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Bank of the James
NASDAQ:BOTJ

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Bank of the James Logo
Bank of the James
NASDAQ:BOTJ
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Price: 20 USD 5.82% Market Closed
Market Cap: $90.9m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Balance Sheet

Assets
+
3Y
+6%
5Y
+20%
10Y
+101%
Liabilities
+
3Y
+3%
5Y
+20%
10Y
+100%
Equity
+
3Y
+59%
5Y
+17%
10Y
+107%

Balance Sheet Decomposition
Bank of the James

Balance Sheet
Bank of the James

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Balance Sheet
Currency: USD
Dec-2006 Dec-2007 Dec-2008 Dec-2009 Dec-2010 Dec-2011 Dec-2012 Dec-2013 Dec-2014 Dec-2015 Dec-2016 Dec-2017 Dec-2018 Dec-2019 Dec-2020 Dec-2021 Dec-2022 Dec-2023 Dec-2024
Assets
Net Loans
188
224
275
319
321
319
320
340
395
430
464
491
530
573
602
577
605
602
637
Investments
32
34
33
87
66
70
85
66
41
68
77
99
103
99
196
348
252
300
275
PP&E Net
6
6
8
11
9
9
8
9
9
10
11
12
13
23
22
23
22
22
22
PP&E Gross
6
6
8
11
9
9
8
9
9
0
0
0
0
23
22
23
22
22
22
Accumulated Depreciation
3
4
4
5
6
6
6
8
9
0
0
0
0
13
11
13
14
15
17
Intangible Assets
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8
8
7
7
Goodwill
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
2
2
2
Customer Acceptances Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Long-Term Assets
1
0
0
0
0
1
1
3
1
1
2
1
2
1
0
0
0
0
9
Other Assets
2
2
6
14
16
16
15
6
6
6
7
8
8
8
9
11
20
24
16
Total Assets
233
N/A
270
+16%
329
+22%
438
+33%
419
-4%
427
+2%
441
+3%
435
-2%
461
+6%
527
+14%
574
+9%
626
+9%
675
+8%
725
+7%
851
+17%
988
+16%
929
-6%
969
+4%
979
+1%
Liabilities
Accounts Payable
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
Accrued Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
2
1
1
1
1
1
Short-Term Debt
9
16
14
11
7
8
0
4
3
0
0
0
0
0
0
11
11
10
9
Total Deposits
202
229
268
376
368
374
399
387
400
468
523
568
612
650
765
887
848
878
882
Other Interest Bearing Liabilities
0
0
21
20
10
10
2
2
12
0
0
0
0
0
0
0
0
0
0
Other Current Liabilities
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Total Current Liabilities
9
17
15
11
7
9
0
4
3
0
0
0
0
2
2
12
12
12
11
Long-Term Debt
0
0
0
0
0
0
0
10
10
10
0
5
5
9
14
14
13
13
13
Other Liabilities
0
0
0
7
8
8
11
1
1
1
2
2
3
3
4
5
5
6
8
Total Liabilities
211
N/A
246
+16%
304
+24%
414
+36%
393
-5%
401
+2%
412
+3%
405
-2%
426
+5%
479
+12%
525
+10%
575
+10%
620
+8%
664
+7%
785
+18%
918
+17%
878
-4%
909
+4%
914
+1%
Equity
Common Stock
5
6
6
6
7
7
7
7
7
9
9
9
9
9
9
10
10
10
10
Retained Earnings
5
3
1
3
4
3
1
2
5
8
10
12
17
21
25
23
31
37
43
Additional Paid In Capital
12
16
20
21
23
23
23
23
23
32
32
32
32
31
31
37
36
35
35
Other Equity
0
0
0
1
1
0
1
2
0
1
2
2
2
0
2
1
27
22
23
Total Equity
22
N/A
25
+12%
25
+0%
24
-4%
26
+8%
27
+5%
30
+10%
30
+1%
35
+17%
48
+39%
49
+2%
52
+5%
55
+7%
61
+11%
67
+9%
69
+4%
50
-28%
60
+20%
65
+8%
Total Liabilities & Equity
233
N/A
270
+16%
329
+22%
438
+33%
419
-4%
427
+2%
441
+3%
435
-2%
461
+6%
527
+14%
574
+9%
626
+9%
675
+8%
725
+7%
851
+17%
988
+16%
929
-6%
969
+4%
979
+1%
Shares Outstanding
Common Shares Outstanding
3
3
3
3
4
4
4
4
4
5
5
5
5
5
5
5
5
5
5

See Also

Summary
BOTJ intrinsic value, competitors valuation, and company profile.
DCF Valuation
BOTJ stock valuation using Discount Cash Flow valuation method.
Relative Valuation
BOTJ stock valuation using valuation multiples.
Wall Street Estimates
BOTJ price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
BOTJ stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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