Atlanticus Holdings Corp
NASDAQ:ATLC
Income Statement
Earnings Waterfall
Atlanticus Holdings Corp
Revenue
|
466.3m
USD
|
Cost of Revenue
|
-210m
USD
|
Gross Profit
|
256.3m
USD
|
Operating Expenses
|
-127.8m
USD
|
Operating Income
|
128.6m
USD
|
Other Expenses
|
-50.9m
USD
|
Net Income
|
77.6m
USD
|
Income Statement
Atlanticus Holdings Corp
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Revenue |
139
N/A
|
165
+19%
|
178
+8%
|
180
+2%
|
163
-10%
|
140
-14%
|
130
-7%
|
125
-4%
|
123
-1%
|
119
-4%
|
116
-2%
|
107
-8%
|
106
-1%
|
109
+3%
|
112
+3%
|
121
+8%
|
129
+7%
|
142
+10%
|
156
+10%
|
175
+12%
|
191
+9%
|
211
+10%
|
236
+12%
|
276
+17%
|
346
+25%
|
407
+18%
|
444
+9%
|
463
+4%
|
452
-3%
|
446
-1%
|
462
+4%
|
496
+8%
|
529
+7%
|
537
+1%
|
537
+0%
|
507
-6%
|
470
-7%
|
456
-3%
|
445
-2%
|
448
+1%
|
466
+4%
|
|
Gross Profit | ||||||||||||||||||||||||||||||||||||||||||
Cost of Revenue |
(62)
|
(67)
|
(70)
|
(71)
|
(68)
|
(62)
|
(57)
|
(54)
|
(50)
|
(49)
|
(48)
|
(46)
|
(47)
|
(47)
|
(49)
|
(53)
|
(55)
|
(60)
|
(64)
|
(67)
|
(72)
|
(76)
|
(82)
|
(90)
|
(100)
|
(107)
|
(111)
|
(114)
|
(115)
|
(114)
|
(119)
|
(122)
|
(130)
|
(140)
|
(151)
|
(166)
|
(177)
|
(186)
|
(191)
|
(199)
|
(210)
|
|
Gross Profit |
77
N/A
|
98
+28%
|
107
+9%
|
110
+2%
|
95
-14%
|
78
-18%
|
73
-6%
|
71
-3%
|
73
+3%
|
69
-5%
|
69
-1%
|
61
-11%
|
59
-3%
|
62
+4%
|
63
+2%
|
68
+9%
|
74
+8%
|
82
+12%
|
93
+13%
|
108
+16%
|
119
+10%
|
135
+13%
|
154
+14%
|
186
+21%
|
246
+32%
|
300
+22%
|
333
+11%
|
350
+5%
|
337
-4%
|
332
-1%
|
343
+3%
|
375
+9%
|
400
+7%
|
397
-1%
|
387
-3%
|
341
-12%
|
293
-14%
|
270
-8%
|
255
-6%
|
250
-2%
|
256
+3%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(108)
|
(134)
|
(144)
|
(144)
|
(129)
|
(100)
|
(82)
|
(74)
|
(72)
|
(65)
|
(66)
|
(72)
|
(74)
|
(79)
|
(94)
|
(100)
|
(122)
|
(136)
|
(133)
|
(149)
|
(116)
|
(121)
|
(134)
|
(133)
|
(214)
|
(268)
|
(280)
|
(265)
|
(223)
|
(165)
|
(152)
|
(157)
|
(151)
|
(170)
|
(169)
|
(159)
|
(143)
|
(124)
|
(119)
|
(122)
|
(128)
|
|
Selling, General & Administrative |
(27)
|
(26)
|
(25)
|
(23)
|
(22)
|
(21)
|
(20)
|
(21)
|
(22)
|
(24)
|
(27)
|
(28)
|
(27)
|
(28)
|
(29)
|
(30)
|
(36)
|
(37)
|
(37)
|
(39)
|
(36)
|
(40)
|
(48)
|
(55)
|
(63)
|
(66)
|
(68)
|
(64)
|
(64)
|
(66)
|
(71)
|
(82)
|
(91)
|
(104)
|
(113)
|
(109)
|
(106)
|
(94)
|
(89)
|
(92)
|
(96)
|
|
Depreciation & Amortization |
(18)
|
(43)
|
(60)
|
(66)
|
(69)
|
(56)
|
(50)
|
(49)
|
(41)
|
(32)
|
(24)
|
(15)
|
(8)
|
(4)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
|
Other Operating Expenses |
(64)
|
(65)
|
(60)
|
(55)
|
(38)
|
(23)
|
(12)
|
(4)
|
(9)
|
(9)
|
(15)
|
(29)
|
(39)
|
(48)
|
(63)
|
(69)
|
(85)
|
(98)
|
(96)
|
(110)
|
(80)
|
(81)
|
(85)
|
(77)
|
(150)
|
(201)
|
(212)
|
(200)
|
(157)
|
(98)
|
(80)
|
(74)
|
(59)
|
(64)
|
(54)
|
(47)
|
(36)
|
(28)
|
(28)
|
(28)
|
(29)
|
|
Operating Income |
(31)
N/A
|
(36)
-15%
|
(37)
-3%
|
(34)
+7%
|
(34)
-1%
|
(23)
+34%
|
(9)
+59%
|
(3)
+64%
|
1
N/A
|
4
+500%
|
3
-36%
|
(11)
N/A
|
(15)
-36%
|
(17)
-18%
|
(31)
-83%
|
(32)
-1%
|
(49)
-53%
|
(54)
-12%
|
(40)
+25%
|
(42)
-3%
|
3
N/A
|
13
+355%
|
20
+54%
|
53
+159%
|
32
-39%
|
32
+1%
|
53
+65%
|
85
+60%
|
114
+35%
|
167
+46%
|
192
+14%
|
217
+13%
|
249
+15%
|
227
-9%
|
217
-4%
|
182
-16%
|
149
-18%
|
146
-2%
|
135
-7%
|
128
-6%
|
129
+1%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
9
|
7
|
6
|
6
|
7
|
6
|
6
|
4
|
3
|
3
|
2
|
3
|
2
|
1
|
2
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(8)
|
(13)
|
(29)
|
(29)
|
(22)
|
(16)
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Pre-Tax Income |
(23)
N/A
|
(29)
-29%
|
(30)
-4%
|
(28)
+8%
|
(27)
+2%
|
(17)
+38%
|
(4)
+78%
|
1
N/A
|
4
+400%
|
7
+97%
|
5
-28%
|
(8)
N/A
|
(12)
-51%
|
(16)
-27%
|
(30)
-89%
|
(31)
-3%
|
(47)
-54%
|
(53)
-12%
|
(39)
+26%
|
(41)
-4%
|
4
N/A
|
14
+300%
|
21
+49%
|
53
+156%
|
32
-40%
|
32
+2%
|
53
+64%
|
85
+60%
|
114
+35%
|
160
+40%
|
178
+12%
|
188
+5%
|
220
+17%
|
205
-6%
|
201
-2%
|
182
-9%
|
149
-18%
|
146
-2%
|
135
-7%
|
128
-6%
|
129
+1%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
5
|
4
|
3
|
4
|
35
|
37
|
37
|
38
|
(2)
|
(3)
|
(2)
|
2
|
6
|
6
|
11
|
6
|
1
|
1
|
2
|
2
|
4
|
4
|
(3)
|
(7)
|
(6)
|
(7)
|
(9)
|
(15)
|
(21)
|
(27)
|
(32)
|
(34)
|
(42)
|
(27)
|
(26)
|
(22)
|
(15)
|
(30)
|
(28)
|
(28)
|
(27)
|
|
Income from Continuing Operations |
(18)
|
(26)
|
(27)
|
(24)
|
7
|
20
|
33
|
39
|
2
|
4
|
3
|
(6)
|
(6)
|
(10)
|
(19)
|
(25)
|
(47)
|
(52)
|
(38)
|
(40)
|
8
|
18
|
18
|
47
|
26
|
26
|
44
|
70
|
94
|
133
|
146
|
155
|
178
|
179
|
176
|
161
|
135
|
116
|
107
|
99
|
102
|
|
Income to Minority Interest |
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
|
Net Income (Common) |
(18)
N/A
|
(26)
-46%
|
(27)
-5%
|
(24)
+11%
|
7
N/A
|
20
+183%
|
33
+62%
|
39
+19%
|
2
-96%
|
4
+153%
|
3
-26%
|
(6)
N/A
|
(6)
N/A
|
(10)
-62%
|
(19)
-89%
|
(25)
-28%
|
(41)
-65%
|
(46)
-13%
|
(32)
+31%
|
(34)
-5%
|
8
N/A
|
18
+130%
|
18
-2%
|
47
+164%
|
25
-46%
|
22
-12%
|
36
+59%
|
57
+59%
|
77
+36%
|
114
+48%
|
128
+12%
|
134
+5%
|
156
+16%
|
155
0%
|
151
-3%
|
137
-9%
|
111
-19%
|
92
-17%
|
83
-10%
|
75
-9%
|
78
+3%
|
|
EPS (Diluted) |
-1.29
N/A
|
-1.83
-42%
|
-1.95
-7%
|
-1.72
+12%
|
0.51
N/A
|
1.47
+188%
|
2.37
+61%
|
2.8
+18%
|
0.12
-96%
|
0.31
+158%
|
0.23
-26%
|
-0.45
N/A
|
-0.46
-2%
|
-0.73
-59%
|
-1.38
-89%
|
-1.77
-28%
|
-2.93
-66%
|
-3.33
-14%
|
-2.29
+31%
|
-2.41
-5%
|
0.56
N/A
|
1.25
+123%
|
1.19
-5%
|
2.99
+151%
|
1.66
-44%
|
1.14
-31%
|
1.74
+53%
|
2.81
+61%
|
3.83
+36%
|
5.44
+42%
|
6.07
+12%
|
6.39
+5%
|
7.44
+16%
|
7.7
+3%
|
7.72
+0%
|
7.18
-7%
|
5.69
-21%
|
4.83
-15%
|
4.35
-10%
|
3.98
-9%
|
4.11
+3%
|