Bank First Corp
NASDAQ:BFC
Income Statement
Income Statement
Bank First Corp
| Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
18
|
18
|
18
|
19
|
19
|
20
|
20
|
21
|
20
|
20
|
20
|
20
|
21
|
6
|
12
|
19
|
25
|
26
|
27
|
28
|
29
|
29
|
29
|
30
|
30
|
31
|
32
|
32
|
32
|
33
|
33
|
34
|
34
|
35
|
35
|
35
|
35
|
35
|
35
|
36
|
36
|
37
|
37
|
38
|
39
|
39
|
40
|
41
|
46
|
52
|
58
|
63
|
63
|
62
|
62
|
66
|
70
|
73
|
79
|
81
|
87
|
90
|
91
|
91
|
90
|
90
|
92
|
97
|
104
|
114
|
125
|
131
|
133
|
135
|
133
|
135
|
138
|
141
|
145
|
147
|
|
| Interest Income |
27
|
27
|
27
|
27
|
28
|
29
|
31
|
32
|
33
|
35
|
36
|
38
|
40
|
10
|
19
|
29
|
38
|
38
|
39
|
38
|
38
|
38
|
38
|
38
|
38
|
38
|
38
|
38
|
38
|
38
|
38
|
39
|
39
|
39
|
39
|
39
|
40
|
40
|
40
|
41
|
41
|
42
|
43
|
44
|
45
|
45
|
46
|
47
|
54
|
61
|
69
|
76
|
78
|
78
|
79
|
85
|
89
|
93
|
97
|
97
|
101
|
102
|
101
|
100
|
98
|
98
|
100
|
106
|
117
|
133
|
153
|
170
|
182
|
191
|
194
|
201
|
206
|
212
|
217
|
219
|
|
| Interest Expense |
10
|
9
|
9
|
9
|
9
|
9
|
10
|
11
|
13
|
15
|
16
|
18
|
19
|
4
|
7
|
10
|
13
|
12
|
11
|
11
|
10
|
9
|
8
|
8
|
7
|
7
|
7
|
6
|
6
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
6
|
6
|
6
|
6
|
6
|
7
|
8
|
9
|
11
|
13
|
15
|
16
|
18
|
19
|
20
|
20
|
18
|
16
|
14
|
12
|
10
|
9
|
8
|
8
|
8
|
9
|
12
|
19
|
29
|
38
|
49
|
56
|
61
|
66
|
69
|
71
|
73
|
72
|
|
| Non Interest Income |
8
|
8
|
7
|
7
|
7
|
6
|
6
|
6
|
7
|
8
|
8
|
9
|
9
|
3
|
7
|
10
|
14
|
13
|
11
|
11
|
9
|
9
|
9
|
7
|
7
|
5
|
6
|
7
|
8
|
10
|
10
|
9
|
7
|
6
|
6
|
7
|
8
|
9
|
9
|
8
|
8
|
8
|
8
|
9
|
9
|
9
|
10
|
10
|
10
|
11
|
11
|
11
|
12
|
11
|
11
|
12
|
13
|
13
|
18
|
20
|
24
|
26
|
25
|
25
|
24
|
23
|
22
|
22
|
20
|
20
|
19
|
19
|
58
|
57
|
58
|
58
|
20
|
22
|
21
|
22
|
|
| Revenue |
25
N/A
|
26
+1%
|
25
-2%
|
25
+0%
|
26
+2%
|
26
+1%
|
27
+4%
|
27
-1%
|
27
+1%
|
28
+3%
|
28
+0%
|
29
+2%
|
29
+2%
|
9
-69%
|
19
+110%
|
29
+50%
|
39
+35%
|
39
+1%
|
38
-4%
|
39
+2%
|
38
-2%
|
38
+1%
|
39
+1%
|
37
-4%
|
38
+2%
|
36
-5%
|
37
+3%
|
39
+4%
|
41
+5%
|
43
+5%
|
43
+1%
|
43
+0%
|
41
-5%
|
41
+0%
|
41
+0%
|
41
+1%
|
43
+4%
|
44
+2%
|
44
+1%
|
44
+0%
|
44
-1%
|
44
+2%
|
45
+2%
|
47
+3%
|
48
+3%
|
49
+1%
|
50
+3%
|
51
+2%
|
56
+9%
|
63
+13%
|
68
+9%
|
74
+8%
|
75
+1%
|
73
-2%
|
73
-1%
|
78
+7%
|
82
+5%
|
86
+5%
|
97
+12%
|
101
+5%
|
110
+9%
|
116
+5%
|
116
0%
|
116
0%
|
114
-2%
|
113
-1%
|
113
+1%
|
118
+4%
|
124
+5%
|
134
+9%
|
144
+7%
|
150
+4%
|
192
+28%
|
191
0%
|
192
+0%
|
193
+1%
|
157
-19%
|
163
+4%
|
166
+2%
|
169
+2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(2)
|
(2)
|
(1)
|
(2)
|
(2)
|
(4)
|
(4)
|
(6)
|
(7)
|
(7)
|
(6)
|
(5)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(5)
|
(5)
|
(6)
|
(8)
|
(7)
|
(7)
|
(7)
|
(5)
|
(4)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(5)
|
(5)
|
(5)
|
(5)
|
(1)
|
(1)
|
0
|
1
|
1
|
0
|
(0)
|
|
| Non Interest Expense |
(14)
|
(14)
|
(15)
|
(15)
|
(15)
|
(15)
|
(16)
|
(16)
|
(16)
|
(17)
|
(18)
|
(18)
|
(19)
|
(6)
|
(13)
|
(20)
|
(26)
|
(25)
|
(23)
|
(23)
|
(21)
|
(22)
|
(23)
|
(22)
|
(24)
|
(22)
|
(21)
|
(23)
|
(23)
|
(26)
|
(26)
|
(25)
|
(23)
|
(23)
|
(23)
|
(22)
|
(22)
|
(22)
|
(22)
|
(22)
|
(22)
|
(23)
|
(23)
|
(24)
|
(25)
|
(25)
|
(26)
|
(27)
|
(30)
|
(34)
|
(37)
|
(40)
|
(40)
|
(39)
|
(39)
|
(41)
|
(43)
|
(46)
|
(51)
|
(51)
|
(53)
|
(53)
|
(51)
|
(51)
|
(51)
|
(51)
|
(52)
|
(58)
|
(62)
|
(69)
|
(75)
|
(76)
|
(88)
|
(89)
|
(88)
|
(89)
|
(79)
|
(79)
|
(81)
|
(82)
|
|
| Pre-Tax Income |
10
N/A
|
10
+4%
|
10
-2%
|
10
+2%
|
10
+3%
|
10
+1%
|
11
+5%
|
9
-18%
|
9
-5%
|
9
+0%
|
7
-16%
|
9
+22%
|
9
0%
|
2
-81%
|
4
+151%
|
7
+68%
|
9
+25%
|
10
+13%
|
9
-9%
|
9
+4%
|
10
+4%
|
10
+5%
|
11
+10%
|
11
-1%
|
11
+2%
|
13
+12%
|
14
+11%
|
14
+1%
|
15
+2%
|
14
-3%
|
15
+4%
|
15
+2%
|
17
+10%
|
17
+1%
|
17
-1%
|
18
+10%
|
19
+4%
|
19
+3%
|
20
+3%
|
20
+0%
|
20
-1%
|
21
+3%
|
21
+3%
|
22
+2%
|
23
+4%
|
23
+1%
|
23
+3%
|
23
N/A
|
24
+3%
|
27
+14%
|
29
+6%
|
31
+7%
|
32
+4%
|
31
-2%
|
31
-1%
|
32
+3%
|
34
+7%
|
35
+1%
|
38
+10%
|
44
+16%
|
50
+14%
|
56
+13%
|
60
+8%
|
61
+1%
|
60
-1%
|
58
-3%
|
58
+0%
|
58
-2%
|
60
+4%
|
60
+1%
|
64
+6%
|
70
+9%
|
99
+42%
|
102
+3%
|
103
+1%
|
104
+1%
|
80
-23%
|
85
+6%
|
85
+1%
|
87
+2%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(1)
|
(2)
|
(2)
|
(0)
|
(1)
|
(2)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(6)
|
(6)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(7)
|
(7)
|
(6)
|
(7)
|
(7)
|
(8)
|
(7)
|
(8)
|
(10)
|
(12)
|
(14)
|
(15)
|
(15)
|
(15)
|
(14)
|
(14)
|
(14)
|
(14)
|
(15)
|
(16)
|
(17)
|
(24)
|
(23)
|
(22)
|
(21)
|
(14)
|
(16)
|
(16)
|
(16)
|
|
| Income from Continuing Operations |
8
|
8
|
8
|
8
|
8
|
8
|
8
|
7
|
7
|
7
|
6
|
7
|
7
|
1
|
3
|
5
|
7
|
7
|
7
|
7
|
8
|
8
|
8
|
8
|
9
|
9
|
10
|
10
|
10
|
10
|
10
|
11
|
12
|
12
|
12
|
12
|
13
|
13
|
13
|
13
|
13
|
14
|
14
|
14
|
15
|
15
|
16
|
16
|
16
|
19
|
21
|
23
|
26
|
25
|
25
|
25
|
27
|
27
|
30
|
34
|
38
|
42
|
46
|
46
|
45
|
44
|
44
|
44
|
45
|
46
|
48
|
52
|
75
|
79
|
81
|
82
|
66
|
68
|
69
|
71
|
|
| Net Income (Common) |
8
N/A
|
8
+4%
|
8
-2%
|
8
0%
|
8
+2%
|
8
+1%
|
8
+4%
|
7
-14%
|
7
-4%
|
7
0%
|
6
-14%
|
7
+19%
|
7
+0%
|
1
-80%
|
2
+72%
|
4
+87%
|
6
+30%
|
7
+14%
|
7
+5%
|
7
+4%
|
8
+4%
|
8
+4%
|
8
+7%
|
8
0%
|
9
+2%
|
9
+10%
|
10
+11%
|
10
0%
|
10
+1%
|
10
-2%
|
10
+3%
|
11
+2%
|
12
+9%
|
12
+1%
|
12
-1%
|
12
+6%
|
13
+2%
|
13
+2%
|
13
+2%
|
13
+2%
|
13
+0%
|
14
+3%
|
14
+3%
|
14
+2%
|
15
+3%
|
15
+1%
|
16
+3%
|
16
+1%
|
15
-2%
|
18
+20%
|
21
+12%
|
23
+10%
|
26
+12%
|
25
-2%
|
25
-2%
|
25
+3%
|
27
+6%
|
27
+2%
|
30
+8%
|
34
+14%
|
38
+12%
|
42
+11%
|
45
+8%
|
45
+1%
|
45
-1%
|
44
-3%
|
44
+0%
|
43
-2%
|
45
+4%
|
45
+1%
|
48
+5%
|
52
+9%
|
74
+42%
|
78
+6%
|
80
+2%
|
82
+2%
|
65
-21%
|
68
+4%
|
69
+1%
|
70
+2%
|
|
| EPS (Diluted) |
1.1
N/A
|
1.13
+3%
|
1.11
-2%
|
1.11
N/A
|
1.14
+3%
|
1.16
+2%
|
1.19
+3%
|
1.1
-8%
|
1.02
-7%
|
0.99
-3%
|
0.85
-14%
|
1.03
+21%
|
1.03
N/A
|
0.18
-83%
|
0.42
+133%
|
0.68
+62%
|
0.88
+29%
|
1.03
+17%
|
1.05
+2%
|
1.08
+3%
|
1.13
+5%
|
1.17
+4%
|
1.26
+8%
|
1.26
N/A
|
1.3
+3%
|
1.43
+10%
|
1.58
+10%
|
1.57
-1%
|
1.58
+1%
|
1.54
-3%
|
1.59
+3%
|
1.66
+4%
|
1.79
+8%
|
1.83
+2%
|
1.82
-1%
|
1.94
+7%
|
1.99
+3%
|
2.05
+3%
|
2.09
+2%
|
2.12
+1%
|
2.13
+0%
|
2.18
+2%
|
2.27
+4%
|
2.33
+3%
|
2.4
+3%
|
2.41
+0%
|
2.53
+5%
|
2.52
0%
|
2.42
-4%
|
2.73
+13%
|
3.1
+14%
|
3.4
+10%
|
3.81
+12%
|
3.77
-1%
|
3.67
-3%
|
3.54
-4%
|
3.87
+9%
|
3.83
-1%
|
3.98
+4%
|
4.39
+10%
|
5.05
+15%
|
5.46
+8%
|
5.88
+8%
|
5.89
+0%
|
5.93
+1%
|
5.78
-3%
|
5.87
+2%
|
5.24
-11%
|
5.56
+6%
|
4.66
-16%
|
4.62
-1%
|
5.03
+9%
|
7.26
+44%
|
7.84
+8%
|
8.04
+3%
|
8.23
+2%
|
6.49
-21%
|
6.81
+5%
|
6.97
+2%
|
7.16
+3%
|
|