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American Coastal Insurance Corp
NASDAQ:ACIC

Watchlist Manager
American Coastal Insurance Corp
NASDAQ:ACIC
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Price: 11.24 USD 2.09% Market Closed
Market Cap: $548.2m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Income Statement
American Coastal Insurance Corp

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Income Statement
Currency: USD
Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Interest Expense
3
3
3
3
3
4
3
2
2
1
1
1
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
2
3
3
5
7
8
10
10
10
10
10
10
10
10
10
10
9
9
9
9
9
9
9
10
10
11
11
11
12
12
12
12
11
11
Gross Premiums Earned
93
92
93
89
82
76
71
70
72
76
81
87
93
102
110
117
126
141
158
177
204
227
245
261
274
288
305
325
348
372
407
444
476
491
547
588
637
685
687
695
704
721
740
762
769
780
776
772
783
743
702
666
614
517
432
346
480
360
378
363
262
257
237
256
274
280
295
301
Revenue
101
N/A
97
-4%
98
+1%
93
-5%
89
-5%
83
-6%
77
-8%
76
-1%
80
+6%
84
+5%
88
+6%
94
+6%
96
+3%
106
+9%
113
+7%
120
+6%
131
+9%
146
+11%
163
+12%
183
+12%
208
+14%
231
+11%
250
+8%
267
+7%
280
+5%
295
+5%
313
+6%
334
+7%
358
+7%
383
+7%
418
+9%
456
+9%
487
+7%
502
+3%
559
+11%
603
+8%
654
+8%
704
+8%
709
+1%
726
+2%
724
0%
754
+4%
776
+3%
796
+3%
825
+4%
799
-3%
811
+1%
816
+1%
847
+4%
832
-2%
771
-7%
721
-6%
635
-12%
531
-16%
440
-17%
350
-20%
455
+30%
341
-25%
356
+5%
342
-4%
287
-16%
269
-6%
259
-4%
282
+9%
297
+5%
302
+2%
320
+6%
328
+3%
Operating Income
Operating Expenses
(59)
(60)
(68)
(70)
(79)
(85)
(82)
(81)
(79)
(76)
(81)
(81)
(83)
(86)
(89)
(100)
(116)
(130)
(145)
(159)
(173)
(186)
(197)
(207)
(215)
(248)
(273)
(294)
(315)
(337)
(365)
(410)
(479)
(492)
(551)
(645)
(650)
(692)
(689)
(674)
(718)
(748)
(793)
(833)
(848)
(850)
(829)
(898)
(969)
(965)
(967)
(835)
(709)
(580)
(444)
(363)
(890)
(609)
(615)
(555)
(157)
(162)
(147)
(151)
(183)
(194)
(200)
(202)
Selling, General & Administrative
(7)
(9)
(11)
(13)
(7)
0
0
(3)
(8)
(6)
(8)
(9)
(10)
(10)
(10)
(11)
(12)
(12)
(13)
(14)
(15)
(16)
(17)
(17)
(20)
(23)
(25)
(29)
(30)
(30)
(35)
(39)
(43)
(46)
(63)
(70)
(82)
(94)
(78)
(74)
(66)
(60)
(65)
(68)
(66)
(67)
(66)
(66)
(72)
(70)
(67)
(61)
(57)
(49)
(45)
(47)
(63)
(39)
(38)
(28)
(38)
(30)
(33)
(35)
(45)
(45)
(43)
(46)
Benefits Claims Loss Adjustment
(28)
(28)
(34)
(34)
(41)
(46)
(43)
(42)
(43)
(39)
(43)
(40)
(39)
(40)
(40)
(49)
(58)
(70)
(80)
(88)
(99)
(106)
(112)
(116)
(118)
(142)
(158)
(169)
(183)
(195)
(213)
(246)
(298)
(297)
(322)
(392)
(366)
(379)
(381)
(359)
(409)
(436)
(464)
(491)
(500)
(498)
(483)
(554)
(608)
(621)
(638)
(522)
(422)
(333)
(229)
(179)
(638)
(422)
(429)
(390)
(47)
(59)
(53)
(51)
(69)
(68)
(68)
(66)
Policy Acquisition Expense
(18)
(18)
(20)
(21)
(24)
(25)
(26)
(26)
(22)
(25)
(26)
(27)
(29)
(31)
(33)
(34)
(37)
(40)
(43)
(47)
(51)
(55)
(59)
(63)
(66)
(70)
(75)
(81)
(87)
(95)
(100)
(107)
(118)
(126)
(144)
(159)
(175)
(189)
(196)
(204)
(203)
(209)
(220)
(228)
(238)
(242)
(233)
(230)
(236)
(218)
(207)
(195)
(174)
(153)
(135)
(114)
(156)
(139)
(141)
(130)
(75)
(66)
(54)
(60)
(71)
(85)
(95)
(100)
Other Operating Expenses
(6)
(5)
(3)
0
(8)
(14)
(14)
(10)
(7)
(7)
(5)
(5)
(5)
(5)
(6)
(6)
(9)
(9)
(9)
(10)
(9)
(10)
(10)
(11)
(12)
(13)
(14)
(16)
(15)
(15)
(17)
(18)
(20)
(22)
(23)
(24)
(28)
(30)
(33)
(38)
(41)
(43)
(44)
(45)
(44)
(44)
(47)
(49)
(53)
(56)
(56)
(57)
(56)
(45)
(35)
(23)
(33)
(8)
(7)
(7)
2
(8)
(7)
(5)
2
5
7
10
Operating Income
42
N/A
36
-14%
30
-18%
22
-25%
10
-57%
(1)
N/A
(6)
-383%
(6)
+5%
1
N/A
7
+555%
7
-6%
13
+93%
14
+5%
19
+41%
24
+25%
19
-20%
16
-20%
16
N/A
18
+13%
23
+32%
35
+50%
45
+30%
54
+18%
60
+13%
65
+7%
47
-27%
40
-15%
40
-1%
42
+6%
46
+10%
53
+15%
45
-15%
8
-83%
10
+29%
8
-18%
(42)
N/A
4
N/A
12
+188%
20
+70%
51
+156%
6
-89%
6
+9%
(17)
N/A
(37)
-122%
(23)
+38%
(51)
-124%
(18)
+65%
(83)
-361%
(123)
-48%
(133)
-9%
(196)
-47%
(113)
+42%
(75)
+34%
(49)
+34%
(4)
+92%
(13)
-223%
(435)
-3 271%
(268)
+38%
(259)
+3%
(214)
+17%
107
N/A
100
-6%
105
+4%
124
+18%
114
-9%
108
-5%
120
+11%
126
+5%
Pre-Tax Income
Interest Income Expense
(3)
(3)
(3)
(3)
(3)
(4)
(3)
(3)
(2)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(2)
(3)
(3)
(5)
(7)
(9)
(10)
(10)
(10)
(10)
(10)
(10)
(10)
(10)
(10)
(10)
(9)
(10)
(9)
(10)
(10)
(10)
(10)
(10)
(10)
(11)
(11)
(11)
(12)
(12)
(12)
(12)
(11)
(11)
Total Other Income
3
3
3
0
0
0
0
0
(1)
0
0
0
(0)
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Pre-Tax Income
42
N/A
36
-13%
29
-19%
19
-35%
6
-67%
(5)
N/A
(9)
-89%
(8)
+10%
(1)
+83%
6
N/A
6
-3%
13
+105%
13
+4%
19
+45%
24
+27%
19
-20%
16
-17%
15
-3%
17
+13%
23
+33%
35
+51%
45
+30%
53
+18%
60
+13%
64
+7%
47
-27%
40
-15%
39
-1%
42
+7%
46
+10%
53
+15%
45
-15%
7
-84%
9
+21%
6
-29%
(45)
N/A
1
N/A
7
+644%
13
+99%
43
+223%
(4)
N/A
(4)
+12%
(27)
-619%
(47)
-76%
(33)
+30%
(61)
-87%
(28)
+54%
(92)
-233%
(132)
-43%
(143)
-8%
(205)
-44%
(123)
+40%
(84)
+32%
(59)
+30%
(14)
+77%
(23)
-65%
(445)
-1 876%
(278)
+37%
(269)
+3%
(224)
+17%
96
N/A
90
-7%
93
+4%
112
+20%
102
-10%
96
-5%
109
+13%
115
+5%
Net Income
Tax Provision
(8)
(8)
(8)
(7)
(2)
2
4
3
1
(2)
(2)
(5)
(5)
(7)
(9)
(7)
(6)
(6)
(7)
(9)
(14)
(18)
(21)
(23)
(23)
(17)
(14)
(14)
(15)
(16)
(18)
(15)
(1)
(2)
(2)
17
3
1
2
(11)
5
5
11
14
3
9
3
22
37
41
56
32
24
17
(18)
(21)
(26)
(29)
(4)
(8)
(11)
(14)
(19)
(25)
(25)
(24)
(28)
(29)
Income from Continuing Operations
33
28
22
12
4
(3)
(5)
(5)
(1)
4
4
8
8
12
15
12
10
9
11
14
20
27
33
37
41
30
26
25
27
30
35
30
6
7
4
(27)
3
8
15
32
0
2
(16)
(32)
(30)
(52)
(24)
(70)
(96)
(102)
(149)
(91)
(60)
(42)
(32)
(44)
(470)
(307)
(273)
(232)
85
76
74
88
76
72
81
86
Income to Minority Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(0)
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(0)
0
1
2
1
2
1
0
0
0
0
0
0
0
0
0
0
0
0
Net Income (Common)
33
N/A
28
-16%
22
-23%
12
-44%
4
-66%
(3)
N/A
(5)
-93%
(5)
+7%
(1)
+82%
4
N/A
4
-3%
8
+105%
8
+4%
12
+44%
15
+25%
12
-18%
10
-18%
9
-3%
11
+16%
14
+28%
20
+45%
27
+35%
33
+19%
37
+14%
41
+11%
30
-27%
26
-14%
25
-2%
27
+10%
30
+10%
35
+15%
30
-14%
6
-81%
7
+16%
4
-38%
(27)
N/A
10
N/A
15
+46%
22
+50%
38
+74%
0
-99%
1
+367%
(16)
N/A
(33)
-102%
(30)
+9%
(52)
-74%
(25)
+52%
(71)
-184%
(97)
-36%
(102)
-5%
(149)
-47%
(90)
+40%
(58)
+35%
(73)
-27%
(119)
-62%
(175)
-48%
(470)
-168%
(169)
+64%
(83)
+51%
(1)
+99%
310
N/A
66
-79%
68
+2%
85
+26%
76
-11%
73
-3%
81
+10%
85
+5%
EPS (Diluted)
3.08
N/A
2.64
-14%
2.01
-24%
1.15
-43%
0.38
-67%
-0.26
N/A
-0.51
-96%
-0.47
+8%
-0.09
+81%
0.37
N/A
0.36
-3%
0.74
+106%
0.77
+4%
1.13
+47%
1.41
+25%
1.15
-18%
0.91
-21%
0.58
-36%
0.67
+16%
0.86
+28%
1.26
+47%
1.56
+24%
1.56
N/A
1.77
+13%
2.05
+16%
1.42
-31%
1.18
-17%
1.18
N/A
1.28
+8%
1.41
+10%
1.61
+14%
1.39
-14%
0.26
-81%
0.3
+15%
0.09
-70%
-0.64
N/A
0.27
N/A
0.34
+26%
0.51
+50%
0.89
+75%
0.01
-99%
0.03
+200%
-0.38
N/A
-0.77
-103%
-0.7
+9%
-1.22
-74%
-0.59
+52%
-1.66
-181%
-2.25
-36%
-2.37
-5%
-3.48
-47%
-2.08
+40%
-1.35
+35%
-1.7
-26%
-2.76
-62%
-4.06
-47%
-10.91
-169%
-3.88
+64%
-1.88
+52%
-0.02
+99%
6.98
N/A
1.34
-81%
1.36
+1%
1.71
+26%
1.55
-9%
1.48
-5%
1.64
+11%
1.7
+4%

See Also

Summary
ACIC intrinsic value, competitors valuation, and company profile.
DCF Valuation
ACIC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
ACIC stock valuation using valuation multiples.
Wall Street Estimates
ACIC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
ACIC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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