Credit Acceptance Corp
NASDAQ:CACC
Intrinsic Value
Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. [ Read More ]
The intrinsic value of one CACC stock under the Base Case scenario is 625.55 USD. Compared to the current market price of 515.52 USD, Credit Acceptance Corp is Undervalued by 18%.
Valuation Backtest
Credit Acceptance Corp
Run backtest to discover the historical profit from buying and selling CACC stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
Credit Acceptance Corp
Current Assets | 17.5m |
Cash & Short-Term Investments | 13.2m |
Receivables | 4.3m |
Non-Current Assets | 7.6B |
PP&E | 46.5m |
Other Non-Current Assets | 7.5B |
Current Liabilities | 399.8m |
Accounts Payable | 316.1m |
Accrued Liabilities | 2.7m |
Other Current Liabilities | 81m |
Non-Current Liabilities | 5.5B |
Long-Term Debt | 5.1B |
Other Non-Current Liabilities | 389.2m |
Earnings Waterfall
Credit Acceptance Corp
Revenue
|
1.9B
USD
|
Operating Expenses
|
-1.3B
USD
|
Operating Income
|
635.9m
USD
|
Other Expenses
|
-349.8m
USD
|
Net Income
|
286.1m
USD
|
Free Cash Flow Analysis
Credit Acceptance Corp
CACC Profitability Score
Profitability Due Diligence
Credit Acceptance Corp's profitability score is 63/100. The higher the profitability score, the more profitable the company is.
Score
Credit Acceptance Corp's profitability score is 63/100. The higher the profitability score, the more profitable the company is.
CACC Solvency Score
Solvency Due Diligence
Credit Acceptance Corp's solvency score is 19/100. The higher the solvency score, the more solvent the company is.
Score
Credit Acceptance Corp's solvency score is 19/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
CACC Price Targets Summary
Credit Acceptance Corp
According to Wall Street analysts, the average 1-year price target for CACC is 500.82 USD with a low forecast of 469.65 USD and a high forecast of 567 USD.
Ownership
CACC Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
CACC Price
Credit Acceptance Corp
Average Annual Return | 6.93% |
Standard Deviation of Annual Returns | 57.95% |
Max Drawdown | -57% |
Market Capitalization | 6.5B USD |
Shares Outstanding | 12 303 000 |
Percentage of Shares Shorted | 14.88% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. The company is headquartered in Southfield, Michigan and currently employs 2,073 full-time employees. The Company’s financing programs are offered through a network of automobile dealers. The firm offers two financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers, which is referred to as dealer loan in exchange for the right to service the underlying consumer Loans. Under the Purchase Program, the Company buys the consumer loans from the dealers, which is referred to as a purchased loan and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The firm has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.
Contact
IPO
Employees
Officers
The intrinsic value of one CACC stock under the Base Case scenario is 625.55 USD.
Compared to the current market price of 515.52 USD, Credit Acceptance Corp is Undervalued by 18%.