Atlanticus Holdings Corp
NASDAQ:ATLC
Intrinsic Value
Atlanticus Holdings Corp. is a financial holding company, which engages in the provision of financial technology and related services. [ Read More ]
The intrinsic value of one ATLC stock under the Base Case scenario is 250.95 USD. Compared to the current market price of 25.54 USD, Atlanticus Holdings Corp is Undervalued by 90%.
Valuation Backtest
Atlanticus Holdings Corp
Run backtest to discover the historical profit from buying and selling ATLC stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
Atlanticus Holdings Corp
Current Assets | 367.2m |
Cash & Short-Term Investments | 339.3m |
Other Current Assets | 27.9m |
Non-Current Assets | 2.3B |
PP&E | 22.8m |
Other Non-Current Assets | 2.3B |
Current Liabilities | 167.6m |
Accounts Payable | 61.6m |
Accrued Liabilities | 20.2m |
Other Current Liabilities | 85.8m |
Non-Current Liabilities | 2B |
Long-Term Debt | 2B |
Other Non-Current Liabilities | -2.3m |
Earnings Waterfall
Atlanticus Holdings Corp
Revenue
|
466.3m
USD
|
Cost of Revenue
|
-210m
USD
|
Gross Profit
|
256.3m
USD
|
Operating Expenses
|
-127.8m
USD
|
Operating Income
|
128.6m
USD
|
Other Expenses
|
-50.9m
USD
|
Net Income
|
77.6m
USD
|
Free Cash Flow Analysis
Atlanticus Holdings Corp
ATLC Profitability Score
Profitability Due Diligence
Atlanticus Holdings Corp's profitability score is 64/100. The higher the profitability score, the more profitable the company is.
Score
Atlanticus Holdings Corp's profitability score is 64/100. The higher the profitability score, the more profitable the company is.
ATLC Solvency Score
Solvency Due Diligence
Atlanticus Holdings Corp's solvency score is 23/100. The higher the solvency score, the more solvent the company is.
Score
Atlanticus Holdings Corp's solvency score is 23/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
ATLC Price Targets Summary
Atlanticus Holdings Corp
According to Wall Street analysts, the average 1-year price target for ATLC is 44.37 USD with a low forecast of 35.35 USD and a high forecast of 52.5 USD.
Ownership
ATLC Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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9 Months |
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12 Months |
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Shareholder Return
ATLC Price
Atlanticus Holdings Corp
Average Annual Return | 117.25% |
Standard Deviation of Annual Returns | 122.43% |
Max Drawdown | -75% |
Market Capitalization | 373m USD |
Shares Outstanding | 14 613 400 |
Percentage of Shares Shorted | 7.04% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Atlanticus Holdings Corp. is a financial holding company, which engages in the provision of financial technology and related services. The company is headquartered in Atlanta, Georgia and currently employs 328 full-time employees. The Company’s segments include Credit as a Service (CaaS) and Auto Finance Segment. CaaS segment provides private label credit and general purpose credit cards originated by lenders through multiple channels, including retail and healthcare, direct mail solicitation, digital marketing and partnerships with third parties. Its flexible technology solutions allow bank partners to integrate its paperless process and instant decisioning platform with the existing infrastructure of participating retailers and service providers. Auto Finance segment conducted through its CAR platform. CAR primarily purchases and/or services loans secured by automobiles and provides floor-plan financing for pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business.
Contact
IPO
Employees
Officers
The intrinsic value of one ATLC stock under the Base Case scenario is 250.95 USD.
Compared to the current market price of 25.54 USD, Atlanticus Holdings Corp is Undervalued by 90%.