672
|
1 006
|
1 311
|
1 540
|
1 853
|
2 210
|
|
| Additional Paid In Capital |
46
|
46
|
45
|
67
|
81
|
83
|
87
|
89
|
166
|
167
|
165
|
190
|
225
|
337
|
410
|
508
|
1 052
|
1 907
|
1 913
|
1 925
|
1 935
|
1 945
|
1 959
|
1 971
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
6
|
3
|
1
|
2
|
5
|
18
|
34
|
16
|
47
|
36
|
30
|
0
|
|
| Treasury Stock |
10
|
10
|
10
|
10
|
11
|
11
|
11
|
11
|
11
|
11
|
11
|
11
|
12
|
12
|
14
|
14
|
17
|
35
|
43
|
52
|
75
|
95
|
103
|
187
|
|
| Other Equity |
1
|
0
|
1
|
3
|
3
|
1
|
7
|
7
|
6
|
7
|
7
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
36
|
30
|
8
|
|
| Total Equity |
107
N/A
|
114
+7%
|
121
+6%
|
149
+23%
|
179
+20%
|
191
+7%
|
239
+25%
|
195
-18%
|
273
+40%
|
294
+8%
|
279
-5%
|
317
+14%
|
366
+15%
|
515
+41%
|
646
+25%
|
804
+24%
|
1 456
+81%
|
2 470
+70%
|
2 647
+7%
|
2 966
+12%
|
3 197
+8%
|
3 427
+7%
|
3 752
+9%
|
4 076
+9%
|
|
| Total Liabilities & Equity |
1 192
N/A
|
1 169
-2%
|
1 268
+8%
|
1 697
+34%
|
2 048
+21%
|
2 112
+3%
|
2 407
+14%
|
2 424
+1%
|
2 972
+23%
|
2 994
+1%
|
3 019
+1%
|
3 668
+21%
|
4 037
+10%
|
5 589
+38%
|
6 892
+23%
|
7 856
+14%
|
11 444
+46%
|
18 243
+59%
|
20 439
+12%
|
23 858
+17%
|
25 053
+5%
|
25 204
+1%
|
26 262
+4%
|
27 516
+5%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
12
|
12
|
12
|
13
|
14
|
14
|
14
|
14
|
24
|
24
|
24
|
25
|
27
|
32
|
35
|
37
|
47
|
70
|
70
|
70
|
69
|
69
|
69
|
68
|
|
| Preferred Shares Outstanding |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|