Ameris Bancorp
NASDAQ:ABCB
Income Statement
Income Statement
Ameris Bancorp
| Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
42
|
43
|
43
|
43
|
43
|
43
|
42
|
42
|
43
|
43
|
44
|
45
|
46
|
48
|
50
|
53
|
57
|
62
|
67
|
70
|
72
|
73
|
74
|
75
|
75
|
76
|
76
|
73
|
71
|
71
|
70
|
74
|
77
|
83
|
86
|
89
|
93
|
98
|
104
|
114
|
117
|
117
|
118
|
114
|
115
|
116
|
117
|
116
|
122
|
128
|
138
|
150
|
154
|
160
|
168
|
176
|
187
|
201
|
211
|
219
|
230
|
238
|
248
|
260
|
268
|
281
|
313
|
343
|
374
|
400
|
450
|
505
|
554
|
616
|
630
|
638
|
655
|
653
|
652
|
655
|
663
|
692
|
744
|
801
|
840
|
858
|
853
|
835
|
825
|
827
|
833
|
849
|
870
|
890
|
913
|
937
|
|
| Interest Income |
76
|
76
|
74
|
71
|
70
|
69
|
66
|
65
|
64
|
63
|
63
|
64
|
66
|
70
|
74
|
80
|
89
|
100
|
113
|
124
|
132
|
138
|
143
|
146
|
145
|
141
|
135
|
129
|
125
|
121
|
117
|
115
|
113
|
115
|
116
|
119
|
123
|
128
|
134
|
141
|
141
|
138
|
135
|
130
|
128
|
127
|
127
|
126
|
133
|
140
|
151
|
165
|
169
|
175
|
183
|
190
|
203
|
218
|
229
|
239
|
252
|
264
|
278
|
294
|
307
|
325
|
370
|
413
|
459
|
498
|
565
|
636
|
694
|
750
|
742
|
727
|
722
|
711
|
704
|
703
|
709
|
737
|
799
|
894
|
1 006
|
1 126
|
1 222
|
1 280
|
1 314
|
1 340
|
1 364
|
1 378
|
1 383
|
1 383
|
1 383
|
1 395
|
|
| Interest Expense |
34
|
33
|
30
|
28
|
27
|
26
|
24
|
22
|
21
|
19
|
19
|
19
|
20
|
21
|
24
|
27
|
32
|
38
|
46
|
54
|
60
|
66
|
69
|
71
|
70
|
65
|
60
|
56
|
53
|
51
|
47
|
41
|
36
|
32
|
30
|
30
|
30
|
30
|
30
|
28
|
24
|
21
|
18
|
15
|
13
|
11
|
10
|
10
|
11
|
12
|
14
|
15
|
15
|
15
|
15
|
15
|
15
|
17
|
18
|
20
|
22
|
26
|
30
|
34
|
39
|
44
|
57
|
70
|
85
|
98
|
116
|
131
|
141
|
134
|
112
|
89
|
67
|
58
|
52
|
48
|
46
|
45
|
55
|
93
|
166
|
267
|
369
|
445
|
489
|
512
|
531
|
529
|
513
|
493
|
469
|
458
|
|
| Non Interest Income |
13
|
14
|
16
|
16
|
16
|
16
|
15
|
15
|
15
|
14
|
14
|
13
|
13
|
14
|
14
|
14
|
14
|
14
|
15
|
19
|
20
|
21
|
20
|
18
|
18
|
19
|
19
|
19
|
20
|
19
|
19
|
58
|
58
|
66
|
67
|
35
|
37
|
30
|
59
|
53
|
74
|
77
|
53
|
58
|
42
|
45
|
47
|
47
|
48
|
52
|
58
|
63
|
68
|
73
|
80
|
86
|
92
|
100
|
104
|
106
|
107
|
107
|
105
|
105
|
105
|
108
|
112
|
118
|
123
|
127
|
174
|
198
|
222
|
308
|
390
|
447
|
510
|
478
|
396
|
366
|
335
|
329
|
318
|
284
|
254
|
237
|
235
|
243
|
253
|
274
|
281
|
293
|
291
|
272
|
278
|
271
|
|
| Revenue |
55
N/A
|
57
+3%
|
59
+4%
|
59
0%
|
59
+0%
|
59
N/A
|
57
-3%
|
57
0%
|
58
+1%
|
58
N/A
|
58
+1%
|
58
+0%
|
59
+2%
|
62
+4%
|
64
+4%
|
66
+3%
|
71
+7%
|
76
+7%
|
82
+8%
|
89
+9%
|
92
+3%
|
94
+2%
|
94
+1%
|
93
-2%
|
93
+0%
|
95
+2%
|
95
+0%
|
92
-3%
|
91
-1%
|
90
-1%
|
89
-1%
|
132
+48%
|
135
+2%
|
149
+10%
|
153
+2%
|
125
-18%
|
130
+4%
|
127
-2%
|
162
+27%
|
166
+3%
|
191
+15%
|
194
+2%
|
170
-12%
|
172
+1%
|
157
-9%
|
160
+2%
|
164
+2%
|
163
-1%
|
170
+5%
|
181
+6%
|
196
+9%
|
213
+9%
|
222
+4%
|
232
+5%
|
248
+7%
|
261
+5%
|
279
+7%
|
301
+8%
|
315
+5%
|
325
+3%
|
337
+4%
|
345
+2%
|
353
+2%
|
365
+3%
|
374
+2%
|
390
+4%
|
425
+9%
|
462
+9%
|
497
+8%
|
526
+6%
|
623
+18%
|
703
+13%
|
776
+10%
|
923
+19%
|
1 019
+10%
|
1 084
+6%
|
1 165
+7%
|
1 131
-3%
|
1 048
-7%
|
1 021
-3%
|
997
-2%
|
1 022
+2%
|
1 062
+4%
|
1 085
+2%
|
1 094
+1%
|
1 095
+0%
|
1 088
-1%
|
1 078
-1%
|
1 077
0%
|
1 101
+2%
|
1 114
+1%
|
1 142
+3%
|
1 161
+2%
|
1 161
+0%
|
1 192
+3%
|
1 208
+1%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(5)
|
(5)
|
(6)
|
(6)
|
(5)
|
(6)
|
(5)
|
(4)
|
(4)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(5)
|
(11)
|
(14)
|
(17)
|
(22)
|
(35)
|
(40)
|
(45)
|
(46)
|
(42)
|
(45)
|
(54)
|
(56)
|
(51)
|
(47)
|
(37)
|
(35)
|
(33)
|
(39)
|
(37)
|
(36)
|
(31)
|
(21)
|
(18)
|
(14)
|
(12)
|
(10)
|
(8)
|
(6)
|
(6)
|
(5)
|
(6)
|
(6)
|
(5)
|
(5)
|
(3)
|
(3)
|
(4)
|
(5)
|
(7)
|
(8)
|
(8)
|
(8)
|
(15)
|
(16)
|
(17)
|
(18)
|
(14)
|
(18)
|
(20)
|
(53)
|
(117)
|
(139)
|
(126)
|
(72)
|
(3)
|
29
|
36
|
22
|
8
|
(14)
|
(53)
|
(105)
|
(135)
|
(148)
|
(154)
|
(130)
|
(111)
|
(88)
|
(70)
|
(61)
|
(39)
|
(43)
|
(47)
|
|
| Non Interest Expense |
(36)
|
(36)
|
(38)
|
(38)
|
(38)
|
(37)
|
(36)
|
(35)
|
(35)
|
(36)
|
(36)
|
(37)
|
(37)
|
(39)
|
(40)
|
(44)
|
(46)
|
(48)
|
(50)
|
(53)
|
(55)
|
(57)
|
(59)
|
(59)
|
(60)
|
(62)
|
(62)
|
(63)
|
(63)
|
(65)
|
(65)
|
(125)
|
(126)
|
(132)
|
(135)
|
(81)
|
(85)
|
(85)
|
(95)
|
(102)
|
(115)
|
(119)
|
(118)
|
(120)
|
(114)
|
(114)
|
(114)
|
(122)
|
(126)
|
(137)
|
(147)
|
(151)
|
(158)
|
(178)
|
(188)
|
(199)
|
(214)
|
(209)
|
(214)
|
(216)
|
(213)
|
(217)
|
(227)
|
(232)
|
(238)
|
(269)
|
(277)
|
(294)
|
(310)
|
(305)
|
(425)
|
(472)
|
(539)
|
(633)
|
(584)
|
(618)
|
(613)
|
(574)
|
(562)
|
(561)
|
(576)
|
(583)
|
(591)
|
(580)
|
(567)
|
(573)
|
(569)
|
(567)
|
(572)
|
(570)
|
(586)
|
(597)
|
(609)
|
(615)
|
(629)
|
(627)
|
|
| Pre-Tax Income |
14
N/A
|
15
+8%
|
15
-1%
|
15
+2%
|
16
+6%
|
16
-1%
|
17
+2%
|
18
+8%
|
19
+4%
|
19
+2%
|
19
+2%
|
20
+2%
|
20
+4%
|
21
+3%
|
22
+6%
|
21
-7%
|
23
+11%
|
26
+12%
|
29
+12%
|
33
+14%
|
34
+1%
|
34
+1%
|
30
-10%
|
23
-26%
|
19
-16%
|
15
-19%
|
11
-31%
|
(6)
N/A
|
(12)
-95%
|
(20)
-74%
|
(22)
-5%
|
(35)
-60%
|
(36)
-3%
|
(37)
-3%
|
(38)
-4%
|
(7)
+81%
|
(3)
+64%
|
6
N/A
|
32
+480%
|
32
-1%
|
37
+18%
|
38
+2%
|
16
-58%
|
22
+34%
|
22
N/A
|
28
+28%
|
35
+26%
|
29
-16%
|
34
+15%
|
36
+7%
|
43
+19%
|
56
+31%
|
58
+4%
|
48
-18%
|
54
+13%
|
57
+5%
|
61
+7%
|
89
+46%
|
97
+10%
|
105
+8%
|
118
+12%
|
122
+3%
|
118
-3%
|
124
+5%
|
127
+2%
|
106
-17%
|
132
+25%
|
152
+15%
|
169
+11%
|
208
+23%
|
180
-13%
|
212
+18%
|
184
-13%
|
173
-6%
|
296
+71%
|
340
+15%
|
480
+41%
|
554
+16%
|
515
-7%
|
496
-4%
|
443
-11%
|
446
+1%
|
456
+2%
|
453
-1%
|
422
-7%
|
387
-8%
|
371
-4%
|
357
-4%
|
376
+5%
|
419
+12%
|
440
+5%
|
476
+8%
|
491
+3%
|
508
+3%
|
519
+2%
|
534
+3%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(6)
|
(6)
|
(6)
|
(7)
|
(7)
|
(7)
|
(7)
|
(8)
|
(7)
|
(8)
|
(9)
|
(10)
|
(11)
|
(12)
|
(12)
|
(11)
|
(7)
|
(6)
|
(5)
|
(3)
|
2
|
4
|
7
|
8
|
(7)
|
(7)
|
(7)
|
(6)
|
3
|
2
|
(1)
|
(10)
|
(11)
|
(12)
|
(13)
|
(5)
|
(7)
|
(7)
|
(9)
|
(12)
|
(9)
|
(11)
|
(12)
|
(13)
|
(18)
|
(18)
|
(15)
|
(17)
|
(16)
|
(17)
|
(27)
|
(30)
|
(33)
|
(37)
|
(38)
|
(36)
|
(37)
|
(35)
|
(27)
|
(32)
|
(31)
|
(34)
|
(44)
|
(36)
|
(50)
|
(43)
|
(39)
|
(68)
|
(78)
|
(112)
|
(130)
|
(125)
|
(119)
|
(109)
|
(110)
|
(110)
|
(107)
|
(97)
|
(89)
|
(86)
|
(88)
|
(93)
|
(108)
|
(110)
|
(117)
|
(119)
|
(116)
|
(121)
|
(122)
|
|
| Income from Continuing Operations |
10
|
10
|
10
|
10
|
11
|
11
|
11
|
12
|
13
|
13
|
13
|
13
|
14
|
14
|
15
|
14
|
15
|
17
|
19
|
22
|
22
|
22
|
20
|
15
|
13
|
11
|
8
|
(4)
|
(8)
|
(13)
|
(14)
|
(42)
|
(43)
|
(43)
|
(44)
|
(4)
|
(1)
|
5
|
22
|
21
|
25
|
26
|
11
|
14
|
14
|
19
|
23
|
20
|
23
|
25
|
30
|
39
|
40
|
33
|
37
|
41
|
43
|
62
|
68
|
72
|
81
|
84
|
83
|
87
|
93
|
79
|
100
|
121
|
134
|
164
|
144
|
161
|
141
|
134
|
229
|
262
|
368
|
424
|
389
|
377
|
334
|
335
|
346
|
347
|
325
|
298
|
285
|
269
|
283
|
311
|
330
|
359
|
372
|
391
|
398
|
412
|
|
| Net Income (Common) |
10
N/A
|
10
+7%
|
10
N/A
|
10
+2%
|
11
+6%
|
11
-1%
|
11
+2%
|
12
+8%
|
13
+4%
|
13
+2%
|
13
+2%
|
13
+1%
|
14
+3%
|
14
+4%
|
15
+6%
|
14
-7%
|
15
+11%
|
17
+12%
|
19
+12%
|
22
+16%
|
22
N/A
|
22
+0%
|
20
-11%
|
15
-23%
|
13
-13%
|
11
-17%
|
8
-29%
|
(4)
N/A
|
(9)
-102%
|
(15)
-78%
|
(16)
-9%
|
(45)
-174%
|
(46)
-2%
|
(47)
-2%
|
(47)
-2%
|
(7)
+85%
|
(4)
+42%
|
1
N/A
|
19
+1 331%
|
18
-4%
|
22
+22%
|
22
+2%
|
8
-65%
|
11
+42%
|
11
+3%
|
16
+40%
|
21
+32%
|
18
-12%
|
22
+17%
|
23
+9%
|
29
+24%
|
38
+33%
|
40
+5%
|
33
-17%
|
37
+12%
|
41
+9%
|
43
+6%
|
62
+43%
|
68
+10%
|
72
+6%
|
81
+12%
|
84
+4%
|
83
-2%
|
74
-11%
|
79
+8%
|
66
-17%
|
87
+32%
|
121
+40%
|
134
+11%
|
164
+22%
|
144
-12%
|
161
+12%
|
141
-13%
|
134
-5%
|
229
+71%
|
262
+15%
|
368
+40%
|
424
+15%
|
389
-8%
|
377
-3%
|
334
-11%
|
335
+1%
|
346
+3%
|
347
+0%
|
325
-6%
|
298
-8%
|
285
-4%
|
269
-6%
|
283
+5%
|
311
+10%
|
330
+6%
|
359
+9%
|
372
+4%
|
391
+5%
|
398
+2%
|
412
+4%
|
|
| EPS (Diluted) |
0.8
N/A
|
0.84
+5%
|
0.83
-1%
|
0.85
+2%
|
0.9
+6%
|
0.89
-1%
|
0.91
+2%
|
0.99
+9%
|
1.02
+3%
|
1.04
+2%
|
1.07
+3%
|
1.07
N/A
|
1.11
+4%
|
1.14
+3%
|
1.2
+5%
|
1.11
-7%
|
1.11
N/A
|
1.25
+13%
|
1.35
+8%
|
1.63
+21%
|
1.56
-4%
|
1.59
+2%
|
1.38
-13%
|
1.08
-22%
|
0.93
-14%
|
0.78
-16%
|
0.56
-28%
|
-0.31
N/A
|
-0.61
-97%
|
-1.06
-74%
|
-1.19
-12%
|
-3.23
-171%
|
-3.31
-2%
|
-2.19
+34%
|
-2.02
+8%
|
-0.35
+83%
|
-0.17
+51%
|
0.05
N/A
|
0.78
+1 460%
|
0.76
-3%
|
0.92
+21%
|
0.93
+1%
|
0.31
-67%
|
0.46
+48%
|
0.46
N/A
|
0.65
+41%
|
0.87
+34%
|
0.75
-14%
|
0.83
+11%
|
0.91
+10%
|
1.06
+16%
|
1.46
+38%
|
1.3
-11%
|
1.02
-22%
|
1.14
+12%
|
1.27
+11%
|
1.32
+4%
|
1.76
+33%
|
1.93
+10%
|
2.08
+8%
|
2.25
+8%
|
2.24
0%
|
2.19
-2%
|
1.98
-10%
|
2.06
+4%
|
1.64
-20%
|
1.81
+10%
|
2.8
+55%
|
2.82
+1%
|
3.45
+22%
|
2.06
-40%
|
2.75
+33%
|
2.02
-27%
|
1.94
-4%
|
3.3
+70%
|
3.77
+14%
|
5.28
+40%
|
6.08
+15%
|
5.58
-8%
|
5.4
-3%
|
4.79
-11%
|
4.82
+1%
|
4.99
+4%
|
4.99
N/A
|
4.69
-6%
|
4.3
-8%
|
4.12
-4%
|
3.89
-6%
|
4.1
+5%
|
4.51
+10%
|
4.78
+6%
|
5.19
+9%
|
5.39
+4%
|
5.67
+5%
|
5.78
+2%
|
6
+4%
|
|