Affirm Holdings Inc
NASDAQ:AFRM

Watchlist Manager
Affirm Holdings Inc Logo
Affirm Holdings Inc
NASDAQ:AFRM
Watchlist
Price: 69.19 USD 1.2% Market Closed
Market Cap: 22.3B USD

Intrinsic Value

The intrinsic value of one AFRM stock under the Base Case scenario is 30.37 USD. Compared to the current market price of 69.19 USD, Affirm Holdings Inc is Overvalued by 56%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

AFRM Intrinsic Value
30.37 USD
Overvaluation 56%
Intrinsic Value
Price
Worst Case
Base Case
Best Case
Compare AFRM to

Fundamental Analysis

Company Overview
Loading...
Business Segments
Loading...
Earnings Call
Loading...
Management
Loading...
Contacts
Loading...
Bear Theses

Affirm’s greatest vulnerability lies in its high exposure to consumer credit risk and macroeconomic cycles; a potential uptick in default rates could significantly impair revenue growth and thus dent investor confidence in the core BNPL segment.

Bull Theses

Affirm’s integrated partnerships with high-traffic e-commerce platforms confer an advantage in customer acquisition, strengthening its market presence as consumers increasingly choose flexible payment options at top-tier online merchant checkouts.

Show More Less
How do you feel about AFRM?
Bearish
Neutral
Bullish
AI Assistant
AI Assistant
Ask me anything about Affirm Holdings Inc
Financials
Annual
Quarterly
TTM

Balance Sheet Decomposition
Affirm Holdings Inc

Current Assets 1.6B
Cash & Short-Term Investments 1.4B
Receivables 220.3m
Non-Current Assets 8.9B
Long-Term Investments 780.2m
PP&E 543.3m
Intangibles 534.8m
Other Non-Current Assets 7B
Efficiency

Free Cash Flow Analysis
Affirm Holdings Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate

Earnings Waterfall
Affirm Holdings Inc

Revenue
2.7B USD
Operating Expenses
-2.6B USD
Operating Income
91.5m USD
Other Expenses
-153.7m USD
Net Income
-62.2m USD
Fundamental Scores

AFRM Profitability Score
Profitability Due Diligence

Affirm Holdings Inc's profitability score is 36/100. The higher the profitability score, the more profitable the company is.

36/100
Profitability
Score

Affirm Holdings Inc's profitability score is 36/100. The higher the profitability score, the more profitable the company is.

AFRM Solvency Score
Solvency Due Diligence

Affirm Holdings Inc's solvency score is 32/100. The higher the solvency score, the more solvent the company is.

Short-Term Solvency
Long-Term Solvency
High D/E
Positive Net Debt
32/100
Solvency
Score

Affirm Holdings Inc's solvency score is 32/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

AFRM Price Targets Summary
Affirm Holdings Inc

Wall Street analysts forecast AFRM stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for AFRM is 68.55 USD with a low forecast of 56.56 USD and a high forecast of 86.1 USD.

Lowest
Price Target
56.56 USD
18% Downside
Average
Price Target
68.55 USD
1% Downside
Highest
Price Target
86.1 USD
24% Upside
View Analyst Estimates
View Analyst Estimates

Dividends

Affirm Holdings Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for AFRM is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
No dividends
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Competitive Landscape

Company Market Cap Intrinsic Valuation Profitability Solvency Price Change
1Y 3Y 5Y

Ownership

AFRM Insider Trading
Buy and sell transactions by insiders

AFRM News

Other Videos
What is the Intrinsic Value of one AFRM stock?

The intrinsic value of one AFRM stock under the Base Case scenario is 30.37 USD.

Is AFRM stock undervalued or overvalued?

Compared to the current market price of 69.19 USD, Affirm Holdings Inc is Overvalued by 56%.

Back to Top