Affirm Holdings Inc
NASDAQ:AFRM

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Affirm Holdings Inc Logo
Affirm Holdings Inc
NASDAQ:AFRM
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Price: 68.42 USD 0.46% Market Closed
Market Cap: 22.6B USD

Income Statement

Earnings Waterfall
Affirm Holdings Inc

Revenue
3.5B USD
Cost of Revenue
-259.6m USD
Gross Profit
3.2B USD
Operating Expenses
-2.7B USD
Operating Income
540.4m USD
Other Expenses
-307.3m USD
Net Income
233.1m USD

Income Statement
Affirm Holdings Inc

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Income Statement
Currency: USD
Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Interest Expense
32
35
38
45
53
59
65
66
70
78
104
139
183
232
273
312
344
374
398
415
425
431
Revenue
510
N/A
596
+17%
670
+12%
762
+14%
870
+14%
966
+11%
1 123
+16%
1 247
+11%
1 349
+8%
1 442
+7%
1 480
+3%
1 506
+2%
1 588
+5%
1 723
+8%
1 914
+11%
2 110
+10%
2 323
+10%
2 525
+9%
2 800
+11%
3 007
+7%
3 224
+7%
3 459
+7%
Gross Profit
Cost of Revenue
(161)
(207)
(232)
(251)
(247)
(233)
(230)
(215)
(204)
(188)
(161)
(146)
(140)
(140)
(155)
(168)
(180)
(200)
(216)
(230)
(242)
(260)
Gross Profit
348
N/A
388
+12%
437
+13%
511
+17%
624
+22%
733
+18%
893
+22%
1 032
+16%
1 145
+11%
1 254
+9%
1 319
+5%
1 361
+3%
1 448
+6%
1 583
+9%
1 760
+11%
1 942
+10%
2 143
+10%
2 325
+9%
2 584
+11%
2 778
+8%
2 982
+7%
3 200
+7%
Operating Income
Operating Expenses
(424)
(462)
(501)
(696)
(939)
(1 191)
(1 514)
(1 669)
(1 942)
(2 163)
(2 366)
(2 421)
(2 428)
(2 437)
(2 385)
(2 408)
(2 406)
(2 484)
(2 552)
(2 581)
(2 644)
(2 659)
Selling, General & Administrative
(309)
(353)
(409)
(688)
(873)
(1 074)
(1 357)
(1 445)
(1 686)
(1 907)
(2 056)
(2 111)
(2 096)
(2 070)
(2 003)
(1 971)
(1 946)
(1 963)
(1 999)
(2 003)
(2 027)
(2 040)
Depreciation & Amortization
(9)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Operating Expenses
(105)
(109)
(91)
(8)
(66)
(116)
(157)
(224)
(255)
(256)
(310)
(310)
(332)
(367)
(381)
(438)
(461)
(521)
(553)
(578)
(617)
(620)
Operating Income
(75)
N/A
(74)
+3%
(64)
+13%
(185)
-190%
(315)
-70%
(457)
-45%
(621)
-36%
(637)
-3%
(796)
-25%
(909)
-14%
(1 047)
-15%
(1 060)
-1%
(980)
+8%
(853)
+13%
(625)
+27%
(466)
+25%
(264)
+43%
(159)
+40%
32
N/A
197
+509%
338
+72%
540
+60%
Pre-Tax Income
Interest Income Expense
(32)
(35)
(38)
(45)
(53)
(59)
(65)
(66)
(70)
(78)
(104)
(139)
(183)
(232)
(273)
(312)
(344)
(374)
(398)
(415)
(425)
(431)
Non-Reccuring Items
0
0
0
0
(14)
0
0
0
0
0
0
(35)
(38)
(38)
(38)
(8)
(8)
11
74
79
78
63
Total Other Income
(4)
23
21
(53)
(61)
(230)
(193)
57
141
318
316
248
212
214
183
108
100
79
99
85
71
71
Pre-Tax Income
(112)
N/A
(85)
+24%
(81)
+5%
(283)
-249%
(443)
-57%
(746)
-68%
(879)
-18%
(646)
+26%
(725)
-12%
(670)
+8%
(834)
-25%
(986)
-18%
(989)
0%
(909)
+8%
(752)
+17%
(679)
+10%
(516)
+24%
(443)
+14%
(193)
+57%
(54)
+72%
61
N/A
243
+295%
Net Income
Tax Provision
(0)
(0)
(0)
(0)
2
2
2
2
17
18
20
21
4
3
2
0
(2)
(3)
(6)
(8)
(9)
(10)
Income from Continuing Operations
(113)
(86)
(81)
(283)
(441)
(744)
(877)
(644)
(707)
(652)
(815)
(966)
(985)
(906)
(750)
(679)
(518)
(446)
(199)
(62)
52
233
Net Income (Common)
(126)
N/A
(99)
+21%
(81)
+18%
(283)
-248%
(441)
-56%
(744)
-69%
(877)
-18%
(644)
+27%
(707)
-10%
(652)
+8%
(815)
-25%
(966)
-19%
(985)
-2%
(906)
+8%
(750)
+17%
(679)
+10%
(518)
+24%
(446)
+14%
(199)
+55%
(62)
+69%
52
N/A
233
+347%
EPS (Diluted)
-0.52
N/A
-0.41
+21%
-1.14
-178%
-1.21
-6%
-2.78
-130%
-2.73
+2%
-3.11
-14%
-2.25
+28%
-2.51
-12%
-2.24
+11%
-2.77
-24%
-3.24
-17%
-3.34
-3%
-2.98
+11%
-2.43
+18%
-2.17
+11%
-1.67
+23%
-1.42
+15%
-0.57
+60%
-0.18
+68%
0.15
N/A
0.66
+340%