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Affirm Holdings Inc
NASDAQ:AFRM

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Affirm Holdings Inc Logo
Affirm Holdings Inc
NASDAQ:AFRM
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Price: 59.69 USD 3% Market Closed
Market Cap: $19.7B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement
|
Revenue Breakdown

Income Statement

Revenue
+
3Y
+151%
5Y
+455%
10Y
-
Operating Income
+
3Y
-
5Y
-
10Y
-
Net Income
+
3Y
-
5Y
-
10Y
-

Earnings Waterfall
Affirm Holdings Inc

Income Statement
Affirm Holdings Inc

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Income Statement
Currency: USD
Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Interest Expense
32
35
38
45
53
59
65
66
70
78
104
139
183
232
273
312
344
374
398
415
425
431
0
Revenue
510
N/A
596
+17%
670
+12%
762
+14%
870
+14%
966
+11%
1 123
+16%
1 247
+11%
1 349
+8%
1 442
+7%
1 480
+3%
1 506
+2%
1 588
+5%
1 723
+8%
1 914
+11%
2 110
+10%
2 323
+10%
2 525
+9%
2 800
+11%
3 007
+7%
3 224
+7%
3 459
+7%
3 716
+7%
Gross Profit
Cost of Revenue
(161)
(207)
(232)
(251)
(247)
(233)
(230)
(215)
(204)
(188)
(161)
(146)
(140)
(140)
(155)
(168)
(180)
(200)
(216)
(230)
(242)
(260)
(285)
Gross Profit
348
N/A
388
+12%
437
+13%
511
+17%
624
+22%
733
+18%
893
+22%
1 032
+16%
1 145
+11%
1 254
+9%
1 319
+5%
1 361
+3%
1 448
+6%
1 583
+9%
1 760
+11%
1 942
+10%
2 143
+10%
2 325
+9%
2 584
+11%
2 778
+8%
2 982
+7%
3 200
+7%
3 431
+7%
Operating Income
Operating Expenses
(424)
(462)
(501)
(696)
(939)
(1 191)
(1 514)
(1 669)
(1 942)
(2 163)
(2 366)
(2 421)
(2 428)
(2 437)
(2 385)
(2 408)
(2 406)
(2 484)
(2 552)
(2 581)
(2 644)
(2 659)
(2 764)
Selling, General & Administrative
(309)
(353)
(409)
(688)
(873)
(1 074)
(1 357)
(1 445)
(1 686)
(1 907)
(2 056)
(2 111)
(2 096)
(2 070)
(2 003)
(1 971)
(1 946)
(1 963)
(1 999)
(2 003)
(2 027)
(2 040)
(2 084)
Depreciation & Amortization
(9)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Operating Expenses
(105)
(109)
(91)
(8)
(66)
(116)
(157)
(224)
(255)
(256)
(310)
(310)
(332)
(367)
(381)
(438)
(461)
(521)
(553)
(578)
(617)
(620)
(681)
Operating Income
(75)
N/A
(74)
+3%
(64)
+13%
(185)
-190%
(315)
-70%
(457)
-45%
(621)
-36%
(637)
-3%
(796)
-25%
(909)
-14%
(1 047)
-15%
(1 060)
-1%
(980)
+8%
(853)
+13%
(625)
+27%
(466)
+25%
(264)
+43%
(159)
+40%
32
N/A
197
+509%
338
+72%
540
+60%
666
+23%
Pre-Tax Income
Interest Income Expense
(32)
(35)
(38)
(45)
(53)
(59)
(65)
(66)
(70)
(78)
(104)
(139)
(183)
(232)
(273)
(312)
(344)
(374)
(398)
(415)
(425)
(431)
(435)
Non-Reccuring Items
0
0
0
0
(14)
0
0
0
0
0
0
(35)
(38)
(38)
(38)
(8)
(8)
11
74
79
78
63
71
Total Other Income
(4)
23
21
(53)
(61)
(230)
(193)
57
141
318
316
248
212
214
183
108
100
79
99
85
71
71
(9)
Pre-Tax Income
(112)
N/A
(85)
+24%
(81)
+5%
(283)
-249%
(443)
-57%
(746)
-68%
(879)
-18%
(646)
+26%
(725)
-12%
(670)
+8%
(834)
-25%
(986)
-18%
(989)
0%
(909)
+8%
(752)
+17%
(679)
+10%
(516)
+24%
(443)
+14%
(193)
+57%
(54)
+72%
61
N/A
243
+295%
293
+21%
Net Income
Tax Provision
(0)
(0)
(0)
(0)
2
2
2
2
17
18
20
21
4
3
2
0
(2)
(3)
(6)
(8)
(9)
(10)
(11)
Income from Continuing Operations
(113)
(86)
(81)
(283)
(441)
(744)
(877)
(644)
(707)
(652)
(815)
(966)
(985)
(906)
(750)
(679)
(518)
(446)
(199)
(62)
52
233
282
Net Income (Common)
(126)
N/A
(99)
+21%
(81)
+18%
(283)
-248%
(441)
-56%
(744)
-69%
(877)
-18%
(644)
+27%
(707)
-10%
(652)
+8%
(815)
-25%
(966)
-19%
(985)
-2%
(906)
+8%
(750)
+17%
(679)
+10%
(518)
+24%
(446)
+14%
(199)
+55%
(62)
+69%
52
N/A
233
+347%
282
+21%
EPS (Diluted)
-0.52
N/A
-0.41
+21%
-1.14
-178%
-1.21
-6%
-2.78
-130%
-2.73
+2%
-3.11
-14%
-2.25
+28%
-2.51
-12%
-2.24
+11%
-2.77
-24%
-3.24
-17%
-3.34
-3%
-2.98
+11%
-2.43
+18%
-2.17
+11%
-1.67
+23%
-1.42
+15%
-0.57
+60%
-0.18
+68%
0.15
N/A
0.66
+340%
0.8
+21%

See Also

Summary
AFRM intrinsic value, competitors valuation, and company profile.
DCF Valuation
AFRM stock valuation using Discount Cash Flow valuation method.
Relative Valuation
AFRM stock valuation using valuation multiples.
Wall Street Estimates
AFRM price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
AFRM stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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